USDA Vs. FHA your options comparison in Calabasas, Los Angeles County, CA

As of 2025, the USDA loan cap in Calabasas, part of Los Angeles county, CA, is $776,600, with the FHA limit for a single-family house set at $1,089,300.

Lendersa® offers a USDA loan calculator to compare highly competitive USDA versus FHA rates of today. Evaluate necessary income, credit, reserves, and required documents to qualify. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, helping you make the best choice for your financial needs in Alabama.

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Loan limits and down payment requirements for 2025 in Calabasas, Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conforming Conventional $1,089,300 3%

Choices for USDA and FHA loans in Calabasas, CA

Lendersa® strives to find you the best USDA or FHA loan available swiftly and with ease. Begin with one of our three pathways for matching with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Overview of USDA Loan in CA

The USDA home loan, endorsed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusive to rural localities. Unlike FHA loans demanding at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • HEA Federal Credit Union
  • 121 Osigian Blvd, Warner Robins, GA, 31088
  • Membership in HEA Federal Credit Union provides you with great services and zero or low fees. We offer free checking, ATM cards, Low Interest Rate Loans, Direct Deposit; 24-Hour Audio Response; and much, much more! This is where you will find up-to-date and useful information on services and products we offer.
  • Combined Employees CU
  • 593 Russell Parkway, Warner Robins, GA, 31088
  • Combined Employees Credit Union is a not-for-profit financial cooperative that has enjoyed a long, remarkable history of serving our members. On October 6, 1969, what started with just 6 men and $200 has turned into a place of financial services opportunity for more than 3, 300 members.
  • WNC Community Credit Union
  • 27 Kent Lane, Waynesville, NC, 28786
  • WNC Community Credit Union is dedicated to better serving the individuals and families in our western North Carolina community. Friendly, smiling faces are always working hard to provide you with the right financial services to succeed in today’s fast-paced world. Our members are treated with dignity, respect,
  • Mountain Credit Union
  • 1700 Russ Avenue, Waynesville, NC, 28786
  • Mountain Credit Union was granted an amendment to our Community Charter allowing us to serve four additional Western North Carolina counties – Cherokee, Clay, Graham and Madison. Our charter now allows us to serve anyone who lives, works, worships or attends school in Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, etc
  • FHG Capital
  • 1334 Timberlane Road, Suite 15, Tallahassee, FL, 32312
  • FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.
  • Florida Rural Electric Credit Union
  • 2916 Apalachee Parkway, Tallahassee, FL, 32301
  • Florida Rural Electric Credit Union was chartered in December 1975 to serve the Rural Electric Cooperatives in Florida. The Credit Union was housed in the Florida Electric Cooperatives Association, Inc., (FECA) building in Tallahassee and served as a supported entity of the Associations member January 1999 the Credit Union Board.
  • FAMU FCU
  • 1610 South Monroe Street, Tallahassee, FL, 32301
  • FAMU Federal Credit Union is a not for profit financial institution located at 1610 South Monroe Street Tallahassee, Florida 32301 in the United States. Established in 1935, FAMU Federal Credit Union is a low income and minority designated federal credit union with a Community Development Financial Institutions (CDFI) certification
  • Envision Credit Union
  • 600 N Monroe St, Tallahassee, FL, 32301
  • Envision Credit Union in North Florida and South Georgia is dedicated to providing products and services that improve our members’ financial positions including checking accounts, savings accounts, mortgages, auto loans, business loans and much more. Bank online, with our mobile app or visit one of our conveniently located branches in FL and GA