USDA Vs. FHA Pro and Con comparison in Santa-Clarita, Los Angeles County, CA
For the year 2025, the USDA loan limit in Santa-Clarita, located in the county of Los Angeles, CA, stands at $657,900. In contrast, the FHA loan limit for a single-family house is up to $822,375.
Lendersa® provides a USDA loan calculator to evaluate today's leading rates between USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and documents essential for qualification. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision of which program in best fits your financial criteria.
Loan limits and downpayment specifications for 2025 in Santa-Clarita, county of Los Angeles, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan opportunities in Santa-Clarita, CA
Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan efficiently and with minimal effort. You can start with one of three pathways that lead to matching lenders and USDA loan programs perfect for your needs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans come with no down payment requirement, making them an attractive choice for qualifying candidates.
5701 Lonetree Blvd, Suite 307-308, Rocklin, CA, 95765
At LRG Lending, the genuine care and well-being of our clients is our highest mission. We are driven to provide exceptional personal service for our clients who will always enjoy a warm, professional, and seamless experience. Our team is dedicated to building strong and honest client relationships through Loyalty, Respect, and Gratitude.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
From affordable loans for first-time home buyers to traditional fixed and adjustable rate mortgages to jumbo loan amounts that accommodate upscale financing, we offer a wide variety of financing options. You can count on our extensive resources, capabilities, and expertise to provide the right home loan for you.
9067 Foothills Blvd, Suite 6, Roseville, CA, 95747
At Cali Mortgage we are here to serve your mortgage needs while also providing the very best service. I have also come up with a way to get your interest rate much lower than the market rate. As Direct Lender we offer the most aggressive rates in the market along with lightning fast approvals.
Our mission, as a boutique mortgage broker, is to provide you with a concierge level of serivce and to serve you with honesty, integrity and decades of expertise. Our goal is to provide you a home loan while helping you get the lowest interest rates and closing costs possible and do it by making the process as easy as possible.
140 Diamond Creek Place, Suite 140, Roseville, CA, 95747
"We’re mortgage experts so you don’t have to be.
We don’t overwhelm our clients with paperwork. We overwhelm them with service.
We measure our success by how you measure our service.
We believe in doing a good job – – – even when no one is looking.
We go to work, so you can go home."
VARRIS Mortgage Solutions is a unique company that partners with credit unions and other lenders to offer flexible programs and low rates. We serve local communities in Northern California and have a very large client base in Southern California as well.We are highly experienced qualifying all types of applicants, from traditional to self-employed.
NonQMHomeLoans.com is a full-service marketing agency providing the broad spectrum of Conventional & Non-QM Mortgage products.Our knowledgeable team of experts will constantly impress with the first-class service never before experienced in the industry.NonQMHomeLoans.com, our core strengths are the personal touches and unique products we deliver.
