USDA Vs. FHA Pro and Con comparison in La-Crescenta-Montrose, Los Angeles County, CA

In the year 2026, for La-Crescenta-Montrose within Los Angeles county in CA, the USDA loan limit is noted at $657,900, while for a single-family house, the FHA loan limit is fixed at $822,375.

Employ the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. Determine the necessary income, credit, reserves, and documents required for qualification. Our enhanced mortgage calculator presents USDA, FHA, Conforming, and VA options in a side-by-side comparison, aiding in the decision of which program in is most suited to your financial needs.

Explore loan offers from 100 lenders for the ideal choice.

Comprehensive Loan Limits and Down Payment Requirements for 2026 in La-Crescenta-Montrose, located within Los Angeles county, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Variety of USDA and FHA Loan Options Available in La-Crescenta-Montrose, CA

Lendersa® strives to facilitate the fastest and most seamless acquisition of the best USDA or FHA loan possible. Choose from three strategic starting points leading to matched lenders and tailored USDA loan programs:

Lendersa USDA loan request and matching results

An Introduction to USDA Loans in CA

The USDA home loan, supported by the government Department of Agriculture and also known as the USDA rural development loan or USDA mortgage, is strictly available in rural neighborhoods. This contrasts with FHA loans that require at least a 3.5% down payment, as the USDA loan demands no down payment, simplifying the path to home ownership.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Jocic Capital, LLC
  • 41 SE 5th Street, Miami, FL, 33131
  • Founded in 2017, Jocic Capital is an asset-based private lender and a diversified real estate capital markets solutions firm in the business of deploying capital against real estate, typically as short-term bridge loans to acquire, refinance, re-purpose, or new construction development.
  • US Eagle Mortgage Co
  • 17 East Flagler Street, Suite 210, Miami, FL, 33131
  • "At US Eagle Mortgages, we pride ourselves on our knowledge and experience. Whether you are building your dream home, want to buy your first home or purchase an investment property, we have the financing knowledge and the right expertise that lets you achieve your goal. Our team can help you by providing strategies to pay down your mortgage faste
  • International Monetary Mortgage Fund Inc
  • 777 Brickell Drive, Suite 500, Miami, FL, 33131
  • "We provide the lowest mortgage rates in the industry. Whether you are a first time home buyer purchasing your dream home, refinancing an existing home, investment property or consolidating your debt. IMMF has adopted a philosophy to provide fast, efficient & courteous service to our borrowers with the minimum of difficulties, hassles or red tape
  • Multilending Group LLC
  • 999 Brickell Avenue, Suite 540, Miami, FL, 33131
  • "Multilending Group is a Florida’s leading mortgage firm that specializes in residential and commercial mortgage loans to foreign and local borrowers. We have more than 12 years of experience helping clients overseas and non-residents buy and refinance commercial and residential properties in the South Florida. Depending on your country of o
  • Private Lender LLC
  • 150 South East 2nd Avenue, Suite PH1, Miami, FL, 33131
  • "We know time is of the essence, that you need a lending partner you can rely on, and someone who knows how to work through the tough deals and has actually been in your shoes. Partner with PrivateLender.com to work with a team who actually knows the ins and outs of your business and can add value to you and your business."
  • Riajan Mortgage LLC
  • 150 South East 2nd Avenue, 3rd Floor, Miami, FL, 33131
  • Riajan Mortgage is a mortgage company based in Miami, Florida, serving residential and business clients throughout the state of Florida. We offer array of lending programs that are designed to provide solution based financing for consumers.residential and business clients throughout the state of Florida.
  • CTC Financial PA
  • 99 Brickell ave, 4th floor, Miami, FL, 33131
  • We help domestic buyers & foreign investors finance real estate in the USA. Not just do we accompany you throughout the whole process, we also provide you the best interest rate and set all the paperwork for approval purposes. We understand each loan process is unique. We work with various institutions in order to ensure each loan is well matched.
  • Ruulio Financial Group Inc
  • 1000 Brickell Avenue, Suite 1108, Miami, FL, 33131
  • Ruulio Mortgage we make each one of our clients part of the family and treat them like it ! With our combined mortgage experience and great customer service, we are the partner you need while dealing with most likely your largest asset. At Ruulio Mortgage we pride ourselves on transparency, best cost and unsurpassed customer service.
  • Vaster Management LLC
  • 1300 Brickell Ave, Miami, FL, 33131
  • We are a private lender for residential, commercial properties, and land for development. We have the ability to finance transactions in a quick and flexible manner using our own criteria to assess the value of the properties we seek to finance. We offer faster, reliable, and more flexible mortgage solutions to address the unique needs.
  • I Finance Florida LLC
  • 1050 Brickell Avenue, Apartment 202, Miami, FL, 33131
  • iFinance Florida Is The Premier Mortgage Company From The Florida Keys To The Palm Beaches. We specialize in a variety of loans. While we focus on residential loans for both domestic & foreign national buyers, we are also able to offer commercial & construction loans. We are able to accommodate a variety of different needs.