USDA VS FHA in Tanque-Verde, Pima County, AZ

During 2025, in Tanque-Verde, housed within Pima county of AZ, the USDA loan cap is $285,000, whereas the FHA ceiling is $356,362 for single-family homes.

Utilize the Lendersa® USDA loan calculator for comparing the prime rates of USDA against FHA. This will aid in determining the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view side-by-side comparisons of USDA, FHA, Conforming, and VA programs, helping you choose the optimal solution for your financial needs in .

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Loan limits and down payment needs for 2025 in Tanque-Verde, Pima, AZ

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan opportunities in Tanque-Verde, AZ

The aim of Lendersa® is to efficiently connect you with the best USDA or FHA loan available, ensuring an easy process. Begin with one of three available strategies to secure matching lenders and USDA loan programs.

Depiction of Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

The USDA home loan, endorsed by the federal Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is strictly for rural areas and unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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