USDA Vs. FHA Pro and Con comparison in San-Carlos, Gila County, AZ

In 2024, USDA loan limit in San-Carlos, county of Gila, AZ is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in San-Carlos, county of Gila, AZ

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in San-Carlos, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The State Credit Union
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  • W V Air National Guard FCU
  • 1512 Coonskin Drive, Charleston, WV, 25311
  • West Virginia National Guard Federal Credit Union has been open since 1959. It's the 20th largest credit union in West Virginia with assets totaling $50.63 Million and providing banking services to more than 2, 000 members. The credit union is a not-for-profit, member-owned financial cooperative providing services to U.S. military members.
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  • 62 East State Street, Port Austin, MI, 48467
  • The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.
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  • At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community. We have three full-service locations, two in Alpena, MI and one in West Branch, MI. and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi
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  • In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.
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  • 710 W. Miller St., Alpena, MI, 49707
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  • 1100 S Bagley Street, Alpena, MI, 49707
  • Alpena Alcona Area Credit Union as a financial institution, as a leader in our community and as an employer. As an employer, AAACU values its staff and provides competitive wages and benefits to both full and part-time employees. As a leader in the community, we focus on reinvestment, charitable contributions and “people helping people.”
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