USDA Vs. FHA Pro and Con comparison in Oak-Park, Ventura County, CA
In 2025, the USDA loan limit for Oak-Park, located in Ventura County, CA, is $591,500. Comparatively, the FHA limit for a single-family home is $739,450.
Try the Lendersa® USDA loan calculator to efficiently compare the best USDA versus FHA rates available today. It provides insights into the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator also offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, empowering you to choose the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Oak-Park, Ventura County, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Reviewing USDA and FHA Loan Options in Oak-Park, CA
The mission at Lendersa® is to quickly find you the ideal USDA or FHA loan without the usual complications. You have three starting points to choose from, each linking you to relevant lenders and USDA loan programs.
A USDA home loan is a type of financing backed by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage. This loan option is predominantly available in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
Our mission is to provide convenient, cost effective financial services by offering products that are efficient and responsive to our members’ changing needs. Our commitment is to operate in a financially sound manner with a staff dedicated to excellence. we seek to educate members to make better financial decisions.
The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
2400 South Isabella Road, Mount Pleasant, MI, 48858
Isabella Community Credit Union (ICCU) is a not-for-profit financial cooperative providing quality financial products and personal service to its members in the Central Michigan area. Those who live or work in Isabella, Osceola, Clare, Gladwin, Midland, Gratiot, Montcalm and Mecosta counties are eligible to join!
Greater Cincinnati Credit Union is a member-owned, not-for-profit financial cooperative institution. As such, we offer a broad range of personal financial products and services and are committed to satisfying the personal financial needs of our members in a professional and courteous manner.
8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236
Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.
8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
4015 Executive Park Drive, Suite 215, Cincinnati, OH, 45241
First Union Mortgage Group, LLC., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
