USDA VS FHA in Flowing-Wells, Pima County, AZ

For 2025, the USDA loan limit in Flowing-Wells, located in the county of Pima, AZ, stands at $285,000. On the other hand, the FHA limit for a single-family unit is $356,362.

Access the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates. This tool helps you discern the income, credit history, reserves, and documents necessary for loan qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan details side by side, assisting you in selecting the most suitable program for your financial needs in .

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Review of loan limits and down payment requirements for 2025 in Flowing-Wells, Pima, AZ

Loan Type Maximum Loan Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Flowing-Wells, AZ

Lendersa® strives to provide you with the best USDA or FHA loan quickly and without hassle. Choose from one of three starting approaches that lead to matching lenders and USDA loan offerings.

Demonstration of Lendersa USDA loan request and match results

Understanding USDA Loans in AZ

The USDA home loan, backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Bank Of Commerce
  • 32460 Bowie Street, White Castle, LA, 70788
  • The Bank of Commerce was chartered in 1927 to serve the community needs of The Town of White Castle. The philosophy of the Bank since it began has been to approve every loan that would benefit the individual, the community, and the bank. This statement is the embodiment of this philosophy and a reaffirmation of our goal to continue to do so.
  • Leighton State Bank
  • 900 Washington St., Pella, IA, 50219
  • Leighton State Bank is a locally owned financial institution with locations in Pella, Leighton and Monroe. We deliver a full line of products and services – online banking, mobile banking, account options, loans, fraud protection and more – but are small enough to personally know you.
  • Marion County Bank
  • 800 Main St, Pella, IA, 50219
  • Marion County Bank first opened our doors for business in Pella on September 21, 1935. While we have grown to become the largest bank headquartered in Marion County, one thing hasn't changed - we were locally owned in 1935 and we remain that way today. This unique combination of size and local management allows us to provide our customers.
  • M C Bank & Trust Company
  • 1201 Brashear Avenue, Morgan City, LA, 70380
  • Morgan City Bank was established in 1954, and the doors first opened for business on January 20, 1955. The original office was located in Morgan City on Front Street. By that we mean whenever you walk into an M C Bank branch, you can expect to receive the attention and respect you deserve and the helpful, customized advice you seek.
  • First Millennium Holdings
  • 601 1st ave suite 1400, Spokane, WA, 98580
  • making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
  • Planters Bank & Trust Company
  • 212 Catchings Street, Indianola, MS, 38751
  • Planters Bank & Trust began serving customers in the small community of Ruleville, Mississippi. Throughout our growth, Planters Bank has remained rooted in its mission to dedicate resources to the betterment of our customers and to the communities we live and work.Currently headquartered in Indianola.
  • TruCommunity Bank ND
  • 205 Main Street, Turtle Lake, ND, 58575
  • TruCommunity Bank is the new, shared name of three banks in McLean County, North Dakota — Farmers Security Bank, Garrison State Bank & Trust, and Bank of Turtle Lake. TruCommunity Bank has roots going back to 1919. We’re stronger and more efficient together, and ready for the future too. It’s Community banking at its best.
  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.