USDA and FHA Pro and Con in Youngtown, Maricopa County, AZ
For 2025, the USDA loan limit in Youngtown, located in Maricopa County, AZ, is $353,200. In contrast, the FHA limit for a single-family home is $530,150.
Explore the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today. Determine income, credit, reserve, and documentation requirements to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Youngtown, Maricopa County, AZ
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
Flexible USDA and FHA Loan Options in Youngtown, AZ
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you with minimal stress. You have three starting options to find matching lenders and USDA loan programs that suit your needs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. It is exclusively available for properties in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all, offering a significant benefit to eligible borrowers.
It is my job to either find that perfect home for you and your family, or to help you sell your current home quickly, smoothly and at market value or above. To accomplish those goals I need to first understand your dreams and goals. Next I need to develop the right marketing plan if you are selling your home
320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
Homewise has been helping people achieve their homeownership goals. We do this by focusing on our customers and placing their long-term financial wellbeing as the highest priority. We share in our customers’ challenges and successes, using those experiences to build a better way to buy a home.
The Loan Fund is a nonprofit organization that has helped hundreds of financially underserved small businesses & nonprofits across New Mexico to start, grow and thrive. Our clients are typically unable access credit through banks or credit unions. The Loan Fund is a 501(c)(3) nonprofit organization that is certified by the US Treasury Department.
4499 Via Marisol, Suite 222B, Los Angeles, CA, 90042
Our ultimate goal is to find the perfect fit for you and your family and to make you feel great about the mortgage. JK&Associates is ready to be right by your side and help you along this journey, comparing hundreds of mortgage options to find what is best for you. and also experienced team of Mortgage Advisors guide you.
We handle the job from start to finish of getting you into the home of your dreams. Our real business is you. Give yourself options with a variety of our programs from FHA, VA, Conventional, and more! You can count on us to deliver efficient service to lower your current payment or help you receive cash out
Equity Funding Source, Inc. is a mortgage broker that specializes in arranging loans directly for borrowers who, for the most part, are property owners, buyers or developers with substantial cash equity in the property and who often provide personal guarantees. This California mortgage brokerage specializes in private money equity loan sources.
Founded in Long Beach in 1907 by C.J. Walker, Farmers & Merchants Bank has 25 branches across Orange County, Long Beach, the South Bay and now in Santa Barbara. The Bank specializes in commercial and small business banking, business loan programs, home loans, and a robust offering of consumer retail banking products including checking, savings and