USDA Vs. FHA your options comparison in Holbrook, Navajo County, AZ

As of 2025, the USDA loan cap for Holbrook in Navajo, AZ is established at $336,500, while the FHA sets its limit for a single-family home at $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This helps identify necessary income, credit, reserves, and documentation. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you to the best fit for your financial scenario in .

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Loan limits and down payment details for 2025 in Holbrook, Navajo, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA options in Holbrook, AZ

The goal of Lendersa® is to swiftly secure the ideal USDA or FHA loan without complication. Choose one of three starting points aligned with USDA loan programs and matching lenders.

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Understanding USDA Loans in AZ

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan, is designed for rural areas only. Unlike FHA loans which require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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