USDA Vs. FHA Pro and Con comparison in Fountain-Hills, Maricopa County, AZ
In 2025, the USDA loan limit for Fountain-Hills, in the county of Maricopa, AZ, is $294,400, whereas for a single-family home, the FHA limit is $368,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Learn the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in choosing the ideal program in for your specific financial scenario.
2025 Loan Limits and Downpayment Requirements in Fountain-Hills, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$294,400
0%
FHA
$368,000
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fountain-Hills, AZ
The goal for Lendersa® is to secure the most appropriate USDA or FHA loan for you quickly and without hassle. Start with one of three methods to connect with matching lenders and suitable USDA loan programs.
The USDA home loan, also recognized as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.
25060 Avenue Stanford STE 255, Valencia, CA, 91355
Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
28338 Constellation Road, Suite 900, Valencia, CA, 91355
Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
"Pacific Funding Mortgage Division, established in 1995 by President Mike Moeller, has been a top trusted mortgage lender for over 20 years.
As a full-service, direct lender we perform both broker and banker sides of each mortgage transaction, which distinguishes us as a leading mortgage company. "
Multi Real Estate Services is a mortgage broker with operations in one state. Multi Real Estate Services offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and construction mortgages.
Ron Henderson is President of Multi Real Estate Services, Inc Los Angeles, California.
25129 The Old Road, Suite 350, Santa Clarita, CA, 91381
Augusta Financial is a Mortgage Banker & a Mortgage Broker, so we are able to do the easy loans, the complicated loans and sometimes the impossible loans. We are committed to our clients and we will do whatever it takes within the current regulations to make sure our clients get the best rate, with the best service to make their dreams come true.
25375 Playa Serena Drive, Suite 100, Stevenson Ranch, CA, 91381
I started my real estate career as a real estate appraiser in 1980. From there I co-founded a real estate research firm for researching commercial real estate sales. I was a founding member of Keystone Financial Services in 1992. With over 20 years of lending experience, I've been through a few industry cycles.
Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
24007 Ventura Blvd, Suite 260, Calabasas, CA, 91302
Pacific Capital Funding Corp is direct private/hard money lender and a broker offering investment property bridge, fix and flip and ground up construction loans at highly competitive terms. We can often fund your loan in 7 days or less with same-day approval! Let us fund your next investment property today.
CIVIC Financial Services is a private money lender, specializing in the financing of non-owner occupied residential investment properties. CIVIC provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs.
Not sure where to start or what solutions you may need to achiev
24151 Ventura Blvd, Suite 350, Calabasas, CA, 91302
Forbix is a full service real estate advisory firm with offices in Calabasas, California and Brandon, Mississippi. What makes Forbix unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients
5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
At One Nation Home Loans our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.