USDA VS FHA in Fountain-Hills, Maricopa County, AZ
In 2026, the USDA loan limit for Fountain-Hills, in the county of Maricopa, AZ, is $294,400, whereas for a single-family home, the FHA limit is $368,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Learn the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in choosing the ideal program in for your specific financial scenario.
2026 Loan Limits and Downpayment Requirements in Fountain-Hills, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$294,400
0%
FHA
$368,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fountain-Hills, AZ
The goal for Lendersa® is to secure the most appropriate USDA or FHA loan for you quickly and without hassle. Start with one of three methods to connect with matching lenders and suitable USDA loan programs.
The USDA home loan, also recognized as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
2480 S 3850 W, Suite C, West Valley City, UT, 84120
"Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located.
Because we are a credit union, we have members, and not customers."
2150 South 1300 East, Suite 400, Salt Lake City, UT, 84106
First Electronic Bank is an FDIC-insured, state-chartered industrial bank headquartered in Salt Lake City, Utah. First Electronic Bank believes in building a financial services industry that is inclusive and effective for the diverse range of consumers, businesses, and partners that rely on it.
Our mission is to be our members's 1st choice for high-quality financial products and services. We take pride in our history of serving teachers and the educational industry and strive to make the lives of our members easier and more rewarding. We now serve all of Salt Lake county, providing friendly and convenient financial services.
1586 E Stratford Ave, Suite 3, Salt Lake City, UT, 84106
At LATITUDE LENDING, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
The Credit Union’s mission is to improve the financial lives of all members while promoting an environment that, like the J.A.C.L.’s vision, “respects the values of fairness, equality and social justice. “ The J.A.C.L. was founded in 1929 and is the oldest and largest Asian American civil rights organization in the United States.
Matt Stout started Consumers Financial Mortgage in 1995 with the vision of helping homeowners save money. Since that time, he has worked to perfect the art of understanding mortgage customers and their financial goals. Using what he calls his “Mortgage Map”, Matt creates options based on his client’s financial goals to better guide.
1062 East 2100 South, Suite 217, Salt Lake City, UT, 84106
"Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City. I started in the home loan industry over 19 years ago in 2001, and I’ve worked with and learned from some of the best in our industry. Mortgages are so much more than just a means to purchase a home."
American Wholesale Loans is your connection to the Wholesale Lending market which has the best terms for Residential and Commercial loans. By skipping the middle man and going directly to the funding source you will save time in getting your financing secured and money over the life of your loan
675 E 2100 S, Suite 110, Salt Lake City, UT, 84106
"America West Financial is about helping potential home owners navigate through the complex process of home loans. Through dedicated Loan Officers & supporting staff, America West Financial provides an enjoyable, efficient experience. America West Financial was founded by Lee M Yates in 2003. After being in the Mortgage Broker business."
At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.
TransWest Credit Union is a not-for-profit organization.
1865 S Main Street, Suite 2, Salt Lake City, UT, 84115
Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit.
From the beginning our credit union philosophy was “people helping people”, and remains the same today.
