USDA and FHA Pro and Con in Globe, Gila County, AZ

In the year 2026, within Globe, part of Gila county, AZ, the USDA loan cap is $336,500, whereas for a single-family home, the FHA limit stands at $472,030.

Access the Lendersa® USDA loan calculator for comparing today’s leading USDA against FHA rates to figure out the necessary income, credit score, reserves, and documentation needed to qualify. With our sophisticated mortgage calculator, USDA, FHA, Conforming, and VA loans are displayed side by side to assist in choosing the best program tailored to your financial situation in .

Review loan offers from 100 different lenders

2026 loan limits and down payment requirements in Globe, Gila, AZ

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Globe, AZ

Lendersa®'s mission is to swiftly secure for you the optimal USDA or FHA loan without unnecessary hassle. Choose one of the three starting methods to align with lenders and USDA loan options.

Visual depiction of Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, endorsed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is strictly for rural locations. FHA loans require a minimum down payment of 3.5%, whereas USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Globe Lenders

  • Ray Federal Credit Union
  • 112 Williams Lane, Kearny, AZ, 85137
  • Lends in Arizona
  • Ray Federal Credit Union has a proud heritage of serving miners and mining contractors of Ray, Arizona in the greater Copper Basin and neighboring communities. The mining towns of Ray, Sonora, and Barcelona have all since been closed and the area mined for copper. In 1965 the credit union built a building in Kearny, AZ.

  • Hard Money, LLC
  • 4333 S Avenida De Angeles, Gold Canyon, AZ, 85118
  • Lends in Arizona
  • Arizona's HARD MONEY, LLC makes DIRECT, private bridge loans. Call/e-mail/text now to get a quick answer. Loans can be funded in as little as 5 business days; our customers come 1st. We specialize in rehab/flip loans with advances of 60-70% of the "after repaired" value. Your loan will be secured by a first trust deed on real estate.

  • Independent Mortgage Advisors, LLC
  • 1698 East Adelante Way, Queen Creek, AZ, 85140
  • Lends in Arizona
  • Independent Mortgage Advisors originates all types of residential loans in Arizona & California, and was created using a client- focused model- NO fee options, great rates, exceptional service, and above all, the integrity to ALWAYS put the best interest of the client first. We are there for our clients every step of the way

  • House Loans Mortgage Services Corp.
  • 38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
  • Lends in Arizona
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Driven Lending LLC
  • 39701 N. Country Ln, San Tan Valley, AZ, 85140
  • Lends in Arizona
  • Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.

  • KHoward Mortgage Team
  • 2913 N Power Rd, Suite 108, Mesa, AZ, 85215
  • Lends in Arizona
  • "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.

    Through working with Union Home Mortgage, a Direct Lender,"

  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • Lends in Arizona
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.

  • Blue Brick Financial LLC
  • 4710 East Falcon Drive, Suite 202, Mesa, AZ, 85215
  • Lends in Arizona
  • We provide a professional environment for you to feel comfortable and welcome to discuss your needs. We are committed to evaluate every individual situation. With the experience and education of our mortgage consultants, we will help you make the best home financing decision possible.

  • Nexa Mortgage, LLC
  • 5559 S Sossaman Rd Bldg #1, Mesa, AZ, 85212
  • Lends in Arizona
  • Nexa Mortgage, LLC: Your Partner in Home Ownership

    **Secure Your Dream Home with Ease**

    Nexa Mortgage, LLC, led by Jason Elliott, offers tailored mortgage solutions from California, ensuring fast, competitive rates. We serve first-time buyers and seasoned investors alike with quick closings and personalized guidance, making home ownership sea