USDA Vs. FHA Pro and Con comparison in Doney-Park, Coconino County, AZ

In 2025, the USDA loan limit in Doney-Park, located in Coconino county, AZ, is $311,800. By contrast, the FHA limit for a single-family home is $389,850.

You can utilize Lendersa® USDA loan calculator to examine the best rates available for USDA and FHA today, and find out the income, credit, reserves, and documentation needed to qualify. Using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the optimal program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Doney-Park, Coconino, AZ

Loan Type Loan Limit Down Payment
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Doney-Park, AZ

Lendersa®'s mission is to find you the best USDA or FHA loan issues efficiently and with ease. Choose from three starting options that connect you with lenders aligned with USDA programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in AZ

A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for rural areas alone. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Monumental Mortgage LLC
  • 1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Colorado Home Mortgage & Financial Ltd
  • 5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918
  • Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING! Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.
  • Provident Lending Corporation
  • 6025 Erin Park Drive, Suite C, Colorado Springs, CO, 80918
  • Provident Lending is now a part of 719 Lending. Located in Colorado Springs, Steve Haney is an expert in the field of mortgage lending. That’s why they call him the Mortgage Doctor. If you are buying a home, lowering your monthly payments or consolidating your debts, he is the go-to guy in our community.
  • Integrity Mortgage & Financial Inc.
  • 5528 Library Ln, Colorado Springs, CO, 80918
  • Integrity Mortgage & Financial Inc, located in Colorado Springs, CO was founded in March 2002 by Russell Rowe. We are a mortgage banker and are licensed in both Colorado and New Mexico. Leveraging the extensive experience of its senior management and loans officers, Integrity Mortgage & Financial Inc offers a broad range of loan products
  • Diversified Lending
  • 5350 N Academy Blvd, Suite 204, Colorado Springs, CO, 80918
  • Jerry started Diversified Lending in 2005 as a response to a need for open, competitive, transparent lending practices. His business has steadily grown through referrals, partnerships with local professionals, and word-of-mouth. His home loan practices are diligent and thorough, and he strives to serve as best mortgage broker in town.
  • Vision Home Loans
  • 6208 Lehman Dr, Suite 202, Colorado Springs, CO, 80918
  • At Vision Home Loans, you will be working directly with Mike or Sandy to complete your loan. We make the process simple for you, complete all paperwork, and keep you up-to-date every step of the way. We are here to answer any questions and make the loan process as stress-free as possible.
  • Springs Home Mortgage
  • 5585 Erindale Dr, Suite 201, Colorado Springs, CO, 80918
  • Springs Home Mortgage offers full mortgage services to help buyers be comfortable with their financial decisions when buying a house or condo. We’ll enthusiastically help get you pre-approved. Getting approved ahead of time will simplify your home search. When you find the right home and place your bid, the seller will know you are ready.
  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914
  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans. With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines
  • View Mortgage, LLC
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  • View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
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  • A&A Mortgage Life and Investments
  • 1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
  • We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.