USDA and FHA Pro and Con in Sierra-Vista, Cochise County, AZ
For 2025, the USDA loan limit in Sierra-Vista, within Cochise county, AZ, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates. Establish the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision for the best program in tailored to your financial situation.
2025 loan limits and downpayment requirements in Sierra-Vista, Cochise, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Paths in Sierra-Vista, AZ
Lendersa® is dedicated to promptly securing the most suitable USDA or FHA loan for you without undue complexity. Begin with one of three initial steps to connect with matching lenders and find the USDA loan options that are right for you.
The USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural communities. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages demand no down payment at all.
7071 Warner Avenue, Suite F-717, Huntington Beach, CA, 92647
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
7071 Warner Ave, Suite F396, Huntington Beach, CA, 92647
"SafeLending is a mortgage company founded in Huntington Beach, CA but serves all of Orange County, Los Angeles County, and San Fernando Valley County.
The founder, Safe Habashi, has been in the mortgage business for nearly 25 years. His extensive experience allows him to work creatively with every client and every situation."
16152 Beach Boulevard, Suite 101, Huntington Beach, CA, 92647
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
7755 Center Avenue, 11th Floor, Huntington Beach, CA, 92647
At Advanced Horizon Lending we specialize in all types of mortgage financing. Whether you are a first time homebuyer, or a veteran investor, our experience, rates and speed make us stand apart from other lenders. If you are buying a new home, refinancing your existing mortgage or taping some of the growing equity in your home we are here to help.
7755 Center Avenue, Suite 1100, Huntington Beach, CA, 92647
Flex Funding in Huntington Beach, California, is led by Monica Victorino who is a full-service licensed broker. Our clientele steadily increased over the years and helped in turning our company into what it is today. Our business is based on four key elements, knowledge, skills, discipline, and ethics.
17111 Beach Boulevard, Suite 100, Huntington Beach, CA, 92647
Alliance West Financial Solution for the local Real Estate market. Our mission is to provide our clients with the highest professionalism and ethics, whether looking for a new home, making investment strategies, avoiding foreclosure or navigating the REO process. We are here to make the home buying process as simple.
Born nearly a century ago as the credit union of Douglas Aircraft, our values were forged in the factories and plants that made the region prosper. At its core is a commitment to strength, independence and discipline. A belief that if you work hard enough, a better life is always possible. Not just for yourself, but future generations to come.
8907 Warner Ave Ste 145, Huntington Beach, CA, 92647
Universal Commercial Capital is a U.S. based, private money lender. A trusted resource in real estate mortgage lending, Universal Commercial Capital is known for its flexible, common-sense underwriting and efficient, hassle-free loan programs.and also steadfast commitment to helping its clients reach their full financing potential
8907 Warner Ave, Suite 260, Huntington Beach, CA, 92647
"Elite Home Loans & Optimum Realty is one stop office for your real estate needs.
Elite Home Loans: We originate residential loans, SBA loans, commercial loans and construction loans. We are dealing with a number of wholesale lenders which provide you with a huge range of choices for your mortgage loan. We direct your loan application to the