USDA VS FHA in Sierra-Vista-Southeast, Cochise County, AZ
In the year 2025, the maximum USDA loan amount in Sierra-Vista-Southeast, which is located in the county of Cochise, state of AZ, is set at $285,000. For an FHA loan, the maximum limit is $356,362, applicable to a single-family home.
To evaluate and contrast today's optimal USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps identify the necessary income, credit standing, reserves, and documentation needed for loan qualification. Our sophisticated mortgage calculator empowers you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the perfect program for your individual monetary needs in .
For 2025, explore the loan limits and down payment criteria in Sierra-Vista-Southeast, county of Cochise, AZ
Loan Category
Max Loan Amount
Down payment Rate
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA loans in Sierra-Vista-Southeast, AZ
The mission of Lendersa® is to promptly connect you with the most suitable USDA or FHA loan available, aiming for a smooth, uncomplicated process. Choose from three initial approaches which guide you to compatible lenders and USDA loan offerings.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is specifically available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA loan is offered with no down payment requirement at all.
Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.
Y-12 Federal Credit Union is a federally chartered not for profit organization, owned by its members, offering a wide range of financial services to its members/owners. The Credit Union was chartered in 1950, to serve the employees of the Union Carbide Y-12 Nuclear Weapons Production Plant.
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2100 E. Exchange Place, Suite 101, Tucker, GA, 30084
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American Platinum Lending Corporation is a Georgia Domestic Profit Corporation filed On February 10, 2020. The company's filing status is listed as Active/Compliance and its File Number is 20022442.
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You may have heard about Legacy Mortgage Team at Goldwater Bank, N.A. from a friend or family member, or you looked online and found us. We promise to exceed your expectations through expedient communication, attention to detail, and total commitment to the process. Ultimately, we want to earn your respect and your referrals.
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