USDA Vs. FHA your options comparison in Fordyce, Dallas County, AR
In 2026, the USDA loan limit in Fordyce within Dallas county, AR, is set at $336,500, while the FHA limit for a single-family house is $472,030.
Leverage the Lendersa® USDA loan calculator to contrast today's leading USDA vs FHA rates and determine the required income, credit, reserves, and documents needed for eligibility. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most appropriate loan option for your financial needs in Alabama.
2026 Loan Limits and Down Payment Requirements in Fordyce, Dallas, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Fordyce, AR
Lendersa® aims to secure the most advantageous USDA or FHA loan promptly, free of complications. Begin by selecting one of three strategic starting points that connect with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is specifically designed for rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans waive the down payment requirement, making them notably appealing to qualifying applicants.
In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
Gateway Bank's known history began with a bank reorganization on March 7, 1932, as the Bank of Rison, and has remained in business under the same charter ever since. A major fire swept through downtown Rison just before New Year’s eve of 1932. According to the Cleveland County Herald, the fire was described in an issue published January 4, 1933
Arkansas Superior Federal Credit Union has been serving its members since 1957. During that time, we have prided ourselves in offering personal, friendly, and efficient service. Our Credit Union is a non-profit organization, owned and operated by its members, people just like you.Credit Union has been serving its members since 1957.
River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
Pine Bluff Arsenal, Building 17-120, White Hall, AR, 71602
Lends in Arkansas
PBA Federal Credit Union opened our doors to the Pine Bluff, AR community over 60 years ago to serve the needs of Military and Civilian Personal and their families. Since then, we’ve grown and now offer a wider range of financial products and other services to a broader group of clients.
In June of 1970 a few HSU employees formed the credit union. This handful of committed co-workers saw the need for helping one another, worked hard and began to grow as a credit union. The credit union worked to expand it’s membership by incorporating two groups who work hand in hand with HSU
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A volunteer board of directors, elected by members, sets polici
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Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.
