USDA and FHA Pro and Con in Tucson-Estates, Pima County, AZ

In 2025, USDA loan limit in Tucson-Estates, county of Pima, AZ is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Tucson-Estates, county of Pima, AZ

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Tucson-Estates, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Versatile Mortgage L.L.C.
  • 810 S Garfield Ave, Suite A, Traverse City, MI, 49686
  • 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.
  • Simplified Home Mortgage Corp
  • 423 East Eighth St., Traverse City, MI, 49686
  • Simplified Home Mortgage is a family owned and operated business in Northern Michigan. We are a full service Mortgage Broker offering FHA, VA, RD and Conforming loan products to the State of Michigan. Established in 2015. Norm and his wife Lisa run their residential mortgage company in their office located at 423 E Eight St. Traverse City, Mi.
  • TBA Credit Union
  • 630 East Front Street, Traverse City, MI, 49686
  • TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.
  • Magnolia State Bank
  • 130 Oak Street, Eastman, GA, 31023
  • Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
  • Quest Federal Credit Union
  • 12837 US Highway 68, Kenton, OH, 43326
  • Quest Federal Credit Union serves those who live, work, worship or attend school in Hardin, Logan, and Wyandot counties. Quest FCU has 5 branch locations in Hardin, Logan, and Wyandot Counties with many offsite ATMs available to members and non-members. Quest FCU also participates in the Shared Branching and Alliance
  • Isabella Community Credit Union
  • 2400 South Isabella Road, Mount Pleasant, MI, 48858
  • Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!
  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
  • Oconee Federal Savings and Loan
  • 115 East North Second Street, Seneca, SC, 29678
  • OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION is the continuation and outgrowth of the Seneca Building and Loan Association, which was chartered by the State of South Carolina in February 1924.In 1958, we changed our name to OCONEE SAVINGS AND LOAN ASSOCIATION when our first branch office was opened in Walhalla.
  • The State Savings Bank of Manistique
  • 101 South Cedar, Manistique, MI, 49854
  • In 1917 Leo Harmon who was the President of the Consolidated Lumber Company took the lead for starting up The State Savings Bank, the Articles of Incorporation were filed on May 7, 1917. Shortly after, on June 11TH the bank held its first meeting of shareholders twenty-five of which were local and three from St. Paul.
  • Manistique FCU
  • 121 East Elk Street, Manistique, MI, 49854
  • Manistique Federal Credit Union has been open since 1967. The credit union has assets totaling $37.84 Million and provides banking services to more than 3, 000 members. The mission of Manistique Federal Credit Union is to make a positive difference in the financial lives of our members from all walks of life by providing them with a wide range