USDA Vs. FHA Pro and Con comparison in Whiteriver, Navajo County, AZ
In 2025, the USDA loan limit for Whiteriver, located in Navajo, AZ, is $336,500. For a single-family home, the FHA limit is $472,030.
To analyze the current best rates between USDA and FHA loans, consider using the Lendersa® USDA loan calculator. It enables you to identify the required income, credit score, reserves, and documents for qualification. The advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you choose the best option for your finances in Alabama.
2025 Loan Limits and Down Payment Requirements in Whiteriver, Navajo, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Whiteriver, AZ
Lendersa® aims to quickly provide you with the best USDA or FHA loan choices, without any hassle. Select one of three starting options that connect you with lenders and appropriate USDA loan programs.
USDA home loans, supported by the government through the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are provided exclusively in rural areas. In contrast to FHA loans that demand a 3.5% down payment minimum, USDA loans require no down payment at all, offering a financial advantage to eligible homebuyers.
Northwest Commercial Lending is a commercial mortgage broker that provides a wide variety of commercial mortgage products and private equity solutions. The Northwest Commercial Lending Team has the experience to find the best rates and terms for your commercial mortgage or business financing needs.
Rain City Capital is a hard money lender serving real estate investors and professionals throughout Washington state. As the leading investment property lender in the Seattle area, we have funded over $750 million in loans and processed over 4,500 transactions since 2009.Specializing in bridge, auction, fix and flip, construction, buy and hold.
Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.
We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.
Westwood Mortgage specializes in helping people find the perfect loan for their needs.Our focus is on providing our clients with the best service, competitive interest rate & fees, along with the most accurate information. We offers clients the highest level of customer service combined with the widest variety of competitive mortgage loan programs.
At Century Credit Union, we pride ourselves on our customer service and have been faithfully serving members for more than 60 years. Located in South St. Louis County and in Arnold, we reach more than 9, 000 members and approximately 30 select employee groups and accept new members from three Missouri counties: St. Louis County, Jefferson County.
We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.
