USDA Vs. FHA Pro and Con comparison in Tucson, Pima County, AZ
In 2026, the USDA loan limit in Tucson, county of Pima, AZ, is $336,500. For a single-family unit, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the required income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA programs side by side, helping you decide the best option in based on your financial situation.
2026 Loan Limits and Downpayment Requirements in Tucson, Pima, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Tucson, AZ
Lendersa®'s goal is to quickly get you the best USDA or FHA loan, hassle-free. Choose from three starting points to match with lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans needing a minimum 3.5% down payment, USDA loans require none.
9701 Wilshire Boulevard, Suite 700, Beverly Hills, CA, 90212
Pacific Western Bank is a commercial bank with over $40 billion in assets headquartered in Los Angeles, California, with executive offices in Denver, Colorado. The Bank has 69 full-service branches located in California, with one branch located in Durham, North Carolina, and one branch located in Denver, Colorado.
Luther Burbank Savings offers a comprehensive suite of lending and savings products designed to protect and expand your enduring worth. We opened our doors in 1983 and recorded a profit in our second quarter of operations and in every quarter since. This is a true testament to our team's efforts to maintain fiscally sound banking practices
9595 Wilshire Blvd, Suite 810, Beverly Hills, CA, 90212
Cohen Financial Group specializes in mortgage lending in Los Angeles and surrounding areas. Our firm, founded in 1999, is led by the number one mortgage broker in the US*, Mark Cohen. During his career, Mark has originated over 20, 000 loans totaling more than 13 billion dollars in volume.
9465 Wilshire Boulevard, Suite 300, Beverly Hills, CA, 90212
At Masihi Financial Group we have only one goal in sight and that is to place our clients in a position of financial growth, security and confidence. The foundation of our business is built on honest and trustworthy practices. We aim to exceed your expectations at every turn, not just once but many times over.
9744 Wilshire Boulevard, Suite 203, Beverly Hills, CA, 90212
CALIFORNIA CAPITAL MORTGAGE BANK has built a reputation for mortgage solutions, competitive pricing and high level of personal service. As a lender, California capital mortgage bank funds many loans and closes even the most complex transactions. Working closely with support networks and real estate brokers.
Insignia Mortgage, we understand that what works for one client does not always work for everyone. Especially when your financial picture doesn’t adhere to the strict model that many conforming lenders demand.Even under the most complex circumstances, our team of loan experts can quickly navigate through the process.
315 South Beverly Drive, Suite 412, Beverly Hills, CA, 90212
At Riviera Financial Partners, Inc., the business of real estate finance is about much more than loans. It is about offering diverse and competitive products; advising borrowers to make informed choices to support and protect their security; and providing extraordinarily thorough customer care.
9595 Wilshire Blvd, Suite 408, Beverly Hills, CA, 90212
Beverly Hills based SKR Capital Group is a boutique residential and commercial real estate financing firm. After a position at Security Pacific Bank as a loan officer, Shant Khatchadourian founded SKR Capital Group in 2007. For residential loans SKR Capital brokers loans through its wholesale channels for purchases or refinances in CA
