USDA Loan Vs. FHA loan for Piggott, AR [Clay County ]

During 2025, the USDA loan limit in Piggott, within Clay, AR, reaches $336,500, whereas the FHA limit stands at $472,030 for a single-family dwelling.

With the Lendersa® USDA loan calculator, you can compare top USDA and FHA rates available today and determine qualifications including income, credit, reserves, and necessary documents. This advanced mortgage tool displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial scenario in Alabama.

USDA and FHA Loan Options in Piggott, AR

Lendersa®'s goal is to swiftly secure you the best USDA or FHA loan without hassle. Begin by choosing one of three starting paths, which match you with appropriate lenders and USDA loan options.

Understanding USDA Loans in AR

The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is targeted at rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans do not demand any down payment, making them highly appealing for eligible candidates.

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(877) 846-6307 Lender's profile and map Reviews BNB & Associates, LLC 108 Columbus Parkway, Opelika, AL, 36801 BNB & Associates, LLC is your premier one stop shop real estate broker, mortgage broker and residential contractor. We service the great states of Alabama and Georgia. We list homes, sell homes, finance homes and build homes. We offer Conventional, FHA, USDA, VA, High Balance, Construction, Non-QM and Commercial Loans.
(630) 844-4950 Lender's profile and map Reviews Earthmover Credit Union 2195 Baseline Road, Oswego, IL, 60543 Earthmover Credit Union's vision is to provide its members with quality products and exceptional service while maintaining a competitive rate of return on deposits, the security of capital strength, and competitive rates on loans. When you become a part of Earthmover Credit Union, don't worry about asking us for help You can rest assured.
(630) 554-8899 Lender's profile and map Reviews Allied First Bank SB 3201 Orchard Road, Oswego, IL, 60543 Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
(855) 456-9782 Lender's profile and map Reviews Direct Mortgage Investors, Inc. 5533 west 109th Street, Lawn, IL, 60543 Direct Mortgage Investors, Inc has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and seamless.
(620) 442-8210 Lender's profile and map Reviews Ark Valley Credit Union 1515 N Summit Street, Arkansas City, KS, 67005 The Ark Valley Credit Union was formed in 1955 as the Rodeo Credit Union for employees of Maurer-Neuer, Inc. The Credit Union was opened to Cowley County residents in 1979 and the name changed to Ark Valley Credit Union in 1990. In 2003, Ark Valley Credit Union merged with the Rainbow Credit Union and opened a branch office in Winfield.
(765) 674-6631 Lender's profile and map Reviews Via Credit Union 4505 South Adams Street, Marion, IN, 46953 Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
(404) 658-6465 Lender's profile and map Reviews Credit Union of Atlanta 670 Metropolitan Pkwy SW, Atlanta, GA, 30310 At Credit Union of Atlanta, we approach things a little bit differently than the average bank. That's because as a credit union, our focus is not on profits or personal gains. Instead, we pour our energy and any profits earned into securing better rates for our members. And as a member, you're not just any old customer.
(770) 558-3363 Lender's profile and map Reviews 770 Hard Cash 592 Lawton Street SW, Atlanta, GA, 30310 With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
(800) 321-6956 Lender's profile and map Reviews Integrity Mortgage Funding LLC 4405 Mall Blvd, Union City, GA, 30291 At Integrity Mortgage Funding, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(563) 374-1247 Lender's profile and map Reviews First Trust and Savings Bank 123 Main St, Wheatland, IA, 52777 First Trust and Savings Bank, with it's origin dating back to 1886, has been very blessed to be part of a strong agricultural area that now includes facilities in the towns of Wheatland, Dixon, Lost Nation, Calamus, Grand Mound, and Donahue, Iowa.First Trust is a locally owned community bank, with many long term experienced employees to serve you.
(813) 397-8291 Lender's profile and map Reviews Atlanta hard money 3220 West Roxboro Rd, Atlanta, GA, 30324 Atlanta, Georgia Based Friendly Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons, No Adjustments, No Prepayment Penalties!Hard Money. Owner Occ OK! Fast Approvals Based on Equity, Not Credit. Cash Out Any Reason. 30 Year Fixed. No Balloons.