USDA and FHA Pro and Con in Ajo, Pima County, AZ

In 2026, the USDA loan limit for Ajo, situated in the county of Pima, AZ, is $336,500. For single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, guiding your choice on the best program in for your specific financial situation.

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2026 Loan Limits and Downpayment Details in Ajo, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Ajo, AZ

Lendersa® is committed to securing you the optimal USDA or FHA loan with ease and efficiency. Initiate with one of three approaches that connect you with lenders offering fitting USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available exclusively in rural communities. In contrast to FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Superior Financial Services, Inc
  • 4466 Darrow Rd, Suite 17, Stow, OH, 44224
  • SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Tampa Bay Home Experts
  • 324 N Dale Mabry Hwy, Suite 100, Tampa, FL, 33609
  • Julia Lysenko is a Mortgage Banker. She has a reputation for going the extra mile for her clients and achieving great results. She specializes in helping people purchase homes, refinance their home and even helping foreign nationals purchase property in America. Julia is passionate about her career and her clients.
  • Fishman Mortgage Corporation
  • 413 South MacDill Avenue, Tampa, FL, 33609
  • Fishman Mortgage has been serving the home equity lending industry since 1959, specializing in speed of service, flexible terms, and progressiveness. We are one of the oldest home equity lenders in Tampa. We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs
  • Simple Lending Mortgage LLC
  • 5401 West Kennedy Blvd, Suite 100, Tampa, FL, 33609
  • "We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example,"
  • CambridgeHomeLoan.com
  • 4830 West Kennedy Blvd, Suite 600, Tampa, FL, 33609
  • "With nearly two and a half decades of lending experience, CambridgeHomeLoan.com has established a solid reputation few others can match and we achieved this stellar position by actions, not by words. From the initial application to final funding, CambridgeHomeLoan.com is with you all along the way."
  • Willow Island Credit Union
  • 7910 S Pleasants Highway, Saint Marys, WV, 26170
  • Willow Island Federal Credit Union was chartered on March 4, 1953. The chartering members were Raymond E Leach, Earl D Ellis, R C Lantz, Alfred T Hall, John H Cramer, D Ernest Wilcox, & R K Britton. The credit union was organized due to the need for employees to be able to obtain loans at a reasonable rate.
  • Summit Home Lending, LLC
  • 72 N. Main Street, Suite 310, Hudson, OH, 44236
  • "We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs. MISSION Help consumers get access to the best mortgage, with transparency and professionalism VISION Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"
  • MGM Mortgage Company
  • 3601 Green Road, Suite 310, Beachwood, OH, 44122
  • MGM Mortgage has focused on providing attentive customer service to borrowers throughout their loan process- it’s what we stand for. Nothing is more important when financing a home, than how you do it. The best financial solutions complement your current budget and can be easily adjusted when your situation changes.
  • CREFCO Financial Group
  • 23215 Commerce Park, Suite 108, Beachwood, OH, 44122
  • CREFCO Financial Group is an Ohio based Mortgage Company that specializes in providing competitive loan programs for home purchases and refinances; including USDA ‘Zero Money Down’ loans, FHA, VA, and Conventional loan programs. Our experts are licensed, educated, and experienced leaders in the industry, and devoted to analyzing
  • The First National Bank of Dennison
  • 105 Grant Street, Dennison, OH, 44621
  • The First National Bank of Dennison traces its beginning back to 1874 to a private bank in Uhrichsville, Ohio known as the Farmers and Merchants Bank, which was established by George Johnston. We have been a proud supporter of our Community for over 85 years. We take great pride in the personal experience and hometown feel our bank offers.