USDA VS FHA in Sierra-Vista-Southeast, Cochise County, AZ
In the year 2026, the maximum USDA loan amount in Sierra-Vista-Southeast, which is located in the county of Cochise, state of AZ, is set at $285,000. For an FHA loan, the maximum limit is $356,362, applicable to a single-family home.
To evaluate and contrast today's optimal USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps identify the necessary income, credit standing, reserves, and documentation needed for loan qualification. Our sophisticated mortgage calculator empowers you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the perfect program for your individual monetary needs in .
For 2026, explore the loan limits and down payment criteria in Sierra-Vista-Southeast, county of Cochise, AZ
Loan Category
Max Loan Amount
Down payment Rate
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Sierra-Vista-Southeast, AZ
The mission of Lendersa® is to promptly connect you with the most suitable USDA or FHA loan available, aiming for a smooth, uncomplicated process. Choose from three initial approaches which guide you to compatible lenders and USDA loan offerings.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is specifically available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA loan is offered with no down payment requirement at all.
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MISSION
Help consumers get access to the best mortgage, with transparency and professionalism
VISION
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2295 South Hiawassee Road, Suite 207, Orlando, FL, 32835
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6735 Conroy Road, 2nd Floor, Suite 219, Orlando, FL, 32835
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