USDA and FHA Pro and Con in Mesa, Maricopa County, AZ
As of 2026, the USDA loan limit applicable to Mesa, within the county of Maricopa, AZ, is $353,200. For a single-family dwelling, the FHA maximum is set at $530,150.
Use the Lendersa® USDA loan calculator to explore and compare the best available rates for USDA versus FHA loans. This tool assists in determining the required income, credit standing, reserves, and necessary documentation to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, facilitating your choice of the ideal program in tailored to your individual financial profile.
2026 Financing Boundaries and Initial Payment Obligations in Mesa, Maricopa, AZ
Type of Loan
Max Loan Amount
Initial Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Mesa, AZ
At Lendersa®, our mission is to efficiently provide you with the best USDA or FHA loan, with minimal inconvenience. Start by choosing one of three initial strategies to match with lenders offering USDA loan programs suited to your requirements.
The USDA home loan, alternatively termed as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture. Available only in rural locales, it requires no down payment, which stands in stark contrast to FHA loans necessitating a minimum 3.5% down payment, thus providing a more accessible financial solution for eligible rural inhabitants.
5755 N Point Pkwy, Suite 58, Alpharetta, GA, 30022
Crushing rates and beating other lender's turn times with personalized attention to detail to make the mortgage process as stress-free and quick as possible. Quick closings for both purchases and refinances. Loan products: Conventional, FHA, VA, USDA, Non-traditional recent foreclosure/bankruptcy
555 North Point Center East, 4th Floor, Office 479, Alpharetta, GA, 30022
Sanctuary Home Mortgage, a private, boutique mortgage firm local to Metro Atlanta, was founded in unique collaboration and strong partnership with Atlanta Fine Homes Sotheby’s International Realty. Our high-caliber mortgage professionals are trusted, award-winning individuals with 75 years of combined mortgage experience.
412 N. Cedar Bluff Road, Suite 200, Knoxville, TN, 37923
Founded in 1978, First Southern is an independently owned full service commercial real estate capital firm. Our services are broad based and include permanent debt financing, construction financing, bridge financing, forward funding commitments, joint-venture equity programs, preferred equity, mezzanine debt, tax-free financing,
220 S. Peters Road, Suite 100, Knoxville, TN, 37923
Knoxville Mortgage Brokers are abuying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
8320 East Walker Springs Lane, Knoxville, TN, 37923
Mortgage Investors Group (MIG) is committed to helping families in the Southeast fulfill their dreams of homeownership. Co-founders Chuck Tonkin II and Chrissi Rhea opened a modest lending office in Knoxville, Tennessee, in 1989 with five colleagues. Today, with over 400 employees in 27 branch locations
At Maryville Municipal Credit Union. We are a State Chartered, Federally Insured Credit Union serving the Employees of the City of Maryville and their families, as well as the Employees of Atmos Energy Company and their families. Open since 1972, those Employees and Families have grown to 1500 Members strong.
Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender
Our Mission is to recognize and respond to the financial needs of our community, To support the development & growth of our community, & To grow & strengthen with our community. First Intercontinental Bank Founded in 2000 and Headquartered in the city of Doraville, Georgia. Bank has Total 10 Branches in the Metro Atlanta area, in TX, NJ, NY and CA.
2000 Clearview Avenue, Suite 212, Atlanta, GA, 30340
AA US Mortgage LLC is a mortgage company headquartered in Atlanta Georgia. We fulfill the purchase and refinance loans need for individuals and businesses. We have built a strong reputation as an outstanding mortgage broker, serving the mortgage needs of individuals, real estate professionals, investors, and builders over the past years.
CenterBank, founded in 2000, was built upon an old concept; community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Our product set and customer niche are delimited to foster expertise necessary to deliver best in class service and manage
