USDA Vs. FHA your options comparison in South-Tucson, Pima County, AZ
In 2026, the USDA loan ceiling in South-Tucson, situated in the county of Pima, AZ, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to evaluate and compare today’s best rates between USDA and FHA options. It helps ascertain the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA side by side, aiding your decision on the best program for your individual financial situation in .
2026 Loan limits and down payment requirements in South-Tucson, Pima, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in South-Tucson, AZ
The objective of Lendersa® is to facilitate securing the most advantageous USDA or FHA loan quickly and easily. Choose from three starting options designed to connect you with lenders and match USDA loan programs.
A USDA home loan, supported by the government’s Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is designated for rural localities exclusively. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment whatsoever.
200 Fort Pierpont Dr, Suite 105, Morgantown, WV, 26508
Premier Bank is a full-service community bank conveniently located throughout Ohio, Indiana, Michigan and Pennsylvania. Offering personalized service and a comprehensive range of financial solutions for consumers and commercial businesses, Premier Bank remains locally focused to understand our customers.
First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.
The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.
25 Cumberland Street, Suite 120, Charleston, SC, 29401
SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service
Coastal Equity Group offers both short and long-term financing for investors striving to build their wealth and generate income for a better future. As a lender, we strive to offer our borrowers smart investment solutions to help generate income and build their portfolio. Our team works quickly and ethically.
215 East Bay Street, Suite 403-F, Charleston, SC, 29401
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
170 Meeting Street, Suite 501, Charleston, SC, 29401
Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security
CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.
8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending
OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
