USDA and FHA Pro and Con in Winslow, Navajo County, AZ

For the year 2025, the USDA loan ceiling in Winslow, located in the county of Navajo, AZ, is $336,500. In contrast, the FHA loan maximum for a single-family dwelling is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare the current USDA and FHA rates, helping you evaluate income, credit, reserves, and necessary documentation for qualification. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in tailored to your financial needs.

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2025 Loan Limits and Downpayment Requirements in Winslow, County of Navajo, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Winslow, AZ

The primary objective of Lendersa® is to simplify obtaining the ideal USDA or FHA loan swiftly and with minimal hassle. You can begin with any of three foundational approaches that connect you with relevant lenders and USDA loan options.

Lendersa USDA loan request and matching results

Defining USDA Loans in AZ

A USDA home loan is a government-backed mortgage offered by the Department of Agriculture, often referred to as the USDA rural development loan, aimed exclusively at rural areas. Unlike the FHA loans that demand at least a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Excellent Solutions
  • 2600 Michelson Drive, Suite 920, Irvine, CA, 92612
  • Excellent Solutions customizes short term, non-conventional loans. In doing so we require minimal paperwork to close a loan and also Excellent Solutions is the lending arm of Excellent Capital, a Southern California family office with deep expertise in real estate backed loans for acquisitions, fix-and-flip, refinance, development
  • Pacific Financial
  • 18401 Von Karman Avenue, Suite 430, Irvine, CA, 92612
  • Pacific Financial is a dedicated team of mortgage professionals determined and driven to provide our customers with excellent service throughout their experience Home Mortgage Solutions. By utilizing our knowledge of the mortgage banking industry, we will assist our customers in any way possible to ensure their complete satisfaction.
  • LendBee
  • 18881 Von Karman Ave, Suite 1000, Irvine, CA, 92612
  • LendBee is a direct lender offering a wide range of products from home equity lines of credit, traditional loans and even options tailored towards self-employed and low credit borrowers. We pride ourselves in understanding the unique needs of our customers to provide the best possible value while exceeding expectations.
  • National Mortgage Group
  • 19200 Von Karman Ave, Suite 400, Irvine, CA, 92612
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Impac Companies
  • 19500 Jamboree Rd, Suite 200, Irvine, CA, 92612
  • Founded in 1995, Impac Mortgage Holdings, Inc. (IMH) is a publicly traded company that, through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage and real estate marketplaces. With an average of more than 25 years of experience within the mortgage industry.
  • Panamerican Mortgage
  • 2102 Business Center Drive, Suite 130, Irvine, CA, 92612
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pridemark Group
  • 2081 Business Center Drive, Suite 130, Irvine, CA, 92612
  • Pridemark Group is the world of mortgage and real estate is constantly changing. For the past 30 years, the principals of Pridemark Group have conducted their business with one focus: to provide our clients with the best service and capital market solutions for their financing needs
  • Kelly Mortgage Center, LLC
  • 18100 Von Karman Avenue, Suite 850, Irvine, CA, 92612
  • Our business is a true one-stop enterprise for Real estate, Mortgage, Financial Literacy, Title, homeowners insurance, credit repair, loan modifications and debt settlement. All of these transactions under one roof for your convenience. This allows for ultimate success because we know what is going on with your file at all times.
  • North America Mortgage
  • 19800 MacArthur Boulevard, Suite 300, Irvine, CA, 92612
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration we give to each of our clients.