In 2026, the USDA loan limit for Fountain-Hills, in the county of Maricopa, AZ, is $294,400, whereas for a single-family home, the FHA limit is $368,000.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Learn the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting in choosing the ideal program in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| USDA | $294,400 | 0% | |
| FHA | $368,000 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
The goal for Lendersa® is to secure the most appropriate USDA or FHA loan for you quickly and without hassle. Start with one of three methods to connect with matching lenders and suitable USDA loan programs.
The USDA home loan, also recognized as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
