USDA VS FHA in Whiteriver, Navajo County, AZ

In 2025, the USDA loan limit for Whiteriver, located in Navajo, AZ, is $336,500. For a single-family home, the FHA limit is $472,030.

To analyze the current best rates between USDA and FHA loans, consider using the Lendersa® USDA loan calculator. It enables you to identify the required income, credit score, reserves, and documents for qualification. The advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you choose the best option for your finances in Alabama.

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2025 Loan Limits and Down Payment Requirements in Whiteriver, Navajo, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Whiteriver, AZ

Lendersa® aims to quickly provide you with the best USDA or FHA loan choices, without any hassle. Select one of three starting options that connect you with lenders and appropriate USDA loan programs.

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Insights on USDA Loans in AZ

USDA home loans, supported by the government through the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, are provided exclusively in rural areas. In contrast to FHA loans that demand a 3.5% down payment minimum, USDA loans require no down payment at all, offering a financial advantage to eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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