USDA Vs. FHA Pro and Con comparison in Agoura-Hills, Los Angeles County, CA

In 2025, the USDA loan limit for Agoura-Hills, located in Los Angeles county, CA, stands at $657,900. Meanwhile, for a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to analyze and compare today’s best USDA and FHA rates. This tool helps determine the necessary income, credit, reserves, and required documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in your decision for the best option tailored to your financial circumstances in Alabama.

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2025 Loan Limits and Downpayment Requirements in Agoura-Hills, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Agoura-Hills, CA

Lendersa® aims to promptly connect you with the optimal USDA or FHA loan without hassle. Choose from three starting paths that link you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

A USDA home loan, known officially as a USDA mortgage or USDA rural development loan, receives backing from the government's Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Real Estate Authority Lending LLC
  • 1615 Poydras Street, Suite 900, New Orleans, LA, 70112
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • SWBE FCU
  • 625 St Joseph Street, Room B-13, New Orleans, LA, 70165
  • We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.
  • Crescent Bank & Trust
  • 1100 Poydras Street, Suite 100, New Orleans, LA, 70163
  • Crescent Bank was founded in 1991 when a small investor group led by Gary N. Solomon Sr. and Fred B. Morgan III purchased the assets of Columbia Homestead on Harrison Avenue in New Orleans. With only three employees, the bank opened as City Bank & Trust. The name was later changed to Crescent Bank & Trust and is now referred to simply as Crescent B
  • UNO Federal Credit Union
  • 2000 Lakeshore Drive, New Orleans, LA, 70148
  • Chartered in 1972, UNO Federal Credit Union has served the University of New Orleans for over 45 years with pride. The support and commitment of this community has provided our credit union with the direction that has driven us to become the full-service financial institution that we are today.
  • Gateway 2 Cap LLC
  • 201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
  • The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Hancock Whitney Bank
  • 701 Poydras Street, New Orleans, LA, 70139
  • We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
  • Coast Guard Employees Credit Union
  • 500 Poydras Street, Room 1226, New Orleans, LA, 70130
  • Coast Guard Employees Credit Union was established in 1950 for the military and civilian employees of the United States Coast Guard 8th District and their immediate family members. Serving the 8th Coast Guard District Employees, Active and Retired Service Members, Reservists, Auxiliary and immediate families since 1950.
  • Judicial and Justice Federal Credit Union
  • 600 S Maestri Place, Room 801, New Orleans, LA, 70130
  • The Judicial and Justice Federal Credit Union is a cooperative, nonprofit financial institution chartered by the Federal Government in 1950. It is owned and operated by its members. In addition to a regular share account, the credit union offers a Christmas club account that pays dividends quarterly.
  • New Orleans Port Commission Employees Credit Union
  • 1350 Port of New Orleans Place, New Orleans, LA, 70130
  • New Orleans Port Commission Employees Credit Union has been open since 1952. The credit union has assets totaling $4.07 Million and provides banking services to more than 600 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
  • Hibernia Bank
  • 325 Carondelet St, New Orleans, LA, 70130
  • Hibernia Bank is a full-service bank offering a broad range of financial services to meet the needs of customers in the New Orleans Metropolitan Area. Hibernia has remained a local bank serving the local community. The main office is located in downtown New Orleans with additional locations in Old Metairie & Carrolton.
  • Bank of Louisiana
  • 300 St. Charles Ave., New Orleans, LA, 70130
  • Bank of Louisiana's mission is to provide companies and individuals locally and throughout the United States with banking alternatives which enhance the quality of life by providing the financial resources to address their needs. Bank of Louisiana provides quality services like commercial loans, mortgages and more to the citizens of Pike County.
  • Gulf Coast Bank & Trust Company
  • 200 St. Charles Avenue, New Orleans, LA, 70130
  • Our mission is to combine the values of old fashioned Community Banking that focuses on individualized customer service with innovative, competitive banking products, trust and brokerage services that further emphasizes and strengthens our relationship with our customers. Our philosphy is to do everything we can for every client we have.