In the year 2025, within the city of Acton in Los Angeles, CA, the USDA loan limit is $776,600, whereas the FHA limit for single-family homes is $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. It also helps you figure out the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, and more options side by side, guiding you to the right choice in states like Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® strives to help you quickly access the best USDA or FHA loan without unnecessary complications. Choose from three options to connect with the most suitable lenders and USDA loan programs.
A USDA loan is backed by the government's Department of Agriculture. Often called a USDA rural development loan or mortgage, it's intended for rural areas. FHA loans differ by requiring a 3.5% minimum down payment, whereas USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
