USDA and FHA Pro and Con in Topanga, Los Angeles County, CA
For 2025, the USDA loan threshold in Topanga, within the county of Los Angeles, CA, stands at $776,600, whereas the FHA ceiling for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast today's USDA versus FHA top rates, which will assist in identifying the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, aiding your decision about the best program in for your financial condition.
2025 loan thresholds and down payment requirements in Topanga, county of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA loan choices in Topanga, CA
Lendersa® aims to quickly secure an optimal USDA or FHA loan for you with minimal hassle. Choose one of three pathways that match you with lenders and USDA loan offerings.
The USDA home loan, also termed the USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, the USDA mortgage requires no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Levias Lending, we believe in turning dreams into reality. We'd like to help you find the perfect mortgage solution to make your homeownership dreams come true.
Testimonials
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