USDA Vs. FHA your options comparison in Sierra-Vista, Cochise County, AZ
For 2026, the USDA loan limit in Sierra-Vista, within Cochise county, AZ, is set at $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates. Establish the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision for the best program in tailored to your financial situation.
2026 loan limits and downpayment requirements in Sierra-Vista, Cochise, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Paths in Sierra-Vista, AZ
Lendersa® is dedicated to promptly securing the most suitable USDA or FHA loan for you without undue complexity. Begin with one of three initial steps to connect with matching lenders and find the USDA loan options that are right for you.
The USDA home loan, guaranteed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural communities. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages demand no down payment at all.
15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14930 Ventura Blvd, Suite 240, Sherman Oaks, CA, 91403
ClearCap inc. is an individualized Broker for complete financing needs. We employ, Work with, and have long standing relationships with wholesale and non-retail banks. We can link you directly to the lender without any other institutions involved so that you are able to deal with decision makers who can progress your file.
15315 Magnolia, Suite 215, Sherman Oaks, CA, 91403
Loan Science is a high volume, boutique lending firm celebrating its 12th year in real estate finance. Having a solid reputation for quality business, the company has created a culture of success, based on loan officer support, product access, marketing strategies, generous compensation structure, and a sincere sense of team.
15233 Ventura Boulevard, Suite 500, Sherman Oaks, CA, 91403
Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.
15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
At ALG Mortgage we take your application and shop 100+ lenders nationwide for you, with just one credit inquiry. Our motto is simple: “Hundreds of Options. One Simple Application.” Designed to save you precious time and money. Shop ALL options with one application with ALG Mortgage. Your local bank will take all your info, run your credit,
We’re here to build long term relationships through honesty, integrity, & trust. That’s why we focus on the client, not the bottom line. Our goal is to ensure that you are where you want to be, and that the real estate process is as easy as possible. That’s why we use our extensive knowledge of buying, selling, developing, building and renovating.
15250 Ventura Blvd, Suite 715, Sherman Oaks, CA, 91403
Mortgage Globe Inc is a premier mortgage company that specializes in residential and complex commercial loans. With years of expertise and knowledge in the area of mortgage loan, we have managed to build trust and strong customer relationship through in-depth understanding of clients’ needs and expectations.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
