USDA VS FHA in Tucson-Estates, Pima County, AZ

In 2025, the USDA loan upper limit in Tucson-Estates, within Pima county, AZ, is $285,000, while the FHA cap for a single-family residence is $356,362.

Use the Lendersa® USDA loan calculator to evaluate both USDA versus FHA rates and identify the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you select the best program for your financial needs in .

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Tucson-Estates, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Tucson-Estates, AZ

The goal of Lendersa® is to swiftly secure you the optimal USDA or FHA loan with ease. Choose from three beginning strategies to match with lenders and USDA loan offerings.

Illustration of Lendersa USDA loan requests and matching

Understanding USDA Loans in AZ

A USDA home loan, supported by the Department of Agriculture, known as a USDA rural development loan or mortgage, is limited to rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans have no down payment required.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Logix Federal Credit Union
  • 2340 Hollywood Way, Burbank, CA, 91505
  • Logix was founded as the Lockheed Aircraft Federal Credit Union in 1937, during the height of the Great Depression. As we grew, we were able to serve many more elements of our communities, to such an extent that Lockheed employees became only a small fraction of our membership. So in 2012, we changed our name to Logix.
  • National Home Preservation Center
  • 2600 West Olive Ave, 5th Floor, Burbank, CA, 91505
  • NHPC assists troubled homeowners every day through our national network of foreclosure prevention Team. Get the professional help you need to keep your home and have peace of mind. Our national network of foreclosure prevention specialists will work hard on your behalf and negotiate directly.
  • UMe Credit Union
  • 3000 W. Magnolia Blvd, Burbank, CA, 91505
  • U + Me. That’s our not-so-secret sauce. We care about the things that matter to you—family, friends, that comfy old pair of shoes you can’t throw away even though one of them has a hole (no judgment). As a Burbank institution, we’ve been committed to our community since 1940. And through our long history.
  • The Mortgage Group
  • 4405 Riverside Drive, Suite 101, Burbank, CA, 91505
  • The Mortgage Group is a family run business since 1995. After working for and managing other mortgage companies for many years, Gary Hatch started his own company, The Mortgage Group, in 1995. In early 2000, his daughter, Christine, joined the company. In 2006, the responsibility of running the company was transferred to Christine.
  • SDC Capital
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience.
  • Aztec Financial
  • 2624 W. Magnolia Blvd., Burbank, CA, 91505
  • Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
  • SDC Capital Funding
  • 4001 Burbank Blvd., Burbank, CA, 91505
  • SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
  • Equitable Mortgage & Realty Incorporated
  • 2824 South Robertson Boulevard, Los Angeles, CA, 90034
  • Equitable Lending, we treat each customer as an individual; not a number. Unlike the "big lenders" we actually take time to listen to our customers' goals and aspirations, and we use old fashioned common sense and hard work to help our customers obtain the best loan possible given their goals and their situation. As a premier boutique mortgage.
  • SUNRISE MORTGAGE
  • 3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
  • At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.
  • RCN Capital
  • 3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
  • RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.