USDA Vs. FHA your options comparison in La-Crescenta-Montrose, Los Angeles County, CA

In the year 2025, for La-Crescenta-Montrose within Los Angeles county in CA, the USDA loan limit is noted at $657,900, while for a single-family house, the FHA loan limit is fixed at $822,375.

Employ the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA options in a side-by-side comparison, aiding in the decision of which program in is most suited to your financial needs.

Explore loan offers from 100 lenders for the ideal choice.

Comprehensive Loan Limits and Down Payment Requirements for 2025 in La-Crescenta-Montrose, located within Los Angeles county, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Variety of USDA and FHA Loan Options Available in La-Crescenta-Montrose, CA

Lendersa® strives to facilitate the fastest and most seamless acquisition of the best USDA or FHA loan possible. Choose from three strategic starting points leading to matched lenders and tailored USDA loan programs:

Lendersa USDA loan request and matching results

An Introduction to USDA Loans in CA

The USDA home loan, supported by the government Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is strictly available in rural neighborhoods. This contrasts with FHA loans that require at least a 3.5% down payment, as the USDA loan demands no down payment, simplifying the path to home ownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wesley Bal-EquitiFirst Mortgage
  • 7575 Dr. Phillips Blvd, Suite 245, Orlando, FL, 32819
  • Wesley Bal is a National and Florida Licensed Mortgage Loan Originator and owner of EquitiFirst Mortgage. I have been in the lending industry in Orlando since 2003. As a Licensed Mortgage Broker, I am able to originate all types of mortgages including Traditional lending FHA, VA, USDA, and Conventional.
  • Universal Mortgage & Financial
  • 7411 International Drive, Orlando, FL, 32819
  • Universal Mortgage & Financial Consultants Inc is a full service national financing company established in Central Florida. We provide a full spectrum of financial solutions for all types of commercial properties and businesses specializing in hospitality and commercial real estate funding as well as sophisticated merger.
  • Silver Star Mortgage LLC
  • 8810 Commodity Circle, Suite 17, Orlando, FL, 32819
  • Whether you are buying a new home, refinancing your existing mortgage or purchasing a commercial property, we will help. With access to a vast variety of residential and commercial loan products through our lender network, Silver Star Mortgage will help you find the perfect mortgage solution. Silver Star Mortgage IS reliable.
  • Marymont Financial Services
  • 7802 Kingspointe Parkway, Suite 208A, Orlando, FL, 32819
  • At Marymont Financial Services. We are a full-service mortgage company based in Orlando, Florida, serving the entire state of Florida and Georgia. We specialize in FHA Loans, Conventional Loans, and VA Loans in Orlando. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 32819
  • TMG MORTGAGE GROUP
  • 5401 South Kirkman Road, Suite 208, Orlando, FL, 32819
  • TMG MORTGAGE GROUP a TD Home Loans, Inc company Wade Darius Senior Loan Officer, a Real Estate Broker at TD Homes Real Estate, a Private Real Estate Wealth Client Advisor, a former Senior Mortgage Underwriter with some of the top U.S. Banks, and a former Candidate for Congress – Florida Congressional District 10.
  • Salvamerica LLC
  • 7208 West Sand Lake Road, Suite 305, Orlando, FL, 32819
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mile Marker Mortgage LLC
  • 8810 Commodity Circle, Suite 36, Orlando, FL, 32819
  • For the past 17 years in the Orlando mortgage market, Christina Santana has helped customers get mortgage approvals. Her extensive experience in the lending industry and her vast network of lenders and realtors, is the backbone of Mile Marker's ability to provide quick and excellent results.
  • Flow America Mortgages LLC
  • 5401 South Kirkman, Suite 310, Orlando, FL, 32819
  • Flow America is located in Orlando and serves all of Central Florida. Our team is highly qualified with extensive experience in real estate and financial markets. You can finance different types of real estate: houses, apartments, townhomes or commercial developments. We work Transperantly, avoiding Surprises.
  • The Money House, Inc.
  • 8751 Commodity Cir, Suite 17, Orlando, FL, 32819
  • Moneyhouse has been the # 1 non-depository mortgage bank in closings in Puerto Rico for the past 11 years. We are a full-service direct lender mortgage banking company offering a diverse array of products for home loan needs. Moneyhouse is committed to families. Moneyhouse understands the sensitivity that comes with making big family.
  • My Florida Mortgage Solutions, INC.
  • 6236 Kingspointe, Suite 8, Orlando, FL, 32819
  • My Florida Real Estate Group is an affiliate of My Florida Mortgage Solutions and may receive a financial benefit by working together. We are here to help you and guide you during the process of the purchase or refinance of your house or commercial business. Call us and make your appointment today