USDA and FHA Pro and Con in Buckeye, Maricopa County, AZ

For 2025, in Buckeye, within Maricopa county, AZ, the USDA loan limit is set at $353,200, whereas the FHA limit for a single-family house is $530,150.

Utilize the Lendersa® USDA loan calculator to contrast today's most competitive USDA and FHA rates. Determine the qualification requisites, including income, credit, reserves, and necessary documents. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA programs side by side, allowing you to choose the optimal plan for your financial circumstances in .

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2025 loan caps and down payment criteria in Buckeye, county of Maricopa, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Buckeye, AZ

Lendersa® aims to secure you the most efficient USDA or FHA loan promptly and seamlessly. You can choose from three starting points to connect with lenders and USDA loan schemes that best suit your needs.

Lendersa USDA loan request and matching results

Deciphering USDA Loans in AZ

The USDA mortgage, also known as the USDA rural development loan or USDA-backed loan, is offered exclusively in rural areas and is guaranteed by the government via the Department of Agriculture. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans eliminate the need for any down payment entirely.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 16892 Bolsa Chica Street, Suite 202, Huntington Beach, CA, 92649
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • California Financial and Real Estate Center Inc
  • 16531 Bolsa Chica St, Unit 300, Huntington Beach, CA, 92649
  • California Financial and Real Estate Center Inc Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
  • Nexgen Home Finance
  • 3211 Francois Dr, Huntington Beach, CA, 92649
  • Nexgen Home Finance was started in 2004 by Jason Kiffe and Leyla Sharifi. Their intent was to offer an alternative to the unethical and inexperienced advice that was growing rampant as a result of various lenders hiring without any training or mortgage education. They felt that good financial advice should come from people who not only study.
  • HISE Financial Corporation
  • 5762 Bolsa Avenue, Suite A101, Huntington Beach, CA, 92649
  • With a blend of real world credentials, our teams listen to your needs and goals to deliver exceptional mortgage and real estate services. We provide you with the resources & options so that you can make an informed decision. Our goal is to build trust and simplify the process in order to save you money when buying, selling, or financing your home.
  • Epic Development & Capital Corporation
  • 15272 Bolsa Chica St, Huntington Beach, CA, 92649
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Quest Home Loans
  • 4033 Humboldt Drive, Huntington Beach, CA, 92649
  • Quest home loan is the best mortgage rates that suit your needs and always beat the Direct Lender rates. From conventional to out of the box lending, we offer an array of products to cater to our clients' needs best mortgage rates that suit your needs and always beat the Direct Lender rates. From conventional to out of the box lending.
  • Anuva Capital
  • 1 Centerpointe Dr, Suite 415, La Palma, CA, 90623
  • We offer customized services for anyone seeking personal cash loans, commercial, mortgage loans, equipment leasing/financing for your business, or any Real Estate needs. Whether you are buying/selling commercial or residential properties, or property management services, Anuva Capital Has you covered.
  • US Funding Co
  • 6 Centerpointe Dr, La Palma, CA, 90623
  • US Funding was founded with transparancy and efficiency in mind. We value every family we serve and believe that they deservie phenominal customer service. US Funding, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier
  • SE Marketing
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  • Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity. Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.