USDA Vs. FHA your options comparison in Bisbee, Cochise County, AZ
In the year 2026, the USDA loan limit for Bisbee, situated in the county of Cochise, AZ, stands at $336,500. In contrast, the loan limit set by the FHA for a single-family home in the same area is $472,030.
With the Lendersa® USDA loan calculator, you have the tool to compare current USDA and FHA rate options and determine the income, credit, reserves, and paperwork required to secure a loan. Our advanced mortgage calculator offers a comprehensive side-by-side view of USDA, FHA, Conforming, and VA options, enabling you to make a well-informed choice of the ideal loan program for your specific financial needs in .
Comprehensive breakdown of 2026 loan limits and down payment necessities for Bisbee, Cochise, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bisbee, AZ
Lendersa® aims to provide you with the fastest and most efficient path to obtaining a USDA or FHA loan without complications. You can select from one of three starting pathways that align you with relevant lenders and USDA loan offerings.
A USDA home loan, secured by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is an option available exclusively in rural communities. Unlike FHA loans, which mandate a 3.5% minimum down payment, a USDA mortgage does not necessitate any down payment, providing a compelling choice for eligible buyers in rural regions.
You become an owner of the credit union with your membership. Because of the cooperative effort of all members, your credit union offers several advantages over other costly financial institutions. Your membership is effective as long as you maintain a $5 minimum Share Account balance.
The Monroe County Teachers Federal Credit Union is a not-for-profit, cooperative financial institution serving its members since 1950 with a wide range of services to meet all their financial needs. As a member, you actually are a owner of the credit union. Once you join the credit union, you are always a member.
In 1940, a group of naval station employees received a federal charter and founded NAVSTA Federal Employees Credit Union. Our founders believed if they pooled their money together, they could provide more affordable financial services for everyone. They had a vision, and over 80 years later their vision has become Keys Federal Credit Union!
302 Southard Street, Suite 212, Key West, FL, 33040
Keys Financial Mortgage is a mortgage brokering institution that prides itself in providing high quality home loan services to the public.
It is our mission to provide high quality mortgage programs at the most competitive rates. Our goal is to provide our clients with the resources of the nation’s best lenders,
Pittsburgh Fireman's FCU opened its doors to all City Of Pittsburgh Firefighters & their families. On April 11, 1988 the credit union was granted permission from the NCUA to change its name to the Pittsburgh Firefighters' FCU. On June 28, 2018, the credit union was approved to accept 17 new VFD & EMS companies located within Allegheny County.
Greater Pittsburgh Police Federal Credit Union was founded in 1935 as Pittsburgh Police FCU to serve as a dependable financial institution for Pittsburgh Bureau of Police who belong to the Policemen’s Relief and Pension Fund and who work in Pittsburgh, Pennsylvania. Here to serve the financial needs of the membership, employees.
950 Greentree Road, Suite 202, Pittsburgh, PA, 15220
We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Keith L. Eliou is an attorney and owner of A La Carte Real Estate Co, Advocate Mortgage Services Inc.
Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration
Firehouse Mortgage makes it simple to apply for your home loan. This simple process can be conducted by phone or by submitting a form using the online Approval Request. You will then be contacted by Brennan Kelley for further information. The loan application can be taken over the phone, and your loan approval
USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security
