USDA Vs. FHA your options comparison in Surprise, Maricopa County, AZ
In 2026, the USDA loan limit in Surprise, county of Maricopa, AZ, is $353,200. In contrast, for a single-family home, the FHA loan cap is $530,150.
Use the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Assess the income, credit levels, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you choose the best option in based on your financial situation.
2026 Loan Limits and Downpayment Requirements in Surprise, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Surprise, AZ
The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three starting paths, each designed to match you with the right lenders and USDA loan programs.
A USDA home loan, also termed as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. It's available only in rural neighborhoods and doesn't require any down payment, unlike FHA loans, which require at least a 3.5% down payment, making them a cost-effective option for qualified rural buyers.
1492 W. Colorado Blvd, Suite 270, Pasadena, CA, 91105
Maria Teresa Isaza the sole owner and broker of Elite Class Realty Inc. She have more than 20 years of experience in this industry, with most of her business coming from a strong referral source She have built over the years, taking her all over Southern California. Maria have experience in both residential and commercial sales.
898 N Fair Oaks Ave, Suite A-1, Pasadena, CA, 91103
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at SIMPLE MORTGAGE, we have the right loan program for you. Whether you're looking for Purchase, Refinance, or Specialized Loans, we can do it!
898 N. Fair Oaks Avenue, Suite A-1, Pasadena, CA, 91103
Simple mortgage is an elite mortgage firm privately owned and operated in Pasadena California. We are licensed and helping families throughout California. Our team are some of the industry’s leading professionals with over 20 years of experience, and thus have extensive expertise in handling any kind of mortgage scenario.
Our main office rests centrally located in the community where we not only serve the university, but also important affiliates like Grifols, Goodwill, and municipal employees. For convenience, we have an office on campus to serve the growing student population. While we grow as a credit union, our mission has always been to provide economic growth
Amalia Rosenblum and Gary A Baker have over 50years combined experience assisting clients with their most important financial needs.
Together they have formed and continue to manage Colonial Services Group, Inc. This company has the resources to assist you with all of your Real Estate, Insurance, and Financial needs at a very affordable cost.
13440 Paramount Boulevard, Suite C, South Gate, CA, 90280
Gilbert Realty and Investments Real Estate Mortgage Broker since 1984. We specialist in First time home buyer programs, FHA, VA, conventional and 100 % financing available for borrowers with fico scores 640 or higher, We also offer low down payment programs for first time buyers with fico scores as low as 500.
4499 Via Marisol, Suite 222B, Los Angeles, CA, 90042
Our ultimate goal is to find the perfect fit for you and your family and to make you feel great about the mortgage. JK&Associates is ready to be right by your side and help you along this journey, comparing hundreds of mortgage options to find what is best for you. and also experienced team of Mortgage Advisors guide you.
Founded in Long Beach in 1907 by C.J. Walker, Farmers & Merchants Bank has 25 branches across Orange County, Long Beach, the South Bay and now in Santa Barbara. The Bank specializes in commercial and small business banking, business loan programs, home loans, and a robust offering of consumer retail banking products including checking, savings and
International City Bank was established in Long Beach in 1984. In the decades since its founding, the bank's values have remained: strengthening local small business, involvement in the community, and a focus on personal banking. And though ICB's values persist, its services continue to evolve and modernize.
