For the year 2026, the USDA loan ceiling in Winslow, located in the county of Navajo, AZ, is $336,500. In contrast, the FHA loan maximum for a single-family dwelling is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the current USDA and FHA rates, helping you evaluate income, credit, reserves, and necessary documentation for qualification. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The primary objective of Lendersa® is to simplify obtaining the ideal USDA or FHA loan swiftly and with minimal hassle. You can begin with any of three foundational approaches that connect you with relevant lenders and USDA loan options.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, often referred to as the USDA rural development loan, aimed exclusively at rural areas. Unlike the FHA loans that demand at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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