In the year 2025, the USDA loan threshold in Payson, situated in the county of Gila, AZ, is $336,500, whereas the FHA boundary for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to examine today's premier USDA and FHA rates, enabling you to discern the necessary income, credit score, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator facilitates viewing USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the optimal program for your financial circumstances in .
Review the 2025 loan limits and down payment prerequisites in Payson, Gila, AZ
Type of Loan
Maximum Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Payson, AZ
Lendersa® aims to swiftly connect you to the best possible USDA or FHA loan without unnecessary complexity. Select one of three starting strategies that align with lenders and USDA loan offerings.
The USDA home loan, insured by the federal Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is exclusively for rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require none whatsoever.
Citizens Home Loan Specialize in purchase and refinance transactions in Michigan and Colorado. Loan Types: Jumbo, Conventional, FHA, VA and USDA (rural development) NMLS 142908 Jay Wojciechowski 14 years of experience in Residential Mortgage Lending for purchase and refinance transactions. Conventional, FHA, VA, USDA & Jumbo
81 Kercheval Avenue, Suite 204, Grosse Pointe, MI, 48236
Hill Mortgage is based in Grosse Pointe Farms, Michigan. Founded by Jason Kaleta, Brendan Fossee & Dane Fossee. We are one of Michigan’s fastest growing mortgage brokerages. Our number one priority is customer service and creating meaningful and lasting relationships with our clients
Over 100 years ago, the Bay Port State Bank of W.H. Wallace and Company was established to serve the financial needs of the area. Bay Port State Bank is proud to be part of this growing community and looks forward to many more years of service. Bay Port State Bank Shall always be mindful of the need to increase shareholder value.
First State Bank is a Michigan Based Community Bank serving southeastern Michigan and is a full-service bank with 11 branches, Loan Centers in Clinton Township and Farmington Hills and headquarters in St. Clair Shores. First State Bank offers consumer and business checking and savings accounts, mortgages, home equity loans, credit cards.
Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems.
As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.
42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
43260 Garfield, Suite 250, Clinton Township, MI, 48038
"Victory Home Loans is a wholesale brokerage that was established in December of
2000. Scott Van Sickle is the broker & brings over 15 years of combined
mortgage & real estate experience to the table.Being a wholesale broker gives us
the unique advantage of giving superior service while at the same time delivering
very competitive rates and
Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.
27735 Jefferson Ave, Saint Clair Shores, MI, 48081
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan by utilizing the 23 years of experience.
Bank of Mingo in Williamson, West Virginia, is a retail, commercial, and online bank that established in 1976. Since opening, our locally owned bank has assisted many residents and businesses within the Southern West Virginia and Eastern Kentucky areas. Our services include CDs, IRAs, savings and checking accounts
