USDA VS FHA in Holbrook, Navajo County, AZ

As of 2026, the USDA loan cap for Holbrook in Navajo, AZ is established at $336,500, while the FHA sets its limit for a single-family home at $472,030.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This helps identify necessary income, credit, reserves, and documentation. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you to the best fit for your financial scenario in .

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Loan limits and down payment details for 2026 in Holbrook, Navajo, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA options in Holbrook, AZ

The goal of Lendersa® is to swiftly secure the ideal USDA or FHA loan without complication. Choose one of three starting points aligned with USDA loan programs and matching lenders.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, guaranteed by the Department of Agriculture, also called a USDA rural development loan, is designed for rural areas only. Unlike FHA loans which require at least a 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Holbrook Lenders

  • Winslow Santa Fe Credit Union
  • 1021 Williamson Ave, Winslow, AZ, 86047
  • Lends in Arizona
  • At Winslow Santa Fe Credit Union, members come first. We promise to offer honest, fair deals to every member, every time. We promise to treat every member with respect and dignity. We promise to strive to be a trusted financial advisor that our members can count on to assist them with achieving their financial dreams.

  • Rim Country Federal Credit Union
  • 216 S. Main St, Snowflake, AZ, 85937
  • Lends in Arizona
  • In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives

  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Lends in Arizona
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Coconino Federal Credit Union
  • 2800 S. Woodlands Village Blvd, Flagstaff, AZ, 86001
  • Lends in Arizona
  • Established in 1955 Coconino Federal Credit Union began in 1955 as a teachers credit union. Over the years we have grown to be the only financial institution based in Coconino County and open to everyone in Coconino County. We still use the original foundation for the credit union- People Helping People!

  • A&A Funding Corporation
  • 10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
  • Lends in Arizona
  • A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.

  • Northern Arizona Mortgage Corporation
  • 707 E Mingus Avenue, Cottonwood, AZ, 86326
  • Lends in Arizona
  • We have been serving Northern Arizona since 1985 and our mission has always been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome

  • ELECTRUM FINANCIAL PLLC
  • 27610 N 47th St, Cave Creek, AZ, 85331
  • Lends in Arizona
  • Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker

  • Covenant Home Loans
  • 748 Easy Street, Suite 5, Carefree, AZ, 85377
  • Lends in Arizona
  • Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered

  • KHoward Mortgage Team
  • 2913 N Power Rd, Suite 108, Mesa, AZ, 85215
  • Lends in Arizona
  • "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.

    Through working with Union Home Mortgage, a Direct Lender,"