USDA Loan Vs. FHA loan pro & con Topanga, Los Angeles County, CA

In 2025, USDA loan limit in Topanga, county of Los Angeles, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Topanga, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(504) 455-7002 Lender's profile and map Reviews Miller Home Mortgage LLC 2815 Division St, Suite 200, Metairie, LA, 70002 Miller Home Mortgage, LLC is a licensed mortgage broker and banker in Texas and Louisiana. We provide Conventional, FHA, VA, RD/USDA, and non-conventional financing. We can finance purchases, refinances, construction and renovation mortgages. WE HAVE 23 YEARS OF LENDING EXPERIENCE AVAILABLE TO ASSIST IN COMPLETING YOU LOAN TRANSACTION.
(504) 837-3939 Lender's profile and map Reviews Sun Mortgage Funding Inc 3525 North Causeway Blvd, Suite 900, Metairie, LA, 70002 Sun Mortgage Funding is a locally-owned and operated mortgage company licensed by the state of Louisiana and accredited by the Better Business Bureau. The company has been offering superior services to clients in the southeast community of Louisiana and its surrounding districts.
(504) 833-2111 Lender's profile and map Reviews America’s Mortgage Resource 3317 N. I-10 Service Rd, Suite 200, Metairie, LA, 70002 America’s Mortgage Resource was founded in 1996. The Company is a full service Mortgage Banking Firm offering a diverse product line through professional and courteous service. America’s Mortgage Resource is committed to the long term interest of our clients and the formation of a lending relationships that last a lifetime.
(504) 736-6144 Lender's profile and map Reviews Jefferson Parish Employees FCU 1221 Elmwood Park Boulevard, Room 207, Harahan, LA, 70123 At Jefferson Parish Employees Federal Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members since our charter was signed October 23, 1959.Credit Union (JPEFCU), your credit union-proudly serving the financial needs of our members. We’ve come a long way – evolving into a full service financial institution.
(504) 733-0789 Lender's profile and map Reviews Louisiana Central Credit Union 824 Elmwood Park Boulevard, Suite 100, Harahan, LA, 70123 Members are the most important asset of the Louisiana Central Credit Union. This state-chartered, not-for-profit, not-for-charity, but for service financial institution which has been in continuous operation since 1942, exists solely to serve the financial needs of its members. Like all credit unions,
(504) 733-7274 Lender's profile and map Reviews OnPath Federal Credit Union 5508 Citrus Blvd, Harahan, LA, 70123 At OnPath Federal Credit Union, we help members clearly define their needs, identify solutions and help them customize the financial products and services that best satisfy their unique situations. People trust us to have their best interests at heart—and we do. OnPath Federal Credit Union has remained committed to providing individuals across LA.
(217) 665-3321 Lender's profile and map Reviews Scott State Bank 101 West Main St., Bethany, IL, 61914 Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
(815) 538-2265 Lender's profile and map Reviews First State Bank of Illinois 706 Washington St, Mendota, IL, 61342 Since 1940, First State Bank has been a locally owned bank committed to providing value-added offerings, backed by exceptional service to the local communities we serve. We do so by providing a combination of cutting edge banking products and conveniences and also employing local professionals.
(608) 838-3141 Lender's profile and map Reviews Oregon Community Bank 733 N Main St, Oregon, WI, 53575 One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford
(815) 645-2266 Lender's profile and map Reviews Stillman Bank 101 East Main Street, Stillman Valley, IL, 61084 "Stillman Bank is a local, independently-owned community bank founded in 1882 and has been meeting the financial needs of our customers in northern Illinois for more than a century. We offer the products and services you expect from big banks, but we do it with a friendly, hometown touch. And, because we are a community bank,"
(217) 795-2331 Lender's profile and map Reviews The Gerber State Bank 110 East Elm Street, Argenta, IL, 62501 The Gerber State Bank, Argenta, Illinois, was founded by James W. Brown and Samuel Gerber as a partnership under the names of “Brown and Gerber Bankers”, in 1887. The bankers opened for business in a wooden frame building just north of the railroad tracks along North Street. Eventually, that wooden structure burned to the ground.