USDA and FHA Pro and Con in Citrus-Park, Maricopa County, AZ

If you're buying a home in 2025 in Citrus-Park, AZ, note that the USDA loan limit is $294,400 in Maricopa county. Meanwhile, for a single-family home, the FHA loan limit is set at $368,000.

The Lendersa® USDA Loan Calculator can help you evaluate and compare the most competitive USDA versus FHA rates today. Understand the necessary income, credit, reserves, and required documents to qualify. Our state-of-the-art mortgage calculator provides a comprehensive side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in identifying the best program for your financial needs in .

Compare offers from 100 different lenders

Loan limits and down payment requirements for 2025 in Citrus-Park, Maricopa, AZ

Loan Type Loan Limit Down Payment
USDA $294,400 0%
FHA $368,000 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Citrus-Park, AZ

Lendersa® aims to help you swiftly obtain the best USDA or FHA loan, minimizing hassle. Select one of three starting points designed to match lenders with USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in AZ?

A USDA home loan, endorsed by the government’s Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It is accessible solely in rural environments. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mortgage Capital Investments
  • 2104 Sunset Place, Nashville, TN, 37212
  • Founded in 1992, Mortgage Capital Investments, Inc. is a full-service commercial mortgage banking company that provides financing to the commercial real estate market. With more than 75 years of combined commercial real estate experience, our team is knowledgeable in all facets of commercial real estate lending, valuation and servicing.
  • Northside Community Bank
  • 5103 Washington Street, Gurnee, IL, 60031
  • NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.
  • ALEC
  • 325 Tri-State Parkway, Gurnee, IL, 60031
  • Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,
  • Consumers Credit Union
  • 1075 Tri-State Pkwy, Suite 850, Gurnee, IL, 60031
  • Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit
  • Mortgage Buyers
  • 2505 St. Stephens Green, Northbrook, IL, 60062
  • Jerry D. Remien is the President and CEO of Mortgage Buyers, Inc. and personally handles all of his clients. This personal approach ensures that the client’s unique circumstances get a unique set of solutions. This “hands-on” approach is what makes our company different from the others. Mr. Remien has been in the business for over 25 years and beli
  • Northbrook Bank & Trust Company, National Association
  • 1100 Waukegan Rd, Northbrook, IL, 60062
  • We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.
  • CenTrust Bank, National Association
  • 385 Waukegan Road, Northbrook, IL, 60062
  • Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.
  • Metro Mortgage Services Inc
  • 555 Skokie Blvd, Suite 500, Northbrook, IL, 60062
  • Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers. Whether you are: a first time buyer etc.