USDA Vs. FHA your options comparison in Newport, Jackson County, AR

In 2025, the USDA loan limit set for Newport in Jackson, AR, is $336,500, while the FHA limit for a single-family home is at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading rates for USDA versus FHA. Determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Newport, Jackson County, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Newport, AR

The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loans, ensuring a hassle-free experience. Choose one of our three methods to match with lenders providing suitable USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in AR

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is exclusive to rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Texas Top Mortgage
  • 2525 Robinhood, Suite 1100, Houston, TX, 77005
  • We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more
  • LJC Financial LLC
  • #B 4123 Purdue, Houston, TX, 77005
  • Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
  • Bank of the Mountains, Inc.
  • 204 Court Street, West Liberty, KY, 41472
  • Bank of the Mountains opened its doors in September 1973. As one of the few family-owned banks left in our state, we understand that relationships matter & strive daily to ensure that our customers are treated right.Nothing is more important to us than our customers feeling they have a partner they can depend on to accomplish their financial goals.
  • BCM Federal Credit Union
  • 1 Baylor Plaza, Houston, TX, 77030
  • The Baylor College of Medicine Federal Credit Union is a member owned, not-for-profit credit cooperative led by unpaid volunteers who are democratically elected from its membership. Our mission is to deliver the highest quality financial services and education to our members and encourage thrift.
  • Bayou City Federal Credit Union
  • 6414 Fannin Street, Suite G50, Houston, TX, 77030
  • Bayou City Federal Credit Union has been open since 1980. The credit union has assets totaling $29.56 Million and provides banking services to more than 3, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to healthcare services employees.
  • South Side Community Federal Credit Union
  • 5401 S Wentworth Avenue, Number 25, Suite 19E, Chicago, IL, 60609
  • Our mission is to equalize economic power and to fight poverty by improving financial literacy and providing access to credit and savings services for our members. We are working to create and maintain an accessible, full service federal credit union organization, which is owned and managed by its members.
  • 77th Street Depot FCU
  • 5401 South Wentworth Avenue, Unit 26, Chicago, IL, 60609
  • The 77th Street Depot Federal Credit Union was founded in 1938, The original field of membership was and is Chicago Transit Authority employees and their family members. The Credit Unions were founded on the idea that though a cooperative financial effort, individuals sharing common bonds could benefit.
  • Omaha 100 Inc
  • ​2401 Lake Street, Omaha, NE, 68111
  • Omaha 100, Incorporated, was established in 1990 with a mission to provide homeownership opportunities through public and private partnerships, financing, and technical assistance enabling low-and moderate-income borrowers to own and sustain their own homes. Omaha 100 provide affordable mortgage financing options to first time.
  • Key City Lending Inc.
  • 2121 W. Army Trail Rd, Suite 108, Addison, IL, 60101
  • "Key City Lending, America's Lender, matches borrowers through technology and high-touch customer care with the credit they need. As a fast-growing national consumer lender, Key City Lending is at the fore-front of the mortgage industry. Key City Lending is passionate about emerging financial technology"
  • Farmers & Merchants Bank
  • 41 South First Street, Miamisburg, OH, 45342
  • Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.