USDA Vs. FHA your options comparison in Citrus-Park, Maricopa County, AZ

If you're buying a home in 2025 in Citrus-Park, AZ, note that the USDA loan limit is $294,400 in Maricopa county. Meanwhile, for a single-family home, the FHA loan limit is set at $368,000.

The Lendersa® USDA Loan Calculator can help you evaluate and compare the most competitive USDA versus FHA rates today. Understand the necessary income, credit, reserves, and required documents to qualify. Our state-of-the-art mortgage calculator provides a comprehensive side-by-side view of USDA, FHA, Conforming, and VA loans, aiding in identifying the best program for your financial needs in .

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Loan limits and down payment requirements for 2025 in Citrus-Park, Maricopa, AZ

Loan Type Loan Limit Down Payment
USDA $294,400 0%
FHA $368,000 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Citrus-Park, AZ

Lendersa® aims to help you swiftly obtain the best USDA or FHA loan, minimizing hassle. Select one of three starting points designed to match lenders with USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in AZ?

A USDA home loan, endorsed by the government’s Department of Agriculture, is commonly referred to as a USDA rural development loan or USDA mortgage. It is accessible solely in rural environments. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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