USDA Vs. FHA your options comparison in Superior, Pinal County, AZ

For 2026, the USDA loan limit in Superior, within the county of Pinal, AZ, stands at $353,200, while the FHA limit for a single-family home is $530,150.

Leverage the Lendersa® USDA loan calculator to evaluate the current optimal rates for USDA compared to FHA options. It helps you determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the program in that best suits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Superior, Pinal, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Superior, AZ

The aim of Lendersa® is to swiftly and seamlessly help you obtain the best USDA or FHA loan available. Choose one of three initial steps that align you with potential lenders and USDA loan options.

Lendersa USDA loan request and matching results

What Exactly is a USDA Loan in AZ?

A USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusive to rural communities. In contrast to FHA loans, which require a minimum of a 3.5% down payment, the USDA mortgage does not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
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