USDA Vs. FHA your options comparison in Rincon-Valley, Pima County, AZ

As of 2026, the USDA loan limit in Rincon-Valley, part of Pima county, AZ, is set at $285,000, whereas for a single-family home, the FHA limit reaches $356,362.

To compare today's top USDA and FHA rates, try the Lendersa® USDA loan calculator. It helps you determine the income, credit qualifications, reserves, and necessary documents for eligibility. Utilize our advanced mortgage calculator, which places USDA, FHA, Conforming, and VA options side by side, to guide your decision on the best program for your financial circumstances in .

Explore loan offers from a network of 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Rincon-Valley, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Rincon-Valley, AZ

Lendersa® is committed to quickly securing the optimal USDA or FHA loan without hassle. Choose from three starting points, each designed to connect you with matching lenders for USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in AZ?

A USDA home loan, endorsed by the government’s Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is strictly for rural areas. In contrast to FHA loans that require a down payment of at least 3.5%, a USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Rincon-Valley Lenders

  • Catalina Mortgage Co Inc
  • 5151 E. Broadway, Suite 1600, Tucson, AZ, 85711
  • Lends in Arizona
  • Catalina Mortgage Company, Inc. was formed in 1979 to provide borrowers access to the Commercial Capital Market for financing of commercial, apartment and mobile home park properties. Since our beginnings we have originated over $5 Billion in apartment and commercial real estate loans nationwide.

  • Tucson mortgage
  • 1885 N Kolb Rd, Tucson, AZ, 85715
  • Lends in Arizona
  • We are EXTREMELY responsive to inquiries, so if you need a quickly reply just let us know. If you’d prefer a telephone call, no problem – WILL DO! Just let us know! We’re here to help YOU with your Tucson mortgage.

    Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.

  • Copperpoint Mortgage LLC
  • 7359 East Tanque Verde, Suite D, Tucson, AZ, 85715
  • Lends in Arizona
  • Copperpoint Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.

  • HORIZON FINANCIAL CENTER
  • 6842 E Tanque Verde, Suite E, Tucson, AZ, 85715
  • Lends in Arizona
  • We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents

  • Vantage West Credit Union
  • 2480 N. Arcadia Ave, Tucson, AZ, 85712
  • Lends in Arizona
  • antage West is a $2.5 billion financial institution in Arizona, which serves a growing membership of nearly 150, 000 via online channels and branches across Arizona, offering consumer and business banking services including retirement accounts. Some products and services subject to approval. Certain restrictions and fees may apply.

  • NOVA® Home Loans
  • 2810 N. Swan Rd, Suite 160, Tucson, AZ, 85712
  • Lends in Arizona
  • NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers. NOVA Home Loans is licensed to lend in AZ, CA, CO, FL, IL, OR, UT, NM, NV, WA, TX, IN, KY, NE, and PA | BK#0902429 | Equal Housing Opportunity |

  • Gold Coast Mortgage Group
  • 2959 N Swan Rd, Suite 181-D, Tucson, AZ, 85712
  • Lends in Arizona
  • Billy A. Southern AZ Private Lender For the past 25 amazing years, I've focused on being a creative, passionate lender specializing in private lending (aka "hard money") in Southern Arizona. We've perfected a Rehab Program ("Fix & Flip") with realtors and investors. Most of these.

  • Commerce Bank of Arizona
  • 3805 East Broadway Boulevard, Tucson, AZ, 85716
  • Lends in Arizona
  • Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.

  • Tucson Federal Credit Union
  • 1160 N. Winstel Blvd, Tucson, AZ, 85716
  • Lends in Arizona
  • In 1937 a group of teachers with a vision came together to form a financial cooperative that could better serve the financial needs of Tucson's school employees and their families. A year later, Tucson Teachers Federal Credit Union (TTFCU) was serving 38 members and had acquired assets of nearly $349.