USDA Vs. FHA your options comparison in Apache-Junction, Pinal County, AZ
In 2026, within Apache-Junction, Pinal county, AZ, the USDA loan limit is set at $294,400, while the FHA cap for a single-family home is $368,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the program in that best suits your financial situation.
2026 Loan Limits and Downpayment Rules in Apache-Junction, Pinal, AZ
Loan Type
Loan Limit
Downpayment
USDA
$294,400
0%
FHA
$368,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Paths in Apache-Junction, AZ
Lendersa® is committed to finding you the most suitable USDA or FHA loan quickly and without hassle. Choose from three starting points to connect with matching lenders and appropriate USDA loan programs.
A USDA home loan, also known as a USDA rural development or mortgage loan, is backed by the government through the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members
Community First Bank is the financial institution of choice in the markets we serve. Our customers are achieving greater success through our tailored financial solutions. We continue to provide innovative technology that allows our customers to maximize the value of the products and services that they receive from us.
For over 100 years Home Banking Company's philosophy has been to provide efficient, courteous service and to provide our customers with the most up-to-date, quality financial products available to the banking industry. We are opening new financial doors by offering options that make banking as convenient as possible for our customers.
Independence State Bank has been serving Independence and the surrounding communities since 1897. Originally called State Bank of Independence, our name was changed in 1998. Independence State Bank strives to be the community bank that people seek first in the communities we serve, by offering prompt, personalized service at fair rates.
The First National Bank of Brownstown was founded in 1913 to provide smart banking products and services to a growing agricultural community. Over 100 years and generations later, the bank remains locally owned and operated with a focus on community. Visit the bank for all your banking needs including checking, savings, personal loans.
Commerce Bank is a community bank providing friendly and personal service. We are an equal opportunity employer with 26 full-time employees, a convenient main office and more than $155 million in total assets as of December 31, 2021. Commerce Bank is the only locally owned and managed bank in Corinth, Mississippi and has more than 50 stockholders.
The Bank of Chestnut was formed as a private bank in 1902 by Michael Leimbach. In 1919, the Bank of Chestnut was issued a charter by the State of Illinois. The Bank has been family owned & managed since it’s inception. It has been our mission to deliver quality financial services that satisfy the needs of our customers, employees and community.
The Atlanta National Bank is a branch office of The Atlanta National Bank. They’re located in 105 SW Church St in Atlanta, Illinois. Their bank charter class is N, which means they’re a commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).
