USDA Vs. FHA your options comparison in Sierra-Vista-Southeast, Cochise County, AZ

In the year 2025, the maximum USDA loan amount in Sierra-Vista-Southeast, which is located in the county of Cochise, state of AZ, is set at $285,000. For an FHA loan, the maximum limit is $356,362, applicable to a single-family home.

To evaluate and contrast today's optimal USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps identify the necessary income, credit standing, reserves, and documentation needed for loan qualification. Our sophisticated mortgage calculator empowers you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in identifying the perfect program for your individual monetary needs in .

Review loan proposals from 100 different lenders

For 2025, explore the loan limits and down payment criteria in Sierra-Vista-Southeast, county of Cochise, AZ

Loan Category Max Loan Amount Down payment Rate
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA loans in Sierra-Vista-Southeast, AZ

The mission of Lendersa® is to promptly connect you with the most suitable USDA or FHA loan available, aiming for a smooth, uncomplicated process. Choose from three initial approaches which guide you to compatible lenders and USDA loan offerings.

Illustration of Lendersa USDA loan request and results

Definition of USDA Loan in AZ

The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is specifically available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, the USDA loan is offered with no down payment requirement at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ideal Financial, Inc.
  • 12121 Wilshire Boulevard, Suite 101, Los Angeles, CA, 90025
  • Ideal Financial, Inc. has served the volatile Southern California real estate market, and recently expanded into Colorado as well. In addition to offering traditional mortgage programs, Ideal Financial, Inc. provides reverse mortgage financing (HECM loans) for older Americans. Our mission is to serve our customers with honesty.
  • Sunset Lending & Realty
  • 11601 Wilshire Boulevard, Suite 500, Los Angeles, CA, 90025
  • The Sunset Lending & Realty team focuses on providing the service value of a boutique firm with the speed and efficiency of the biggest banks. Our value comes from masterclass experts in mortgage loans and residential real estate that work together to provide the greatest value to California homeowners.
  • First Financial Bancorp
  • 12424 Wilshire Boulevard, Suite 630, Los Angeles, CA, 90025
  • First Financial Bancorp (FFB) is a full-service mortgage company providing clients with services on residential, investment, commercial and construction. First Financial Bancorp is a California corporation formed to bring unlimited financing capabilities of the capital markets to the real estate community.
  • Priority One Mortgage
  • 12021 Wilshire Blvd, Suite 432, Los Angeles, CA, 90025
  • Priority One Mortgage offers premier mortgage benefits. We are located in Los Angeles, California. The experienced team members here are committed to quality customer service and putting the needs of the people it serves first. Priority One Mortgage will always adhere to the highest degree of integrity in all business dealings.
  • JDM Funding Corporation
  • 11111 Santa Monica Boulevard, Suite 1840, Los Angeles, CA, 90025
  • JDM Funding Corp provides competitive financing options for real estate investors, developers, & owner-occupants. Given our extensive experience, we offer direct expertise for each situation & transaction, whether you are buying a home, or you have a commercial project needs, such as financing existing properties, construction, development.
  • MCP Mortgage Capital Partners
  • 12400 Wilshire Blvd, Suite 900, Los Angeles, CA, 90025
  • Mortgage Capital Partners are the preferred lender for many realtors, business managers and CPAs in Los Angeles and throughout the country.Our team of skilled loan officers, each with an average of 20 years experience, works in a collaborative environment where expertise is shared.
  • Wilshire Quinn Capital
  • 11601 Wilshire Blvd., Suite 500, Los Angeles, CA, 90025
  • Since 2004, Wilshire Quinn Capital Inc. has been a leader in the capital markets. It is a direct portfolio lender that originates bridge loans secured by real estate located primarily in California. Today Wilshire Quinn Capital serves as the Fund’s managing partner, actively working to provide fast, reliable funding for our borrowers and consiste
  • iBorrow
  • 12100 Wilshire Boulevard, Suite 520, LOS ANGELES, CA, 90025
  • iBorrow is a direct lender that provides short term bridge financing of up to $25 million to commercial property owners at fixed interest rates on a non-recourse basis. iBorrow has completed more than $350 million worth of transactions and lends on all property types throughout the United States.
  • Rodeo Capital
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  • Rodeo Lending is a direct lender specializing in commercial real estate bridge loans nationwide. Rodeo Lending is dedicated to providing alternative financing options to those that dont fit into the conventional lending system.With creativity & experience, we are confident that we can accommodate most financing needs through a personal relationship
  • Mortgage Help Los Angeles
  • 11901 Santa Monica Blvd Suite 110, Los Angeles, CA, 90025
  • "Bill has substantial experience handling jumbo loans($750,000 – $6,000,000), for both residential and commercial properties, as well as the many, related complex issues. Bill vast resources assure you of finding the best possible rates and terms Alternative Documentation Loans Low Credit Score Refinancing Mortgages
  • Fidelity Mortgage Lenders, Inc.
  • 11952 Wilshire Boulevard, Los Angeles, CA, 90025
  • Fidelity Mortgage Lenders, Inc. has been funding real estate loans in Southern California since 1971. At Fidelity Mortgage Lenders, we base our loan qualifications on the property value, not on the borrowers’ credit. We can fund your next Commercial Real Estate Loans, whether small or large. No Tax Returns, Fast Funding.