USDA Vs. FHA your options comparison in Topanga, Los Angeles County, CA

In 2024, USDA loan limit in Topanga, county of Los Angeles, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Topanga, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Topanga, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Bank and Trust of Fullerton
  • 230 Broadway, Fullerton, NE, 68638
  • The First Bank & Trust of Fullerton is a for-profit financial organization established to serve our community & valued customers by offering timely service & competitive products & services within a highly personalized & professional environment. The bank is a financial service organization established to serve the financial needs of our community.
  • Select Federal Credit Union
  • 1914 N Interstate 35, San Antonio, TX, 78208
  • Select FCU is committed to the credit union philosophy of “People Helping People”. Our goal is to offer affordable financial services with better rates, lower fees and more personal service than other financial institutions. Members are eligible to vote for a Board of Directors each year at the annual meeting.
  • RETax Funding
  • 125 Lamar Street, Suite 108-C, San Antonio, TX, 78202
  • RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.
  • Cedar Rapids State Bank
  • 213 W Main St, Cedar Rapids, NE, 68627
  • Cedar Rapids State Bank was chartered in the state of Nebraska in 1936. It has maintained its world headquarters in Cedar Rapids, Nebraska ever since. CRSB has served its communities as a financial institution providing deposit and loan services and supporting its communities through customer service and economic development.
  • DiversiFund Texas LP
  • 42 Bounty Road East, Benbrook, TX, 76132
  • If you are a consumer needing a Mortgage Loan you can rely on DiversiFund Texas, LP for an honest evaluation of your specific, personal situation. We won’t try to talk you in to a mortgage that is not in your best interest. Many of our best customers began with a long term plan. Kevin Gahagan founded DiversiFund in 1989
  • Western National Bank
  • 523 Thayer Ave, Chester, NE, 68327
  • Western National Bank Main Street is often viewed as the heart of a community. Where people come together, where dreams are formed, and where plans are put into action. Main Street might change over time but its purpose remains: to inspire prosperity among its residents. Similarly, Mainstreet Bank was founded to help fuel people’s dreams
  • Cachet Real Estate Finance
  • 1526 Mckinley Ave, San Antonio, TX, 78210
  • Cachet Real Estate Finance offers a practical, client-focused approach in resolving short and long-term mortgage lending opportunities. Our mortgage loan professionals have successfully represented a broad range of clients in refinance, home equity, lot, interim, rehabilitation and permanent loan transactions.
  • Archer Credit Union
  • 510 G Street, Central City, NE, 68826
  • Archer Credit Union is a community credit union offering a full range of personal, agricultural, and commercial financial services. At ACCU, we value people first and trust is traditional. Stop by or give us a call to see how to become a member.Credit Union is a community credit union offering a full range of personal, agricultural,
  • Member Preferred Federal Credit Union
  • 340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131
  • Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.
  • Texas Exchange Bank
  • 109 N Crowley Road, Crowley, TX, 76036
  • Texas Exchange Bank first opened for business in 1970 and its current location in Crowley, Texas, was opened in 1974. Our second location opened in Fort Worth in November 2010. The Bank is proud of its heritage and that it is the only Crowley-based bank that has stayed committed to the community.
  • Pistola Holdings, LLC
  • 5049 Edwards Ranch Rd, FL 4, Fort Worth, TX, 76109
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