USDA VS FHA in San-Carlos, Gila County, AZ

For 2026, in San-Carlos, situated in the county of Gila, AZ, the USDA loan maximum is $285,000, whereas the FHA limit is $356,362 for a single-family residence.

Employ the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, identifying the income, credit, reserves, and documentation needed for eligibility. Through our advanced mortgage calculator, you can place USDA, FHA, Conforming, and VA programs side by side, aiding in determining the best option for your financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in San-Carlos, Gila, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in San-Carlos, AZ

The mission of Lendersa® is to efficiently help you secure the best USDA or FHA loan options without hassle. Choose from three primary starting points to align with lenders and suitable USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

The USDA home loan is a government-backed loan offered through the Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, unlike FHA loans which require at least a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • TLA Real Estate Consultants
  • 11100 Peachtree St, Suite 200, Atlanta, GA, 30309
  • At TLA, we provide professional counseling services to homeowners in order to help them resolve mortgage delinquency and default, which ultimately ends in foreclosure. Our primary objective at TLA is to preserve homeownership. TLA provides Professional Counseling services to both families and individuals.
  • LoanGIANT
  • 1100 Peachtree Street NE, 11th Floor, Atlanta, GA, 30309
  • Loangiant LLC is a Georgia Domestic Limited-Liability Company filed On July 12, 2019. The company's filing status is listed as Active/Compliance and its File Number is 19095669. The Registered Agent on file for this company is Katherine Loyd and is located at 1100 Peachtree Street Ne 7th Floor, Atlanta, GA 30309.
  • Mortgage Capital Advisors
  • 1801 Peachtree Street, Suite 150, Atlanta, GA, 30309
  • Mark Dodson, a mortgage broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning to the end of the process. Mortgage Capital Advisors NMLS #1184206 broker specializing in jumbo loans in Florida and Georgia, providing hands-on guidance to all our clients from the beginning
  • Harbor Private Equity
  • 1075 Peachtree Street NE, Suite 3650, Atlanta, GA, 30309
  • Harbor Equity management team has over 75 years experience in this marketplace with tens of millions of profits under its management. In 2009 residential, not commercial, real estate collapsed and the accompanying credit crunch afforded us the opportunity to pursue its management of a publicly held company.
  • Moreira Team
  • 1230 Peachtree St NE, Suite 1900A, Atlanta, GA, 30309
  • Moreira Team is a boutique mortgage broker and lender built to cater towards your financial needs, finding the best loan for your unique situation. We believe in a consultative “done-for-you” approach to getting a mortgage. That’s a fancy way of saying we treat you like family and make sure everything goes smooth
  • Piedmont Capital Lending
  • PO Box 1578, Roswell, GA, 30077
  • Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.
  • West Michigan Credit Union
  • 1319 Front Avenue NW, Grand Rapids, MI, 49504
  • Here at West Michigan Credit Union, we thrive on serving and supporting others. WMCU is a place where our team members make a difference, not just for our members, but for each other. Our culture empowers our team members to express individuality, celebrate our differences, and work towards our mission of helping our members.
  • Mercantile Bank
  • 310 Leonard St NW, Grand Rapids, MI, 49504
  • Mercantile Bank of Michigan was founded in 1997 by Directors and Bankers who firmly believe that customers, employees, and the communities they live in, are best served by financial institutions with local roots. At Mercantile Bank, we use our local Directors, our commitment to the community.
  • 1st Choice Credit Union
  • 315 Auburn Ave, Atlanta, GA, 30303
  • 1st Choice Credit Union was founded in 1946 to serve employees of Grady Hospital. Initially, it was named Hospital Authority Credit Union. The organization’s name was changed to 1st Choice Credit Union in 1991. 1st Choice Credit Union is a NCUA insured and CDFI credit union, headquartered on Atlanta’s historic Auburn Avenue.