USDA and FHA Pro and Con in Tucson-Estates, Pima County, AZ

In 2025, the USDA loan upper limit in Tucson-Estates, within Pima county, AZ, is $285,000, while the FHA cap for a single-family residence is $356,362.

Use the Lendersa® USDA loan calculator to evaluate both USDA versus FHA rates and identify the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in .

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Tucson-Estates, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Tucson-Estates, AZ

The goal of Lendersa® is to swiftly secure you the optimal USDA or FHA loan with ease. Choose from three beginning strategies to match with lenders and USDA loan offerings.

Illustration of Lendersa USDA loan requests and matching

Understanding USDA Loans in AZ

A USDA home loan, supported by the Department of Agriculture, known as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans have no down payment required.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best
  • Accunet Mortgage LLC
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  • First Fidelity Home Mortgage of Wisconsin, LLC
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  • Providence Bank & Trust
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