USDA Vs. FHA Pro and Con comparison in Oak-Park, Ventura County, CA
In 2025, the USDA loan limit for Oak-Park, located in Ventura County, CA, is $591,500. Comparatively, the FHA limit for a single-family home is $739,450.
Try the Lendersa® USDA loan calculator to efficiently compare the best USDA versus FHA rates available today. It provides insights into the required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator also offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, empowering you to choose the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Oak-Park, Ventura County, CA
Loan Type
Loan Limit
Down Payment
USDA
$591,500
0%
FHA
$739,450
3.5%
Conventional Conforming
$739,450
3%
Reviewing USDA and FHA Loan Options in Oak-Park, CA
The mission at Lendersa® is to quickly find you the ideal USDA or FHA loan without the usual complications. You have three starting points to choose from, each linking you to relevant lenders and USDA loan programs.
A USDA home loan is a type of financing backed by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage. This loan option is predominantly available in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgage loans require no down payment at all.
At Golden Rule Real Estate Flavio B. is the Broker with many years of experience in both Residential Real Estate and Mortgage Lending. This allows for my clients to buy and sell their homes much more efficiently. Understanding both aspects are key to managing a successful transaction.
My mission is to serve customers with honesty, integrity and competence and to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, I pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to unite realtor, loan officer, and client in the home loan process as we build lifelong relationships and celebrate successes, all while delivering the American dream of home ownership. We look within ourselves to commit to the most proactive, transparent process in the industry in order to ensure our customers
Spectrum Real Estate Network, based in Chino, California. For over a decade, she has established a passionate presence in the surrounding communities through her professional career and other ventures. Not only a Residential and Commercial Real Estate Broker, but also a Mortgage Loan Originator.
Omniscient Capital Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
TheHomeLoanHero.com, a direct Orange County mortgage lender and California Mortgage Broker, has been involved in Private Real Estate Investment and Financing for many years now. And during this time we have been able to solve the problems of many of our Southern California clients and Orange County residents who want to own their own home.
Patriot Equity Mortgage LLC is a mortgage company designed with the idea of giving families a helping hand as families strive to achieve their goals, dreams, and success. We do this by educating consumers about financing the purchase of their own home, especially first time homebuyers, and teaching all homebuyers how to protect their investment.
16845 Von Karman Ave, Suite 200, Irvine, CA, 92606
Change Home Mortgage is a residential mortgage lender approved as a direct seller and servicer by Fannie Mae, Freddie Mac, and Ginnie Mae. Change Home Mortgage is certified by the United States Department of the Treasury as a Community Development Financial Institution (CDFI) allowing it to offer proprietary mortgage options.
