USDA Vs. FHA Pro and Con comparison in El-Mirage, Maricopa County, AZ
In 2025, the USDA loan limit for El-Mirage, located in the county of Maricopa, AZ, is $294,400, while the FHA cap for a single-family dwelling is $368,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Discover the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows for a side-by-side analysis of USDA, FHA, Conforming, and VA options, helping determine the best program in for your unique financial situation.
2025 Loan Limits and Downpayment Requirements in El-Mirage, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$294,400
0%
FHA
$368,000
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in El-Mirage, AZ
Lendersa® aims to quickly secure the optimal USDA or FHA loan for you without hassle. Begin with one of three paths to connect with compatible lenders and discover suitable USDA loan programs.
A USDA home loan, guaranteed by the government Department of Agriculture, and referred to as a USDA rural development loan or USDA mortgage, is reserved for rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans demand no down payment.
620 North Brand Boulevard, Suite 404, Glendale, CA, 91203
PARAMOUNT LOAN SERVICES is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Century Real Estate Inc company provides complete commercial property management and consulting services for all sizes of property owners – from the individual to the institutional. Appreciating that property owner’s needs differ, our first and most important task is listening to and understanding our client.
417 West Arden Avenue, Suite 121-C, Glendale, CA, 91203
Gregory S. Jewett Financial in Glendale, CA is a private Mortgage Brokerage in business for 24 years providing and arranging real estate loans. We focus on getting clients to successfully integrate the real estate loan they select into their overall long and short term financial and investment plans to help minimize taxes, improve cash flow
At ProMatrix Mortgage, a team of professionals work together to identify the best loan for each client. ProMatrix Realty and Mortgage began as a real estate company. Today, you can purchase a home and finance it with the help of ProMatrix Realty and Mortgage. At ProMatrix, you will get the best loan with the best rate for your next home
330 North Brand Boulevard, Suite 1280, Glendale, CA, 91203
We work with our clients to help them understand their financial standing by first evaluating their strengths and weaknesses. We then identify specific changes that can be made to prepare them to invest in real estate and consult them on how to increase their financial net worth in the future.
237A No Central Avenue, Suite 203-A, Glendale, CA, 91203
When it comes to buying or selling your most important investment “your home” it’s critical to secure the services of a caring expert backed by a company with exceptional resources, experience & strength. Albania & Associates Realty agents are equipped with the latest market information to help you make sense of the challenging real estate market.
At Golden Coast Finance, we focus on the needs of our clients so that the big decisions are easier. Our position is to help you understand every part of the complicated world of mortgages, while providing you with a positive experience. We employ responsible lending practices while remaining on the leading edge of the industry
Gharibian Real Estate & Finance, has been in the finance industry for almost 30 years.we have helped thousands of clients in our community for their financing and real estate needs. In our financing department, we offer all types of residential and commercial real estate related loans, including but not limited to conventional, FHA, hard money, SBA
Fidelity Funding specializes in providing loans to almost every type of property, both residential and commercial. We arrange both lst, 2nd, and 3rd trust deeds, including home equity lines of credit. We provide Hard Money Loans, Alternative Financing Loans, Commercial Loans, Residential Purchase
450 N. Brand Blvd., Suite 600, Glendale, CA, 91203
Carlo Honanian is the Broker and President of Silver Spoon Investments. Carlo started off his career as a Vice President with Chase Bank in the early 1990s with extensive experience in residential and commercial loans, banking, compliance, human resources, sales, clients services,and branch management.
