USDA Loan Vs. FHA loan for Mena, AR [Polk County ]

In 2026, the loan limit for USDA in Mena, county of Polk, AR is $336,500, in contrast to the FHA limit of $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's top USDA versus FHA rates. This tool determines the necessary income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator provides a side-by-side display of USDA, FHA, Conforming, and VA options, making it easier to select the program in that best fits your financial scenario.

USDA and FHA Loan Choices in Mena, AR

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan without hassle. Choose from one of three options that connect you to matching lenders and loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

The USDA home loan is a government-endorsed loan program from the Department of Agriculture, sometimes known as the USDA rural development loan or mortgage for rural areas. Unlike FHA loans, demanding a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

(605) 352-6933 Lender's profile and map Reviews H B Telco FCU 375 Third Street SW, Huron, SD, 57350 Huron Telco opened our first office in 1954, thanks to the employees of Northwestern Bell. The membership has expanded over the years with the addition of sponsor groups & their families. The credit union took another step to secure our future by merging with H&B Federal Credit Union in January 2006. That’s when we changed our name to HB Telco FCU.
(614) 384-5403 Lender's profile and map Reviews Central Ohio Mortgage 2057 Stringtown Rd, Grove City, OH, 43123 At Central Ohio Mortgage, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
(614) 369-4838 Lender's profile and map Reviews The Justus Sharp Team of NFM Lending 4084 Gantz Rd, Grove City, OH, 43123 Justus Sharp has over 19 years of mortgage experience having worked for Finance of America, Wells Fargo, Household Mortgage, Chase Home Finance, Fifth Third Bank, and First Federal Lakewood. For three consecutive years (2008-2010), at Fifth Third Bank, he was recognized in the “Top 3” for all the Loan Officers in the Columbus, Ohio
(952) 885-9424 Lender's profile and map Reviews United Bankers’ Bank 1650 West 82nd Street, Suite 1500, Bloomington, MN, 55431 At United Banker's Bank, “First for Your Success” is more than just our tagline; it's a promise and a guiding principle that establishes the success of each and every customer as our number one priority. UBB pioneered the bankers' bank model and for more than 45 years we have placed the needs and success of our community bank customers
(952) 698-7228 Lender's profile and map Reviews Star Choice Credit Union 10750 France Avenue South, Bloomington, MN, 55431 Star Choice is a not for profit financial institution owned and operated entirely by our members. Star Choice Credit Union has been happily serving members since 1931. We are dedicated to making sure you love what we do and keep coming back. We still carry out the tradition of people-helping-people by building strong financial futures.
(952) 356-0100 Lender's profile and map Reviews NorthMarq 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431 We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
(269) 673-5465 Lender's profile and map Reviews Allegan Credit Union 755 Grand St., Allegan, MI, 49010 Welcome to Allegan Credit Union, where the golden rule rules and we take a human approach to all we do. Basically, it means, we’re just a bunch of people helping people get to the life they want to have. When you pull up to our Allegan branch you’ll be welcomed by lots of parking, a warm smile and a hot cup of coffee.
(303) 832-5656 Lender's profile and map Reviews Mint Mortgage LLC 31021 Troutdale Ridge Road, Evergreen, CO, 80439 Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.
(303) 489-1129 Lender's profile and map Reviews Loan Zone Mortgage, LLC. 28225 Hwy 74, Suite 202, Evergreen, CO, 80439 The Loan Zone Mortgage, LLC. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(303) 674-2300 Lender's profile and map Reviews Fox Valley Mutual Inc 2942 Evergreen Parkway, Suite 425 C, Evergreen, CO, 80439 Our mission is to offer the best mortgage rates and minimal closing costs while providing outstanding service! We understand that purchasing or refinancing your home is one of the most important decisions you will make in your lifetime. As such, we believe it is our responsibility to guide you through the mortgage process as a trusted advisor.
(303) 459-6061 Lender's profile and map Reviews Colorado Hard Money 1153 Bergen Parkway, Suite 227, Evergreen, CO, 80439 Fairview is a private commercial and residential lender. We are a direct lender with no upfront fees. We strictly lend our own money and hold / service all of our own loans. All decisions are made in house which allows us to close loans quickly. When you work with Fairview, you work directly with the decision makers
(915) 320-6633 Lender's profile and map Reviews Entrust Capital Funding 2077 N Zaragoza Rd, Suite B202, El Paso, TX, 79938 The Entrust Capital Funding vision begins with a belief that real estate investments are a smart way to grow your assets and protect your financial future. As a private money lender, we focus on helping others obtain success. By providing investors and entrepreneurs with fast and reliable hard money loans.