USDA Vs. FHA Pro and Con comparison in Agoura-Hills, Los Angeles County, CA

In 2025, the USDA loan limit for Agoura-Hills, located in Los Angeles county, CA, stands at $657,900. Meanwhile, for a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to analyze and compare today’s best USDA and FHA rates. This tool helps determine the necessary income, credit, reserves, and required documentation for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, aiding in your decision for the best option tailored to your financial circumstances in Alabama.

Browse loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Agoura-Hills, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Agoura-Hills, CA

Lendersa® aims to promptly connect you with the optimal USDA or FHA loan without hassle. Choose from three starting paths that link you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CA

A USDA home loan, known officially as a USDA mortgage or USDA rural development loan, receives backing from the government's Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Haven Savings Bank
  • 621 Washington Street, Hoboken, NJ, 07030
  • The bank was originally founded in Hoboken, New Jersey in 1938 as the Haven Building & Loan Association. As the country and the state continued to emerge from the grips of the Great Depression, there became an increasing need for local, community-minded financial institutions to serve the needs of their neighboring communities.
  • Northstar Funding Inc
  • 79 Hudson Street, Suite 301A, Hoboken, NJ, 07030
  • When we started NorthStar Funding, there were many other companies out there. We didn’t want to be just another company, so the question was, “How to make NorthStar Funding better than the others.” The answer was to be customer driven and to provide exceptional customer service. We understand what a stressful time this can be.
  • GreenBridge Loans
  • 221 River St, 9th Floor, Hoboken, NJ, 07030
  • GreenBridge Loans provides capital to business owners, startups, and real estate investors by using residential and commercial real estate as collateral. Unlike many business funders, GreenBridge provides a streamlined funding process with minimal requirements. We currently offer three types of Secured Business Loans geared to accommodate
  • PINNACLE MORTGAGE, INC.
  • 612 Newark St, Hoboken, NJ, 07030
  • Pinnacle Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • FundingPilot
  • 221 River St 9th Fl, Hoboken, NJ, 07030
  • Here at FundingPilot we make sure to go above and beyond the traditional lending criteria. We have unique business lending programs for each business type, regardless of industry, which gives you immediate access to the business capital you need to succeed. We provide a fast, easy, and efficient funding process so that business owners
  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
  • Second Generation Mortgage Group LLC
  • 788 Shrewsbury Avenue, Tinton Falls, NJ, 07724
  • our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar
  • MDE Home Loans, LLC
  • 766 Shrewsbury Avenue, East Bldg, Suite 204, Tinton Falls, NJ, 07724
  • MDE Home Loans is dedicating to fulfilling the American Dream of home ownership by providing buyers access to financing and industry leading lending services.Our highly trained team averages more than two decades of experience in mortgage lending. We understand that each customer has specific needs & we strive to deliver personalized.
  • Prodigy Mortgage Corp
  • 3 Dalewood Court, New City, NY, 10956
  • Rick Spears founded Prodigy Mortgage Corporation in 1999. Our philosophy is to conduct ourselves as a Discount Mortgage Broker with concentration in high net worth borrowers, 1st time homebuyers, FHA, and VA financing. We have deep and long standing business relationships and agreements with banks and Lending Companies.
  • Embassy Funding LLC
  • 216 Congers Road Suite 3-A, New City, NY, 10956
  • Courtney J. Krysty is the owner and managing member of Embassy Funding LLC. She holds mortgage loan originator licenses in New York, New Jersey, Connecticut and Florida. Courtney has been working in the industry for over 15 years, gaining a wealth of experience as a processor, underwriter, loan officer, and branch manager.
  • Accolend
  • 310 Cedar Lane,, Teaneck, NJ, 07666
  • Accolend provides asset based and hard money lending solutions for developers, builders, investors of all sizes. We have many different solutions to solve your investment needs. Our rates are lower than most hard money lenders and we typically do not charge points. Closings can be very fast, as short as 2 days. Call us today to discuss your project
  • Teaneck Federal Credit Union
  • 100 Elizabeth Avenue, Teaneck, NJ, 07666
  • A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.