USDA Vs. FHA Pro and Con comparison in Holbrook, Navajo County, AZ
As of 2025, the USDA loan cap for Holbrook in Navajo, AZ is established at $336,500, while the FHA sets its limit for a single-family home at $472,030.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This helps identify necessary income, credit, reserves, and documentation. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you to the best fit for your financial scenario in .
Loan limits and down payment details for 2025 in Holbrook, Navajo, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA options in Holbrook, AZ
The goal of Lendersa® is to swiftly secure the ideal USDA or FHA loan without complication. Choose one of three starting points aligned with USDA loan programs and matching lenders.
A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan, is designed for rural areas only. Unlike FHA loans which require at least a 3.5% down payment, USDA loans need no down payment.
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