In 2026, the USDA loan ceiling in South-Tucson, situated in the county of Pima, AZ, is set at $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to evaluate and compare today’s best rates between USDA and FHA options. It helps ascertain the necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA side by side, aiding your decision on the best program for your individual financial situation in
Explore loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to facilitate securing the most advantageous USDA or FHA loan quickly and easily. Choose from three starting options designed to connect you with lenders and match USDA loan programs.
A USDA home loan, supported by the government’s Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is designated for rural localities exclusively. In contrast to FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
