USDA Vs. FHA your options comparison in Santa-Clarita, Los Angeles County, CA
For the year 2026, the USDA loan limit in Santa-Clarita, located in the county of Los Angeles, CA, stands at $657,900. In contrast, the FHA loan limit for a single-family house is up to $822,375.
Lendersa® provides a USDA loan calculator to evaluate today's leading rates between USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and documents essential for qualification. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision of which program in best fits your financial criteria.
Loan limits and downpayment specifications for 2026 in Santa-Clarita, county of Los Angeles, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan opportunities in Santa-Clarita, CA
Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan efficiently and with minimal effort. You can start with one of three pathways that lead to matching lenders and USDA loan programs perfect for your needs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans come with no down payment requirement, making them an attractive choice for qualifying candidates.
1330 W Robinhood Dr, Suite a 13, Stockton, CA, 95207
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rates. Whether it is your first home or an investment property we offer a wide range of financing options designed to meet your unique needs.
2111 West March Lane, Suite B100, Stockton, CA, 95207
Mission San Jose Mortgage, we have the experience, financial strength, and personalized service you can count on. As a client of Mission San Jose Mortgage, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products
3875 Bohannon Dr, Suite 2520, Menlo Park, CA, 94026
Serenity Home loans was founded with the sole mission of helping manufactured home buyers find the best available financing for purchasing a manufactured home. We focus on the MH segment of financing only, so we’ve become one of the nation’s premier experts in the field. With limited lender options.
Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the USA who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.Our mission-based, technology-powered approach is designed to be inclusive, affordable & empowering.
60monthloans, Inc. Get ready to take controll of your finances with one of our low-rate personal loans. At 60MonthLoans we believe that what's most important is that everyone have access to financing options that will suit both their financial needs and their current lifestyle. The personal loans we provide in many states are flexible.
535 Middlefield Road, Suite 190, Menlo Park, CA, 94025
Loanlane Residential Mortgage is a mortgage brokerage located in the town of Menlo Park, which is in the San Francisco Bay Area.Loanlane is owned & operated by Mark Leaver (Facebook link) & has been serving California homeowners & homebuyers for more than 35 years. Mark is a Federally licensed loan originator & a state licensed real estate broker.
770 Menlo Avenue, Suite 201, Menlo Park, CA, 94025
Vale Capital is an Affiliate of OneSource by PCS, an online lending and investor services platform backed by the financial strength of more than 300 private investors. The Principals, Affiliates and Advisory Board Members of Vale and OneSource consist of highly experienced real estate professionals with long and successful track records in lending.
