As of 2025, the USDA loan limit applicable to Mesa, within the county of Maricopa, AZ, is $353,200. For a single-family dwelling, the FHA maximum is set at $530,150.
Use the Lendersa® USDA loan calculator to explore and compare the best available rates for USDA versus FHA loans. This tool assists in determining the required income, credit standing, reserves, and necessary documentation to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the ideal program in tailored to your individual financial profile.
2025 Financing Boundaries and Initial Payment Obligations in Mesa, Maricopa, AZ
Type of Loan
Max Loan Amount
Initial Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Mesa, AZ
At Lendersa®, our mission is to efficiently provide you with the best USDA or FHA loan, with minimal inconvenience. Start by choosing one of three initial strategies to match with lenders offering USDA loan programs suited to your requirements.
The USDA home loan, alternatively termed as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. Available only in rural locales, it requires no down payment, which stands in stark contrast to FHA loans necessitating a minimum 3.5% down payment, thus providing a more accessible financial solution for eligible rural inhabitants.
18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We are a Private Lender specializing in short term Fix N Flip and Bridge financing. We work with you to put together the best loan structure and financing solution that fits your investment needs. Whether you are a first time investor or seasoned professional, we offer many options. And, we'll be with you every step along the way
14408 Whittier Boulevard, Suite B1, Whittier, CA, 90605
IET Capital is a Los Angles County based Mortgage Brokerage. We assist our clients to get financing to purchase Residential and Commercial Real Estate or lower their existing payments through refinance transactions. IET Real Estate is a 1-4 unit Residential Mortgage Brokerage located in Los Angeles County, California.
Heartland Mortgage is committed to giving you the best financial advice to increase the wealth of your family and helping you build strong financial roots. Local Friendly Mortgage Solutions for Today's Financial Needs and Technology that makes the process swift and easy. Our mission is to serve our customers with honesty.
14831 E Whittier Boulevard, Suite 204, Whittier, CA, 90605
Reliance Mortgage Service Inc is a financial services company based out of United States. Started in Whittier in 2004, we've incorporated & served through the tough times to the best as mortgage brokers with full-service purchase & refinance loans. Great credit? Great rates. Poor Credit? Let us help you with a higher FICO or product to buy now.
Dan Draitser Owner of Cali Home Lending, a mortgage banker and broker. A business model that enables funding of residential home loans with an in house warehouse line, and also the ability to broker out the more unconventional loans to over 65 different approved wholesale lenders.
12792 Valley View Street, Suite 202, Garden Grove, CA, 92845
CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.
12842 Valley View Street, Suite 205, Garden Grove, CA, 92845
The HomeSmart Advisors team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Since 1956, El Monte Community Credit Union has had a long-standing history of helping members reach their financial dreams. We were originally chartered by a group of city employees as El Monte City Employees Credit Union. Our first office was a city workers garage. If you needed a loan back in those days your name was put on a loan wait list.
10073 Valley View St, Suite 409, Cypress, CA, 90630
Kinetic Mortgage full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
