USDA and FHA Pro and Con in Topanga, Los Angeles County, CA
For 2026, the USDA loan threshold in Topanga, within the county of Los Angeles, CA, stands at $776,600, whereas the FHA ceiling for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA versus FHA top rates, which will assist in identifying the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision about the best program in for your financial condition.
2026 loan thresholds and down payment requirements in Topanga, county of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan choices in Topanga, CA
Lendersa® aims to quickly secure an optimal USDA or FHA loan for you with minimal hassle. Choose one of three pathways that match you with lenders and USDA loan offerings.
The USDA home loan, also termed the USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
7400 East Orchard Road, Suite 3000N, Englewood, CO, 80111
Lead Funding’s mission is to offer non-bank direct lending to real estate investors with competitive rates, hassle-free and quick terms, and complimentary essential tools. This “holistic” approach assists small to large real estate investors and is truly industry unique. To date, Lead Funding has loaned in excess of $700,000,000 directly to investo
7350 E Progress Place, Suite 100, Greenwood Village, CO, 80111
Bridge Capital Resources™ LLC is a private money lender whose mission is to leverage entrepreneurial creativity bringing about inspired vision for transformation. We provide capital to real estate entrepreneurs for investment property acquisition, rehabilitation and stabilization. Principals of our company have nearly sixty years of combined indust
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
HAPO, our primary focus is to offer products and services that provide value to our members through all life stages—banking solutions that are easy and convenient. We also strive to give back to the communities we serve through sponsorships, donations, and volunteerism. Community is our middle name after all
10200 E. Girard Ave, Suite B321, Denver, CO, 80231
Journey Home Lending Our team will provide the highest level of expertise to quickly guide you through the entire process of finding the best home purchase options or refinancing options for your new mortgage. Transparency and Integrity define our work ethic, and we help guide with options so you can make informed decisions
JML Mortgage. We are a family owned company focused on offering our clients an unrivaled customer experience. We tailor each loan to meet your family's needs now and into the future. Welcome home and Borrowing money for a home (or investments) is one of the biggest financial decisions you will make in your life.
10200 East Girard Avenue, Building B, Suite 230, Denver, CO, 80231
Colorado Lending Solutions' mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Trust Home Loans, LLC is a Colorado mortgage lender located in the Denver Metro Area. We specialize in residential home loans including Conventional, FHA, VA and USDA. We’re always working hard to stand out from our competition. We work with wholesale banks which allows us to offer our clients the most competitive rates and loan programs
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Omega Funding, Inc has been providing working capital to business owners since 1997. We can underwrite and fund directly out of our own money or use our network of private investors, non bank sources, and private capital firms. This makes us an invaluable resource in obtaining the best financing alternative for your growing business
Over the 15 ye
We are a full service financial institution serving the needs of the Metro North area, as well as specifically the staff, students, and parents of the Adams 12 Five Star Schools District. HNCU offers auto loans, home equity loans, financial planning, mortgage products, savings products, as well as online banking and bill pay options.
