USDA VS FHA in Benson, Cochise County, AZ

In 2025, the USDA loan limit for Benson, located in Cochise county, AZ, is set at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Utilize Lendersa® USDA loan calculator to effectively compare the leading rates of USDA versus FHA loans today, and identify the necessary income, credit, reserves, and documentation requirements for qualification. Our extensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, aiding you in selecting the most suitable program for your financial landscape in .

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2025 Loan Limits and Down Payment Requirements in Benson, Cochise, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Benson, AZ

The aim of Lendersa® is to facilitate quick access to the optimal USDA or FHA loan with minimal hassle. Choose from three starting points, each tailored to connect you with lenders that align with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in AZ

A USDA home loan, which is supported by the government's Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is available strictly in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gateway Mortgage
  • 7733 Forsyth Blvd, Suite 1100, Saint Louis, MO, 63105
  • Gateway Mortgage is one of the longest established Missouri mortgage brokerage firms in the St. Louis region serving clients since 1990. Our company has expanded rapidly over the years but we’ve always strictly adhered to our proven business model of excellence & honesty the foundation that has made Gateway the selection of over 10, 000 homeowners
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  • Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
  • Bank of Kilmichael
  • 120 North Depot Ave., Kilmichael, MS, 39747
  • Since 1904 Bank of Kilmichael has been committed to community banking and to our local towns and cities. If there’s one thing we've learned over these past 100-plus years of serving our customers, it’s that friendly goes a long way. A long way toward keeping our customers loyal year after year, generation after generation.
  • Nathan Capital Group
  • PO Box 19743, Saint Louis, MO, 63109
  • Nathan Capital Group offers primarily bridge loans & ground up construction financing secured by commercial properties and development projects nationwide. Including Canada & UK. We are dedicated to providing the best transaction process, with a focus on dependability, customer service, and integrity.
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  • 7645 Delmar Blvd, 2nd Floor, Saint Louis, MO, 63130
  • "We’re a small private money lender dedicated to helping real estate investors, rehabbers and flippers in the greater St. Louis area. We’ve been serving investors with private loans and hard-money loans since 2011. We’ve made a choice to stay small and local in St. Louis so we can be the best resource possible for our real estate borrowers."
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  • 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058
  • Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
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  • NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
  • Bourgeois & Associates Mortgage, LLC
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  • At Bourgeois & Associates Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.