USDA Vs. FHA your options comparison in La-Ca?ada-Flintridge, Los Angeles County, CA

For 2025, the USDA loan limit in La-Ca?ada-Flintridge, part of Los Angeles county in CA, stands at $657,900, whereas the FHA limit for a single-family home is $822,375.

The Lendersa® USDA loan calculator is a valuable tool to review and compare current USDA and FHA rates, helping determine income, credit requirements, reserves, and the necessary documentation to qualify for these loans. With our advanced mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA loans, which aids in selecting the ideal program for your unique financial situation in .

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Insights into 2025 Loan Limits and Downpayment Requirements in La-Ca?ada-Flintridge, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in La-Ca?ada-Flintridge, CA

The goal of Lendersa® is to deliver the best possible USDA or FHA loan swiftly and without complication. Choose from one of three initial approaches to connect with appropriate lenders, ensuring that you find the USDA loan program best suited to your financial goals and requirements.

Illustration of Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

The USDA home loan is a government-backed mortgage, sometimes called the USDA rural development loan or USDA mortgage, available only in rural neighborhoods. This loan differs from FHA loans, which require at least a 3.5% down payment, as it requires no down payment, offering a significant advantage to qualifying borrowers looking for financing solutions.

Enter your location to find out if it qualifies for USDA rural housing loan?



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