USDA Vs. FHA your options comparison in Siloam-Springs, Benton County, AR
In 2026, the USDA loan limit for Siloam-Springs in Benton county, AR, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to compare today's USDA against FHA's best rates, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in Alabama best fits your financial situation.
2026 Loan Limits and Down Payment Requirements in Siloam-Springs, Benton, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Siloam-Springs, AR
Lendersa® strives to secure the best possible USDA or FHA loans for you quickly and effortlessly. Select one of three starting points that align you with matching lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment.
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