USDA Vs. FHA your options comparison in St.-Johns, Apache County, AZ
In 2025, the USDA loan limit for St.-Johns, in Apache, AZ, is set at $285,000. For a single-family dwelling, the FHA limit is $356,362.
Leverage the Lendersa® USDA loan calculator to compare today's best USDA against FHA rates. Identify the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator lists USDA, FHA, Conforming, and VA programs side by side, aiding in choosing the most suitable option for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in St.-Johns, Apache, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in St.-Johns, AZ
The Lendersa® goal is to provide you with the best USDA or FHA loan quickly and without trouble. Choose one of three starting points to connect with lenders and align with USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment, offering significant savings for qualifying applicants.
CommerceWest Bank is determined to redefine banking for small and mid-sized businesses throughout Southern California & the surrounding areas. Within an intelligently organized framework, we will provide flexibility, creating a complete, safe, and sound banking experience for each client, servicing owners and catering to their specific business.
Sunwest Bank, founded in 1969, is a privately held commercial bank with over $1.9 Billion in assets and headquartered in Irvine, CA, with operations in California, Arizona, Idaho, and Utah. We are an entrepreneurial business bank with a long tradition of providing excellent service to entrepreneurs,
California First National Bank ("CalFirst") is committed to providing solutions to meet a wide range of personal and commercial banking needs. Nationwide, our customers enjoy the convenience of one-stop banking anytime, anywhere. We provide 24/7 account management, and accept deposits via the Internet and mail.
Our company was founded on a simple principle – to deliver a great RATE – and provide an exceptional customer experience. With over 30 years of lending experience, we understand the loan process can be long and complex. That’s why we’ve made it our mission to make it as no-nonsense and hassle-free as possible.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mynd Property Management serves the small residential real estate sector with a combination of on-the-ground experts and innovative technology. Headquartered in Oakland, California, Mynd boosts efficiencies for property owners and improves the rental living experience for residents.
At Rapid Capital Funding PC., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
"Shore Capital Corporation is more than a Real Estate and Mortgage Brokerage. We focus on solving problems for human beings and furthering client health.
We offer a variety of mortgage products throughout California, as well as partaking in loan business with multiple lenders in California, Colorado and Florida."
