USDA VS FHA in Doney-Park, Coconino County, AZ

In 2026, the USDA loan limit in Doney-Park, located in Coconino county, AZ, is $311,800. By contrast, the FHA limit for a single-family home is $389,850.

You can utilize Lendersa® USDA loan calculator to examine the best rates available for USDA and FHA today, and find out the income, credit, reserves, and documentation needed to qualify. Using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, allowing you to choose the optimal program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Doney-Park, Coconino, AZ

Loan Type Loan Limit Down Payment
USDA $311,800 0%
FHA $389,850 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Doney-Park, AZ

Lendersa®'s mission is to find you the best USDA or FHA loan issues efficiently and with ease. Choose from three starting options that connect you with lenders aligned with USDA programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in AZ

A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for rural areas alone. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • My Home Mortgage Company
  • 618 East South Street, Suite 500, Orlando, FL, 32801
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • My Mortgage Funding LLC
  • 390 North Orange Ave, Suite 2311, Orlando, FL, 32801
  • We're a mortgage lender that offers various types of financing options including Conventional, FHA, VA, USDA, Commercial & Jumbo loans, Non-QM loans for people with credit issues...etc, Our goal is to eliminate all the hurdles to home ownership various types of financing options.
  • The Money Broker
  • 111 North Orange Ave, Suite 800, Orlando, FL, 32801
  • The Money Broker’s goal is to be transparent, available, & keep you informed throughout the process. The Money Broker is able to work with multiple lenders who carry all loan types to offer our clients the very best possibility for approval.We will review several lenders & speak to Account Executives to choose the lender that best suits your needs.
  • Tewes Mortgage
  • 100 W Lucerne Cir, Suite 502, Orlando, FL, 32801
  • Tewes Mortgage is a mortgage brokerage that shops for their clients' best loan scenario, guaranteeing the best product and interest rate available to them. We provide our clients with a one-stop shop for all property financing needs all the while giving service excellence throughout the entire process.
  • Teagle Mortgage Group, LLC
  • 618 E. South Street, Suite 500, Orlando, FL, 32801
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NATIONS LENDING
  • 37 NORTH ORANGE AVE, SUITE 500, ORLANDO, FL, 32801
  • Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with. We look at each customers needs objectively, and we recognize that the needs of each client may be different.
  • Spectrum Global Financial
  • 845 N Garland Ave. Suite 215, Orlando, FL, 32801
  • Spectrum Global Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • FBC Mortgage, LLC
  • 189 South Orange Ave., Suite 970, Orlando, FL, 32801
  • FBC Mortgage, LLC is a Top 20 National Mortgage Lender headquartered in Orlando, Florida. FBC is licensed in 47 states and has over 81 branches and 750 employees nationwide. FBC specializes in residential mortgage lending through our retail and wholesale/correspondent channels, and offers purchase, refinance, construction, and renovation loans
  • GDM Mortgage Corp
  • 100 E Pine St Suite 110, Orlando, FL, 32801
  • We understand that each client is unique with different needs.Therefore we offer many programs from Conventional, FHA, VA, USDA, to Bank Statements, & Investor Quick Fix and Flip loans.All designed for a successful approval and closing. We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.
  • Florida Home Funding
  • 390 N Orange Ave #2125, Orlando, FL, 32801
  • Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.
  • buffalo conrail fcu
  • 1481 Harlem Road, Cheektowaga, NY, 14206
  • Buffalo Conrail Federal Credit Union has been open since 1935. The credit union has assets totaling $52.46 Million and provides banking services to more than 3, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,