In 2026, the USDA loan limit for Benson, located in Cochise county, AZ, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Utilize Lendersa® USDA loan calculator to effectively compare the leading rates of USDA versus FHA loans today, and identify the necessary income, credit, reserves, and documentation requirements for qualification. Our extensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, aiding you in selecting the most suitable program for your financial landscape in .
2026 Loan Limits and Down Payment Requirements in Benson, Cochise, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Benson, AZ
The aim of Lendersa® is to facilitate quick access to the optimal USDA or FHA loan with minimal hassle. Choose from three starting points, each tailored to connect you with lenders that align with USDA loan programs.
A USDA home loan, which is supported by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available strictly in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.
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