USDA Vs. FHA Pro and Con comparison in Eagar, Apache County, AZ

In 2026, the USDA loan limit for Eagar in Apache county, AZ is established at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.

Use Lendersa® USDA loan calculator to evaluate the best rates for USDA versus FHA loans today. It also helps identify the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program best suited for your financial needs in .

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Loan limits and down payment requirements in Eagar, Apache County, AZ for 2026

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Eagar, AZ

The goal of Lendersa® is to provide you with the optimal USDA or FHA loan quickly and effortlessly. Choose from three starting points to match lenders to the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in AZ

A USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is accessible in rural areas only. In contrast to FHA loans requiring a 3.5% down payment, the USDA mortgage demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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