USDA and FHA Pro and Con in Ajo, Pima County, AZ

In 2025, the USDA loan limit for Ajo, situated in the county of Pima, AZ, is $336,500. For single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA options side by side, guiding your choice on the best program in for your specific financial situation.

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2025 Loan Limits and Downpayment Details in Ajo, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Ajo, AZ

Lendersa® is committed to securing you the optimal USDA or FHA loan with ease and efficiency. Initiate with one of three approaches that connect you with lenders offering fitting USDA loan programs.

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Understanding USDA Loans in AZ

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, and is available exclusively in rural communities. In contrast to FHA loans which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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