USDA Vs. FHA your options comparison in Winslow, Navajo County, AZ
For the year 2026, the USDA loan ceiling in Winslow, located in the county of Navajo, AZ, is $336,500. In contrast, the FHA loan maximum for a single-family dwelling is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the current USDA and FHA rates, helping you evaluate income, credit, reserves, and necessary documentation for qualification. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in tailored to your financial needs.
2026 Loan Limits and Downpayment Requirements in Winslow, County of Navajo, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Winslow, AZ
The primary objective of Lendersa® is to simplify obtaining the ideal USDA or FHA loan swiftly and with minimal hassle. You can begin with any of three foundational approaches that connect you with relevant lenders and USDA loan options.
A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, often referred to as the USDA rural development loan, aimed exclusively at rural areas. Unlike the FHA loans that demand at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.
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