For 2026, in Buckeye, within Maricopa county, AZ, the USDA loan limit is set at $353,200, whereas the FHA limit for a single-family house is $530,150.
Utilize the Lendersa® USDA loan calculator to contrast today's most competitive USDA and FHA rates. Determine the qualification requisites, including income, credit, reserves, and necessary documents. Our comprehensive mortgage calculator places USDA, FHA, Conforming, and VA programs side by side, allowing you to choose the optimal plan for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $353,200 | 0% | |
| FHA | $530,150 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure you the most efficient USDA or FHA loan promptly and seamlessly. You can choose from three starting points to connect with lenders and USDA loan schemes that best suit your needs.
The USDA mortgage, also known as the USDA rural development loan or USDA-backed loan, is offered exclusively in rural areas and is guaranteed by the government via the Department of Agriculture. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans eliminate the need for any down payment entirely.
Enter your location to find out if it qualifies for USDA rural housing loan?
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