USDA Vs. FHA Pro and Con comparison in Santa-Clarita, Los Angeles County, CA
For the year 2026, the USDA loan limit in Santa-Clarita, located in the county of Los Angeles, CA, stands at $657,900. In contrast, the FHA loan limit for a single-family house is up to $822,375.
Lendersa® provides a USDA loan calculator to evaluate today's leading rates between USDA and FHA loans. This tool helps determine the required income, credit score, reserves, and documents essential for qualification. With our cutting-edge mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding in your decision of which program in best fits your financial criteria.
Loan limits and downpayment specifications for 2026 in Santa-Clarita, county of Los Angeles, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA loan opportunities in Santa-Clarita, CA
Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan efficiently and with minimal effort. You can start with one of three pathways that lead to matching lenders and USDA loan programs perfect for your needs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans come with no down payment requirement, making them an attractive choice for qualifying candidates.
23504 Lyons Ave Suite 103B, Santa Clarita, CA, 91321
Lends in California
Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers.
18923 Soledad Canyon Rd, Canyon Country, CA, 91351
Lends in California
"Capital Home Sales is committed to providing exceptional service with integrity, honesty, knowledge and professionalism. Our services include: - Loan Modification - Refinance - Home Loan - Short Sale - Purchase of a Home - Sale of a Home - List of REO Properties - List of Short Sale"
The United Mortgage Corporation of America team is committed to providing clients with the highest quality financial services combined with offer an array of complimentary mortgage tools available on the Internet – with 24/7 access for easy, convenient, online pre-approvals and applications for jumbo, conventional, FHA and VA loan programs.
21080 Centre Pointe Parkway, Santa Clarita, CA, 91350
Lends in California
Great Western is at the forefront of providing cutting edge mortgage products to its clients with speed and integrity and also We are experts in lending options for new homes, existing homes, Refinancing, second homes, rentals, tourist visa/foreign buyers financing programs and Home Loans We are experts in lending options for new homes.
We are a full-service mortgage company based in Santa Clarita, California. We specialize in Construction, FHA, Jumbo and VA mortgage loans as well as Commercial Loans in Santa Clarita. We also serve the surrounding cities in Los Angeles County and the entire State of California and Idaho.
10315 Woodley Avanue, Suite 119, Granada Hills, CA, 91344
Lends in California
Consumer Home Loans is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently
Boost your home buying experience with Power Play Mortgage. Also, the big banks have a limited number of lending options available and their loan programs are one size fits all. We have relationships with many lenders. We will find the lender that offers rates good for your scenario. No matter your needs, we are here to help.
10722 White Oak Street, Suite 5, Granada Hills, CA, 91344
Lends in California
Globe and Anchor Mortgage is the leading choice for all mortgage services in the Southern California. We have a proven track record of having helped numerous families refinance, purchase a home, and assist during the cash out process. We are veteran led and a family owned business so it is our focus to help other families all throughout California
17408 Chatsworth Street, Suite 101, Granada Hills, CA, 91344
Lends in California
Montana Realty & Home Loans is President of the John Broker officer at Montana Realty and Home Loans We are a dedicated and successful Real Estate & Mortgage company in Southern California with more than 20 years experience, it is our personal goal to make your Buying, Selling or refinancing experience very pleasant.
15650 Devonshire Street, Suite 100, Granada Hills, CA, 91344
Lends in California
Tribune Investments and Loans will give you the personal attention you deserve with the respect you are due as a valued customer. We are known for integrity and experience in the mortgage industry, we are committed to break down the barriers to owning a home and to educate consumers.
