USDA Vs. FHA your options comparison in El-Mirage, Maricopa County, AZ
In 2026, the USDA loan limit for El-Mirage, located in the county of Maricopa, AZ, is $294,400, while the FHA cap for a single-family dwelling is $368,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Discover the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows for a side-by-side analysis of USDA, FHA, Conforming, and VA options, helping determine the best program in for your unique financial situation.
2026 Loan Limits and Downpayment Requirements in El-Mirage, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$294,400
0%
FHA
$368,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in El-Mirage, AZ
Lendersa® aims to quickly secure the optimal USDA or FHA loan for you without hassle. Begin with one of three paths to connect with compatible lenders and discover suitable USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, and referred to as a USDA rural development loan or USDA mortgage, is reserved for rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans demand no down payment.
Our story begins in the times of Bing Crosby and Bob Hope. R.D. Buchan, a businessman and farmer, had been unhappy with the only bank in town. He saw an opportunity to serve other businesses and farmers. In 1949 Mr. Buchan founded The Pulaski Banking Company in Hawkinsville, Georgia.
Classic City Bank is a local, community bank that was started in Athens, Georgia, in November 2020, with the goal of providing the businesses and the citizens of the Athens community "banking the way it should be". With over 100 years of combined banking experience in the Athens market, the management team of Classic City Bank offers a Local
100 Athens Town Boulevard, Suite 2, Athens, GA, 30606
BankSouth is a community bank headquartered in Lake Oconee, Georgia. Serving our communities for over 70 years, we offer the flexibility, warmth and customer service that only local decision-making can provide. With branch offices in Lake Oconee, downtown Greensboro, Watkinsville, Atlanta, and Savannah, Georgia,
1334 Timberlane Road, Suite 15, Tallahassee, FL, 32312
FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.
101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301
Elevate your financial journey with Wimberly Funding LLC, expertly arranging the perfect loan solutions since 1995. Specializing in hard and private money loans, we ensure personalized financial strategies tailored to your unique needs. Partner with us for commercial, stock, apartment, and business loans that empower your success. Contact Jimmy Wim
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1741 Old St. Augustine Road, Tallahassee, FL, 32301
"First Commerce is committed to the well being of our community and all of us living in it. We're committed to making a difference with every person we meet and proudly support organizations that show that same level of passion and commitment.
Initially, it may be difficult to see the difference in the types of services"
The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.
