USDA Vs. FHA your options comparison in Queen-Creek, Maricopa County, AZ

In 2025, USDA loan limit in Queen-Creek, county of Maricopa, AZ is $294,400 while FHA limit is $368,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Queen-Creek, county of Maricopa, AZ

Loan Type Loan Limit Down payment
USDA $294,400 0%
FHA $368,000 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Queen-Creek, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NORTHPOINT MORTGAGE
  • 300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
  • We strongly believe the way we do things is just as important as what we do. Our culture is defined by passionate professionals who thrive both personally and professionally by serving our customers and each other, focusing on exceptional customer service, speed and accuracy. In an ever changing industry, our company must always be constantly
  • Silliman Private Lending
  • 900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
  • Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
  • Creative Mortgage Solutions
  • 726 Clinch Ave, Clinton, TN, 37716
  • Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.
  • Sorg Bay West FCU
  • 400 North Broad Street, Middletown, OH, 45042
  • Sorg Bay West Federal Credit Union Web Site. The Sorg Bay West FCU offers a full range of financial services. We are member owned, which means we can offer savings with more services, and more advantages to our members. Whether you are looking for a loan, checking account, savings
  • Butler Heritage Federal Credit Union
  • 660 N University Boulevard, Middletown, OH, 45042
  • BHFCU is owned and governed by its members. Members exercise their democratic control of the credit union by attending the credit union's annual meeting and electing the Board of Directors from amoung their number. The Board's function is to provide general direction and control of the affairs of the credit union
  • ACF Home Loans LLC
  • 1081 North University Boulevard, Suite C, Middletown, OH, 45042
  • ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
  • BrightPath Mortgage
  • 1200 Ashwood Pkwy, Suite 200, Atlanta, GA, 30338
  • BrightPath Mortgage, we provide a wide range mortgages to ensure that our valued customers have access to the best interest rates and loan terms. Our dedication to your complete satisfaction means that your needs are our ultimate priority. For borrowers who are preparing to relocate or are involved in out-of-state real estate investing,
  • Regent Mortgage Corporation
  • 980 Birmingham Road, Suite 501-356, Milton, GA, 30004
  • Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind
  • Performance Lending
  • 2190 Brandon Trail, Suite 1, Alpharetta, GA, 30004
  • Welcome to Performance Lending, where we specialize in residential mortgages. At Performance Lending, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Good Friend Mortgage Inc.
  • 902 Abbey Court, Alpharetta, GA, 30004
  • "Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida. Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."