USDA Loan Vs. FHA loan for Fordyce, AR [Dallas County ]

In 2025, the USDA loan limit in Fordyce within Dallas county, AR, is set at $336,500, while the FHA limit for a single-family house is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's leading USDA vs FHA rates and determine the required income, credit, reserves, and documents needed for eligibility. By using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, assisting you in selecting the most appropriate loan option for your financial needs in Alabama.

Discover USDA and FHA Loan Options in Fordyce, AR

Lendersa® aims to secure the most advantageous USDA or FHA loan promptly, free of complications. Begin by selecting one of three strategic starting points that connect with suitable lenders and USDA loan programs.

Understanding USDA Loans in AR

A USDA home loan, backed by the Department of Agriculture and also referred to as a USDA rural development loan or USDA mortgage, is specifically designed for rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans waive the down payment requirement, making them notably appealing to qualifying applicants.

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(660) 338-2234 Lender's profile and map Reviews Tri-County Trust Company 103 Commerce Street, Glasgow, MO, 65254 Tri-County Trust Company has remained an independent, locally owned bank. Only three families have held a majority stock interest in the bank: The Kallmeyer family, the Bob Himmelberg family and the Bob Monnig family. Most importantly, the many loyal customers and dedicated employees throughout the years have made Tri-County Trust Company the succe
(816) 826-1050 Lender's profile and map Reviews Motto Mortgage Heritage 1900 Northwest South Outer Road, Suite 209, Blue Springs, MO, 64015 Whether you are buying, selling, refinancing, or remodeling, we have an extensive list of over 70 Lenders to fit your long and short-term needs. You will enjoy a comprehensive loan analysis and access to the lowest rates and fees on the market. KC Mortgage Duo guarantees the highest level of customer service, on-time closings,
(256) 362-2334 Lender's profile and map Reviews The First Bank of Alabama 120 East North Street, Talladega, AL, 35160 Founded in 1848, FNB is the oldest continuously operating bank in the state of Alabama. We are proud to be a member bank of the FDIC and an Equal Housing Lender. Our focus is on the Talladega, Lincoln and Munford communities in North Talladega county as well as the surrounding areas. We are a full service bank catering to both consumer
(256) 245-5887 Lender's profile and map Reviews Sycamore Federal Credit Union 18070 AL-21, Talladega, AL, 35160 We started out in 1945, in a 748 sq. ft. building in the mill village of Sycamore and have expanded to now (2022) a 4,922 sq. ft. building that we own in Sycamore right off of Alabama Highway 21. This growth has been obtained because of management and because our employees treat members like family, not as numbers.
(251) 207-4300 Lender's profile and map Reviews Fountain Home Loans LLC 232 Professional Ct, Suite C1, Gulf Shores, AL, 36542 We offer Mortgages in Foley AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community. We offer Mortgages in Gulf Shores AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community.
(251) 975-1800 Lender's profile and map Reviews Barr Group Mortgage 1703 Gulf Shores Parkway, Gulf Shores, AL, 36542 The Barr Group Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(334) 244-9999 Lender's profile and map Reviews Guardian Credit Union. 418 Madison Ave, Montgomery, AL, 36104 Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
(256) 659-2175 Lender's profile and map Reviews Liberty Bank 40956 Alabama Highway 75, Geraldine, AL, 35974 Founded in 1971, Liberty Bank serves Dekalb, Marshall, Cherokee, Etowah and Blount counties in North Alabama. Liberty Bank is a true community bank with the best interests of our customers in mind. Providing outstanding service and dependability are our ultimate goals and also Full Service Office Location and are located at 40956 Alabama Highway 75
(931) 461-8576 Lender's profile and map Reviews First Vision Bank. 1401 N. Jackson Street, Tullahoma, TN, 37388 First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
(931) 455-3488 Lender's profile and map Reviews Citizens Tri-County Bank 201 N Jackson Street, Tullahoma, TN, 37388 Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
(800) 342-3086 Lender's profile and map Reviews Ascend Federal Credit Union 520 Airpark Drive, Tullahoma, TN, 37388 At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
(931) 455-0500 Lender's profile and map Reviews Mortgage Connection 609 Wilson Avenue, Tullahoma, TN, 37388 Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.