For 2026, the USDA loan limit in Litchfield-Park, within the county of Maricopa, AZ, is set at $294,400. In comparison, the FHA limit for a single-family home reaches $368,000.
Utilize the Lendersa® USDA loan calculator to access a comparison of today's competitive USDA and FHA rates. This will help determine the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the right program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $294,400 | 0% | |
| FHA | $368,000 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to efficiently connect you with the most suitable USDA or FHA loan, simplifying the process. Choose from three starting points that lead to lenders and USDA loan programs that match your needs.
The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is designed exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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