USDA Vs. FHA Pro and Con comparison in Oak-Park, Ventura County, CA
In 2026, the USDA loan limit for Oak-Park, located in Ventura County, CA, is $591,500. Comparatively, the FHA limit for a single-family home is $739,450.
Try the Lendersa® USDA loan calculator to efficiently compare the best USDA versus FHA rates available today. It provides insights into the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator also offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, empowering you to choose the most suitable program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Oak-Park, Ventura County, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Reviewing USDA and FHA Loan Options in Oak-Park, CA
The mission at Lendersa® is to quickly find you the ideal USDA or FHA loan without the usual complications. You have three starting points to choose from, each linking you to relevant lenders and USDA loan programs.
A USDA home loan is a type of financing backed by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage. This loan option is predominantly available in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
Metroreal Inc. is located in Saratoga, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Metroreal Inc. has 4 total employees across all of its locations and generates $218, 737 in sales (USD). (Employees & Sales figures are modelled). We help our customers to obtain the best home mortgage loan in California
12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070
The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
ReeseSquared Mortgage you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
1900 McCarthy Blvd, Suite 100, Milpitas, CA, 95035
Since 1989, Access Mortgage has been committed to providing clients with the highest quality home loans, combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our expertise
Supreme Financial Services We are committed to providing the absolute best quality to each and every one of our customers. Over the last 30 years, since our start as a family, we have continued to grow while staying true to our original mission — to give you, the customer, a winning service that you can rely on
1313 N. Milpitas Blvd, Suite 100, Milpitas, CA, 95035
ERS Mortgage Our real estate and mortgage company puts the power in the hands of our employees and agents to provide a higher quality and efficient service to our clients. We provide the resources, skills and training necessary for success. As our presence continues to expand, we are looking for motivated people to help us grow.
1313 North Milpitas Boulevard, Suite 120, Milpitas, CA, 95035
AARAX Home Loans Inc is customer driven and no wonder 90% of our business comes from referrals, word of mouth from our satisfied Customers. We pride in our service with a smile attitude that makes the loan procedure smooth, swift, timely, efficient and easy for our Clients. We pride in providing hassle free easy Home Loans
