USDA and FHA Pro and Con in Tucson, Pima County, AZ

In 2025, the USDA loan limit in Tucson, county of Pima, AZ, is $336,500. For a single-family unit, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side, helping you decide the best option in based on your financial situation.

Explore offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Tucson, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Tucson, AZ

Lendersa®'s goal is to quickly get you the best USDA or FHA loan, hassle-free. Choose from three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan requests and results

Explaining USDA Loans in AZ

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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