USDA and FHA Pro and Con in Tucson-Estates, Pima County, AZ

In 2026, the USDA loan upper limit in Tucson-Estates, within Pima county, AZ, is $285,000, while the FHA cap for a single-family residence is $356,362.

Use the Lendersa® USDA loan calculator to evaluate both USDA versus FHA rates and identify the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in .

Examine loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Tucson-Estates, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Tucson-Estates, AZ

The goal of Lendersa® is to swiftly secure you the optimal USDA or FHA loan with ease. Choose from three beginning strategies to match with lenders and USDA loan offerings.

Illustration of Lendersa USDA loan requests and matching

Understanding USDA Loans in AZ

A USDA home loan, supported by the Department of Agriculture, known as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans have no down payment required.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sunrise Family Credit Union
  • 404 S Euclid Avenue, Bay City, MI, 48706
  • Sunrise Family Credit Union has grown over the years but our commitment to you has stayed the same. Our goal is to assist all our members to overcome obstacles and realize their financial Dreams.Sunrise Family Credit Union is a not-for-profit financial cooperative, offering the same services as other financial institutions.
  • FinancialEdge Credit Union
  • 1199 South Euclid Avenue, Bay City, MI, 48706
  • FinancialEdge was first known as Bay City Municipal Federal Credit Union & later expanded through mergers & acquisition of new employer groups to become Bay Governmental Credit Union.Our purpose remains dedicated to being an integral part of members' lives & our community with innovative financial services designed to fit today's lifestyles.
  • COPOCO Community Credit Union
  • 4265 Wilder Road, Bay City, MI, 48706
  • COPOCO Community Credit Union is a credit union, not a bank. What's the difference? The difference is the credit union exists out of an International social purpose of people helping people. Credit unions are not for profit, not for charity, but for service decisions made based on what is best for the credit union members
  • Community Focus Federal Credit Union
  • 18925 Telegraph Road, Brownstown, MI, 48174
  • Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees
  • Public Service Credit Union
  • 7665 Merriman Road, Romulus, MI, 48174
  • Public Service Credit Union is a community credit union with 15 locations in the Metro Detroit Area.We are a full service financial institution dedicated to serving members since 1952. PSCU is devoted to providing its members with a lifetime of dependable financial service. Like all credit unions, PSCU is a member owned, not for profit .
  • Security Credit Union
  • PO Box 5255, Grand Blanc, MI, 48480
  • Security Credit Union signed its organizational charter on July 29, 1949. A group of Buick employees started the Credit Union with $40 in shares. The original intent of organizing the Credit Union was to "encourage and promote thrift and to provide loans for any prudent or productive purpose at a reasonable rate of interest.
  • First State Bank
  • 300 Broad Street, Wrens, GA, 30833
  • We prefer to put people first. So, we made sure everything we do provides real value to our friends and neighbors. With branch offices in Wrens and Louisville, Georgia, First State Bank has been serving the citizens of Jefferson County and surrounding areas since 1964. A branch office was opened in 2002 in Americus,
  • Fairfield Federal Savings and Loan Association of Lancaster
  • 111 East Main Street, Lancaster, OH, 43130
  • Fairfield Federal Savings & Loan Association is your Fairfield County community bank specializing in Home Mortgage Loans. We've been serving the Lancaster community since 1895. Fairfield Federal is a Member of the FDIC and is an Equal Housing Lender. Stop in and see us today! We are banking that revolves around you
  • The Pataskala Banking Company
  • 354 S. Main St., Pataskala, OH, 43062
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  • Secured Advantage Federal Credit Union
  • 116 NE Main Street, Simpsonville, SC, 29681
  • Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.