FHA Vs. USDA loan program for Mena, Polk County, Arkansas

In 2026, the loan limit for USDA in Mena, county of Polk, AR is $336,500, in contrast to the FHA limit of $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's top USDA versus FHA rates. This tool determines the necessary income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator provides a side-by-side display of USDA, FHA, Conforming, and VA options, making it easier to select the program in that best fits your financial scenario.

USDA and FHA Loan Choices in Mena, AR

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loan without hassle. Choose from one of three options that connect you to matching lenders and loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

The USDA home loan is a government-endorsed loan program from the Department of Agriculture, sometimes known as the USDA rural development loan or mortgage for rural areas. Unlike FHA loans, demanding a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

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(260) 724-1338 Lender's profile and map Reviews Central Soya Federal Credit Union 1200 N 2nd Street, Decatur, IN, 46733 Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).
(262) 549-8531 Lender's profile and map Reviews Waukesha State Bank 151 E. St. Paul Avenue, Waukesha, WI, 53187 Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.
(574) 294-3606 Lender's profile and map Reviews Chiphone Federal Credit Union 710 N Wildwood Avenue, Elkhart, IN, 46514 Chiphone Federal Credit Union operates as a financial cooperative. The Union provides financial solutions such as loans, investment, savings, credit and debit cards, online banking, and other related services. Chiphone Federal Credit Union serves communities in the State of Indiana.
(920) 623-4000 Lender's profile and map Reviews Farmers & Merchants Union Bank 159 W James St, Columbus, WI, 53925 We are community banking at its best! Based in Columbus, Fall River, Friesland, Juneau and Rio, Wisconsin, we have been serving your banking needs since 1861. We are dedicated to your best interests in a way only a community bank can understand, bringing you the best of modern banking technology.
(507) 280-1973 Lender's profile and map Reviews MCT Financial 3240 East River Road, Rochester, MN, 55906 At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
(507) 299-0240 Lender's profile and map Reviews Main Source Mortgage 3224 6th Ave NE, Rochester, MN, 55906 Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.
(888) 982-1400 Lender's profile and map Reviews United Federal Credit Union 2819 South State Street, Saint Joseph, MI, 49085 United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.
(229) 423-4321 Lender's profile and map Reviews Community Banking Company of Fitzgerald 102 West Roanoke Drive, Fitzgerald, GA, 31750 Community Banking Company of Fitzgerald operates as a bank. The Bank offers personal, business account, checking, savings account, debit card, loans, finance, online banking, and other related banking services. Community Banking Company of Fitzgerald serves customers in the State of Georgia.
(229) 426-6000 Lender's profile and map Reviews Colony Bank 115 S Grant St, Fitzgerald, GA, 31750 Colony Bankcorp, Inc., with assets of $2.4 billion, is the Bank holding company for Colony Bank. Founded in 1975 and headquartered in Fitzgerald, Georgia, Colony operates 29 locations throughout Georgia. Colony offers personal and business services, and also has specialty divisions to meet the needs of its customers.
(507) 527-2236 Lender's profile and map Reviews Heritage Bank Minnesota 181 Main Street, West Concord, MN, 55985 Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota. In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.
(262) 567-7509 Lender's profile and map Reviews Ixonia Bank WI046 Marietta Avenue, Ixonia, WI, 53036 For over 100 years, Ixonia Bank has been a locally owned, independent community bank. Experience the benefits of community banking at its best - fast decision-making, customized solutions, local expertise, and responsive, and flexible service. And most importantly experience relationships built on trust and understanding.
(419) 586-5522 Lender's profile and map Reviews Dynamic Federal Credit Union 900 E. Wayne Street, Celina, OH, 45822 Dynamic Federal Credit Union (DFCU) was chartered in 1950 as Celina Reynoco Employees Federal Credit Union to serve the employees of Reynolds & Reynolds, Celina, Ohio. The credit union was located within the core group facility. In 1996 the Board of Directors began researching ways to extend the credit union's services to the community.