USDA Vs. FHA Pro and Con comparison in Corning, Clay County, AR

For 2025, the USDA loan limit in Corning, Clay county, AR is $336,500, while the FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to explore today's best USDA and FHA rates, evaluating necessary income, credit, reserves, and documents for qualification. Compare USDA, FHA, Conforming, and VA loan options side by side with our advanced calculator, assisting in choosing the ideal program for your financial scenario in Alabama.

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2025 Loan Limits and Down Payment Requirements in Corning, Clay, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Corning, AR

Lendersa® strives to swiftly secure the best USDA or FHA loan without hassle. Explore one of three pathways that connect with suitable lenders and USDA loan programs.

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Explaining the USDA Loan in AR

The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment, making them advantageous for eligible candidates.

Enter your location to find out if it qualifies for USDA rural housing loan?



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