USDA and FHA Pro and Con in Queen-Creek, Maricopa County, AZ
For the year 2025, the USDA loan cap in Queen-Creek, found in the county of Maricopa, AZ, is set at $294,400, while the FHA limit for a single-family residence is $368,000.
Leverage the Lendersa® USDA loan calculator to compare top USDA versus FHA rates today and understand the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program in for your unique financial scenario.
2025 Loan Limits and Downpayment Requirements in Queen-Creek, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$294,400
0%
FHA
$368,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Paths in Queen-Creek, AZ
Lendersa® is committed to providing you with the best USDA or FHA loan solutions swiftly and without unnecessary obstacles. You can choose from three initial options, resulting in matches with lenders and fitting USDA loan programs.
The USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is strictly available for rural neighborhoods. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans require no down payment at all.
1055 East Colorado Boulevard, Suite 500, Pasadena, CA, 91106
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
CALCAP Lending, LLC is a mortgage company providing short to mid-term financing for property investors. Investors can purchase, refinance, renovate and construct residential and commercial properties with our financing. CALCAP Lending, LLC offers conventional wisdom and experience of a traditional institution without the red tape.
6400 E Washington Blvd, Suite 105, Commerce, CA, 90040
We pride our self in making every transaction simple for you. We will take care of everything in the transaction from beginning to end so you can focus on what matters most to you. Roxford Holdings is here to offer guidance and support when navigating the ups and downs of home ownership.
Since 1956, Allied Healthcare Federal Credit Union (AHFC) has been serving the extended medical communities of a wide-range of medical groups and hospitals within Southern California. We're dedicated to providing each of our members with the best possible service, convenient solutions, competitive rates and "Financial Healthcare for Life.
3880 Kilroy Airport Way, Suite 10, Long Beach, CA, 90806
Summit Lending of Long Beach is a branch office of the Orange County-based Summit Lending, a direct mortgage lender, specializing in FHA, VA, Conventional Fixed Rate, and Jumbo mortgage loans for home buyers and homeowners throughout California.
As a direct lender, quite frankly, we call the shots.
3780 Kilroy Airport Way Suite 200, Long Beach, CA, 90806
Jack Skovgard is your premier mortgage broker located in Long Beach, California. Jack offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Long Beach area. Whether you are first time home buyer, purchasing your dream home,
3780 Kilroy Airport Way, Suite 200-770, Long Beach, CA, 90806
Axxess Capital Mortgage. I know you'll find the services offered here helpful and the loan programs not only convenient, but very competitive. It's our goal to help you cut through the clutter and noise in the mortgage marketplace, so you can quickly and efficiently find a loan that meets your needs
Incom Capital is committed to building the optimal financing structure for each client transaction.We provide capital for the purchase, re-capitalization and acquisition & development of residential and commercial real estate projects. Our team brings 50+ years of experience and relationships with over 2500 lenders.
ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
"Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has:
Hundreds of successfully closed transactions; both listing and buying
20 years of corporate experience
Solid project management skills as a PMP.