USDA Vs. FHA your options comparison in Sierra-Vista, Cochise County, AZ
For 2026, the USDA loan limit in Sierra-Vista, within Cochise county, AZ, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates. Establish the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision for the best program in tailored to your financial situation.
2026 loan limits and downpayment requirements in Sierra-Vista, Cochise, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Paths in Sierra-Vista, AZ
Lendersa® is dedicated to promptly securing the most suitable USDA or FHA loan for you without undue complexity. Begin with one of three initial steps to connect with matching lenders and find the USDA loan options that are right for you.
The USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural communities. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages demand no down payment at all.
AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.
Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.
1909 W. Valley Blvd, Suite 200, Alhambra, CA, 91803
LOAN VILLAGE is a mortgage division of INVESTMENT VILLAGE, INC., a real estate investment and brokerage corporation organized under the laws of the State of California. We are headed by a Certified Commercial Investment Member (See, http://www.ccim.com/about/ccim.html), and managed by one of the most experienced real estate brokers.
BOPTI Federal Credit Union is open to Bureau of Prisons employees and Commissioned Officers of the Public Health Service working at certain BOP facilities, and their immediate families. At BOPTI Federal Credit Union, we've adopted the philosophy of "Once a Member, Always a Member.
1008 South Pacific Avenue, Suite 208, San Pedro, CA, 90731
Imperial Real Estate is a full-service independent real estate brokerage serving the South Bay from Long Beach to Manhattan Beach. Primary practice areas span residential, multifamily, and commercial real property sales and investments and also Mark Ehlers is the founding owner and Broker of Record of Imperial Real Estate.
1055 E. Colorado Boulevard, Suite 500, Pasadena, CA, 91106
Green Street Mortgage Company was founded in 1991, and since it's inception our goal has been to help our clients make informed decisions regarding their real estate financing options. We understand the unique needs of the real estate investor and we possess the knowledge and experience to get the job done right.
33 S. Catalina Ave, Suite 102, Pasadena, CA, 91106
Housing Financial Corp. - Mortgage Lender is located in Pasadena, California, and was founded in 2012. Housing Financial provides residential mortgage financing. This business is working in the following industry: Loan companies. Annual sales for Housing Financial Corp. - Mortgage Lender are around USD 191, 813.00.
1055 E. Colorado Blvd, Suite 500, Pasadena, CA, 91106
Sierra Capital Mortgage has provided clients throughout California the best possible financing solutions by leveraging our experience and extensive network of lending partners. We are committed to providing our clients expert advice, extremely competitive interest rates, and exceptional customer service.
33 S. Catalina Ave, Suite 101, Pasadena, CA, 91106
At Lender Price, we believe in disrupting the mortgage lending industry by equipping the lending community with innovative technologies that enhance user experience and streamlines the mortgage loan process. Lender Price provides an Openly Accessible Marketplace for mortgage loan originators to price mortgage loans
