USDA Vs. FHA your options comparison in Sun-City, Maricopa County, AZ

As of 2026, in Sun-City, Maricopa county, AZ, the loan limit for USDA loans is $294,400, while the FHA cap is $368,000 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare top USDA versus FHA rates today and figure out the income, credit, reserves, and documents required for qualification. This advanced tool shows USDA, FHA, Conforming, and VA loans side by side, aiding your decision regarding the best program in for your needs.

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2026 Loan Limits and Downpayment in Sun-City, Maricopa, AZ

Loan Type Loan Limit Down Payment
USDA $294,400 0%
FHA $368,000 3.5%
Conventional $548,250 3%

USDA and FHA Loan Paths in Sun-City, AZ

Lendersa® aims to quickly find the ideal USDA or FHA loan without hassle. Begin with one of three paths linking to the right lenders and programs.

Lendersa USDA loan matching results

About USDA Loans in AZ

The USDA home loan, backed by the Department of Agriculture, is for rural areas, often called a USDA rural development loan. Unlike FHA loans needing a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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