USDA VS FHA in Fordyce, Dallas County, AR

In 2025, USDA loan limit in Fordyce, county of Dallas, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fordyce, county of Dallas, AR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Fordyce, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Benchmark Mortgage
  • 2121 Watt St, Suite B, Little Rock, AR, 72227
  • Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.
  • Arkansas Farm Bureau Federation credit union
  • 10720 Kanis Road, Little Rock, AR, 72207
  • Arkansas Farm Bureau Federation (ArFB) is a nonprofit, grassroots organization dedicated to agricultural advocacy. ArFB represents the interests of farmers and rural communities throughout the state of Arkansas through policy development, lobbying and other programs. The mission of Arkansas Farm Bureau Advocate the interests of agriculture i
  • Land Line Lending
  • 1501 N. Pierce Street, Suite 104, Little Rock, AR, 72207
  • "Our Land Line Lending team has over 75 years of land industry experience. That experience, along with our industry knowledge & know-how, provides our customers with solutions that are as unique as their needs. Our team is proud to uphold the values of dependability & stability while working toward innovations that are improving financing opti
  • Fort Roots fcu
  • 2200 Fort Roots Dr, Building 170, North Little Rock, AR, 72115
  • The Fort Roots Federal Credit Union was formed in 1933 consisting of seven members. As of today, we have 1,230 members with assets totaling nearly 4 million dollars. Fort Roots FCU can be your full service financial institution. Our services include savings, Christmas club, checking, ATM & debit Cards, direct deposit, savings certificates, aut
  • Farmer & Merchants Bank
  • 708 South Main, Stuttgart, AR, 72160
  • Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family. Our mission stands tall and clear: to promote the success.
  • Guardian Home Mortgage Corporation
  • 11825 Hinson Road, Suite 104, Little Rock, AR, 72212
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Encore Bank
  • 1801 Rahling Rd, Little Rock, AR, 72223
  • Encore Bank is a private, boutique bank with a commercial focus that couples highly experienced and talented bankers with innovative technology to offer unprecedented levels of personal service and experiences to its clients through a hospitality-inspired concierge approach. Encore provides a full suite of financial products
  • Bank Ozk
  • 17901 Chenal Pkwy, Suite 100, Little Rock, AR, 72223
  • Bank OZK, we strive to build on our community Bank heritage by combining high ethical standards with innovative technologies to deliver truly exceptional service to our clients and communities. We are committed to implementing new ideas and cultivating relationships that encourage our communities, large and small, to grow and thrive.
  • Pretty Gurls Investments
  • 212 West M Avenue, North Little Rock, AR, 72116
  • Hi, I'm Ms. Bynum, Owner/CEO of "Pretty Gurls Investments" I have been in the mortgage and finance industry for over 13 years. I assist RE investors nationwide with project funding for their Real Estate projects. You can also email me your Executive Summary for my review, if you are not ready to apply just yet. PrettyGurlsInvestments@gmail.
  • First Natural state Bank
  • 500 North Second Street, Mc Gehee, AR, 71654
  • The First NaturalState Bank of McGehee was chartered in 1974 and has operated continuously in Desha County since its inception. The original Board of Directors, led by Henry Anthony, Chairman of the Board, and Carl Lucky, Jr, Vice Chairman of the Board, hired Fred Denton, to serve as the President/CEO, of the Bank.
  • Marion State Bank
  • 345 Main Street, Marion, LA, 71260
  • At Marion State Bank, we take the time to get to know you, our friends and neighbors. This dedication to service is only part of the package. With the latest advancements in mobile and online banking, our staff will help you stay connected to your money at all times. We may be small, but we’re doing big things. Come see for yourself.
  • De Witt Bank and Trust Company
  • 2nd And Jefferson Streets, De Witt, AR, 72042
  • Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans