USDA Vs. FHA Pro and Con comparison in Youngtown, Maricopa County, AZ
For 2026, the USDA loan limit in Youngtown, located in Maricopa County, AZ, is $353,200. In contrast, the FHA limit for a single-family home is $530,150.
Explore the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine income, credit, reserve, and documentation requirements to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Youngtown, Maricopa County, AZ
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
Flexible USDA and FHA Loan Options in Youngtown, AZ
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you with minimal stress. You have three starting options to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all, offering a significant benefit to eligible borrowers.
Independence Bank sought to create a banking revolution. Shortly after appointing the Bank’s current CEO in 1991, Independence Bank arrived at a flashpoint in this mission. It was a time when financial multinationals marched through communities annexing smaller banks. Centralized, “big bank” practices became the norm.
At The Portage County Bank we offer our customers a complete line of deposit services. We have checking accounts, savings accounts, money market accounts and certificates of deposits with various maturities and rates. We also have regular IRA and Roth IRA Accounts. Whatever type of account you are looking for The Portage County Bank has it for you.
First of all, we will need to start with the present. IN august 2003, the Credit Union changed its name to “New Horizon Credit Union.”
The original name of “Hyster Danville Employees Credit Union” was established September 30, 1946 as a state Chartered Credit Union and located in the old Fab Bldg. On Voorhees St., Danville, IL.
Landmark Credit Union is a full service, not-for-profit financial cooperative dedicating to serving our members. We were originally chartered in 1935 as the Veteran’s Administration Credit Union to specifically serve the employees of the Veteran’s Administration Hospital in Danville, Illinois. Our first office was located on the hospital grounds
Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans.
We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
22nd State Bank has been evolving for over 100 years but our mission has remained the same – meeting the financial needs of our customers, providing exceptional personalized customer service and serving our local communities. Our continued success is a product of the way we’ve remained the same. We care about relationships.
The MGECU provides saving & loan services to the U.S. Army Corps of Engineers, Mobile District employees, former employees and their family members and other groups approved by the Board of Directors and/or the Administrator, Alabama Credit Union Administration. A dynamic, self-sustaining, credit union system that offers savings and loan services.
