FHA Vs. USDA loan program for Palmdale, Los Angeles County, California

In 2024, USDA loan limit in Palmdale, county of Los Angeles, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Palmdale, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(610) 351-0428 https://traditionalm.com/ 2338 miles Lender's profile and map Reviews Traditional Mortgage LLC 682 N. Brookside Road, Suite 101, Allentown, PA, 18106 Traditional Mortgage, LLC is a state licensed mortgage lending entity that originates mortgage loans directly to the consumer. Our mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(610) 363-9400 https://www.firstresourcebank.com/ 2338 miles Lender's profile and map Reviews First Resource Bank 800 N. Pottstown Pike, Exton, PA, 19341 First Resource Bank is a locally owned and operated Pennsylvania state-chartered bank, serving the banking needs of businesses, professionals and individuals in the Delaware Valley. The Bank offers a full range of deposit and credit services with a high level of personalized service.
(800) 666-0191 https://www.citadelbanking.com/ 2338 miles Lender's profile and map Reviews Citadel Credit Union 520 Eagleview Boulevard, Exton, PA, 19341 Citadel is a not-for-profit credit union built on the unshakeable promise to serve those who work every day to build a better future for us all. For over 80 years, we’ve delivered a breadth of financial services, expert guidance, and innovative tools to help strengthen and grow businesses, families, and our local communities.
(610) 363-3027 http://www.jsmortgageinc.com/ 2338 miles Lender's profile and map Reviews J & S Mortgage Inc 311 Exton Commons, Exton, PA, 19341 J & S Mortgage, Inc. has well over 30 years of business and financial experience. We strive to provide quality service and products and can offer a large variety of loan packages. We work with Residential, Commercial, Home Equity, Debt Consolidation, Hard to Place Loans, Credit Issues, as well as working with Private Lenders.
(610) 594-8880 http://www.homerunpa.com/ 2338 miles Lender's profile and map Reviews Advantage Financial Funding Corporation 124 John Robert Thomas Drive, Exton, PA, 19341 HomeRun is offered to a limited number of homebuyers each month. The first step is to register. You receive priority on a first-to-register basis. If you already are shopping for a home, register immediately to qualify for HomeRun benefits. If you plan to begin shopping for a home at any time in the next 12 months.
(610) 326-3705 https://www.tcafcu.org/ 2338 miles Lender's profile and map Reviews Tri County Area Federal Credit Union 1550 Medical Drive, Pottstown, PA, 19464 Tri County Area FCU is a full-service financial institution offering a broad range of benefits & friendly, convenient service right here in our community. We have been serving our community for over 70 years! Unlike traditional banks, we don’t have stockholders. So when you join the Credit Union, you become an owner of our credit union
(610) 326-5490 https://diamondcu.org/ 2338 miles Lender's profile and map Reviews Diamond Credit Union 1600 Medical Drive, Pottstown, PA, 19464 Diamond Credit Union is a full-service, community-chartered credit union offering everything you need from everyday checking, savings, and loans, to Commercial Services, Mortgages, and Financial Planning. Diamond is not-for-profit and member-owned. Anyone who lives, works, worships.
(302) 658-6881 http://www.artisansBank.com/ 2338 miles Lender's profile and map Reviews Artisans' Bank 2961 Centerville Road, Wilmington, DE, 19808 The vision of the original founders continues. Artisans' Bank continues meeting the financial needs of working men and women, retirees, students, small businesses, developers and craftspeople: the "Artisans." A strong, local and independent financial institution serving its community: Artisans' Bank.
(302) 597-7616 http://www.southwindmtg.com 2338 miles Lender's profile and map Reviews Southwind Mortgage Services 208 Bucktail Drive, Wilmington, DE, 19808 Serving Delaware homeowners since 2005, whether you are refinancing your current home or purchasing a new home, Southwind Mortgage Services is a leader in the mortgage industry. Your most expensive asset requires a mortgage consultant who is knowledgeable is aware of your financial objectives & can tailor your needs into the best mortgage product
(315) 336-7810 https://www.rtfcu.com/ 2338 miles Lender's profile and map Reviews Rome Teachers Federal Credit Union 924 Turin Street, Rome, NY, 13440 Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.
(315) 339-1658 https://romefcu.com/ 2338 miles Lender's profile and map Reviews Rome Federal Credit Union 937 Seneca Street, Rome, NY, 13440 Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!
(800) 388-2000 https://www.americu.org/ 2338 miles Lender's profile and map Reviews AmeriCU Credit Union 1916 Black River Blvd N, Rome, NY, 13440 AmeriCU is a not-for-profit credit union owned by members like you. We offer the same products and services as a bank (plus insurance and financial planning) – but with low or no fees, and better rates. Founded in 1950, today AmeriCU has grown to more than 127, 000 members and more than $1.5 billion in assets.