USDA Vs. FHA your options comparison in Avondale, Maricopa County, AZ

In 2025, USDA loan limit in Avondale, county of Maricopa, AZ is $353,200 while FHA limit is $530,150 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Avondale, county of Maricopa, AZ

Loan Type Loan Limit Down payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Avondale, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lake Superior Credit Union
  • 801 River Street, Ontonagon, MI, 49953
  • Lake Superior Credit Union was established in 1959. Our mission is to insure the liquidity, stability, and growth of our Credit Union, so we will be here to serve our present and future membership and fulfill our vision and also Lake Superior Credit Union is here to provide financial services to Ontonagon County's residents and businesses.
  • Family Savings Credit Union
  • 711 E. Meighan Blvd, Gadsden, AL, 35903
  • "Family Savings Credit Union…. Where your money grows with you and your family, and ownership allows all members to prosper. The concept of a credit union is one where people can get better financial services by pooling their resources and working together. In 1951, these principles were brought to Gadsden, AL"
  • Fedmont Federal Credit Union
  • 330 Eastdale Cir, Montgomery, AL, 36117
  • Fedmont FCU was formed by eight original members working in the old Federal Courthouse in 1960 to serve the employees of federal agencies also working in the courthouse at that time. After meeting strict standards, the National Credit Union Administration issued Charter #14026 to what was then known as Alabama Fedmont FCU.
  • MAX Credit Union
  • 400 Eastdale Circle, Montgomery, AL, 36117
  • MAX is a not-for-profit financial cooperative serving central and east Alabama and west Georgia. MAX is a full-service institution with several branch locations, myMAX.com, and MAX Online & Mobile banking services. See myMAX.com for our branch locations. As a full service financial institution, MAX offers business &, savings, home mortgages
  • Real Estate Funding
  • 8421 Crossland Loop, Montgomery, AL, 36117
  • The Real Estate Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Family Horizons Credit Union
  • 6665 E 21st Street, Indianapolis, IN, 46219
  • Family Horizons was founded in 1954, when we received a credit union charter allowing us to serve the financial needs of Naval Avionics’ employees and their families. The original “branch” was located within the Naval Avionics facility, about a mile from where the current East 21st Street branch is located
  • KEMBA Credit Union
  • 444 South Shortridge Rd, Indianapolis, IN, 46219
  • On October 9, 1933, KEMBA Indianapolis Credit Union was chartered to serve the employees of the Kroger Company and their families in and around Indianapolis. The credit union was started by a group of Kroger employees who needed a safe place to save and borrow. KEMBA is an acronym for “Kroger Employee Mutual Benefits Association”.
  • POWELL HOME MORTGAGE, LLC
  • 7730 Camelback Dr., Indianapolis, IN, 46250
  • Powell Home Mortgage we are a full-service mortgage company based in Indianapolis, IN. We specialize in FHA,Conventional, VA Mortgage in Indianapolis & surrounding cities.Whether you are buying a home or refinancing your current loan, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
  • Milestone Mortgage, Inc
  • 7168 Graham Road, Suite 175, Indianapolis, IN, 46250
  • Milestone Mortgage, we strive to "Go the Extra Mile for You!" As a client, you will be treated with respect and you will experience the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing your home , or cashing out some of your home equity.
  • Royal United Mortgage LLC
  • 7999 Knue Rd, Suite 300, Indianapolis, IN, 46250
  • Royal United Mortgage was founded with the belief that there had to be a better, friendlier, more honorable way to provide people loans.A way that brought compassion to the mortgage loan industry.A way dedicated to improving lives.Well, that belief lives on here today.Making a difference in the lives of the communities we serve is our top priority.