USDA and FHA Pro and Con in Malibu, Los Angeles County, CA

For the year 2026, the USDA loan limit in Malibu, located in Los Angeles, CA is $776,600. In contrast, the FHA loan limit for a single-family home is $1,089,300.

With the Lendersa® USDA loan calculator, compare today's top USDA and FHA rates and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best option for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Malibu, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Malibu, CA

The goal of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without hassle. Choose from three options to find matching lenders and suitable USDA loan programs.

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About USDA Loans in CA

The USDA home loan, supported by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is limited to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sauk Mortgage Group LTD
  • 1880 Mackenzie Drive, Suite 107, Columbus, OH, 43220
  • Joe Sauk has been Originating mortgage Loans since 1993. Sauk Mortgage licensed in both Ohio and Florida. Sauk Mortgage Group offers many mortgage programs including Conventional, Jumbo, FHA, and VA loans. Sauk Mortgage Group mission is to serve his customer with honesty, integrity.

  • St James Mortgage Corporation
  • 42676 Woodward Ave, Bloomfield Hills, MI, 48304
  • St. James Mortgage Corporation is a Preferred Lender for discriminating Michigan customers that want a continuing relationship with their lender. We make and service our loans - you won't be immediately sold off to an out-of-state servicing company. When rates fall, refinancing is a snap, since we already have necessary information in our files.

  • York Financial Inc
  • 180 High Oak Road, Suite 200, Bloomfield Hills, MI, 48304
  • At York Financial Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • Fremont Federal Credit Union
  • 315 Croghan Street, Fremont, OH, 43420
  • The Fremont Federal Credit Union's purpose is to provide our members with the best service while offering a full range of financial services at a fair and reasonable cost. Credit Union business will be carried out in a professional image of honesty, integrity, and confidentiality at all times.

  • Croghan Colonial Bank
  • 323 Croghan Street, Fremont, OH, 43420
  • At Croghan, we understand where you’re coming from. Literally. Because chances are, we were brought up with similar values. Honesty. Hard work. Commitment to family. So we hope you consider us more than just your neighbor. Think of us as friends. Better yet, like family. We’d love nothing more than to be here to listen, guide

  • Huron National Bank
  • 200 East Erie, Rogers City, MI, 49779
  • Huron National Bancorp, Inc, a bank holding company, provides a broad range of banking services to businesses and individuals in the Presque Isle County area. Its sole subsidiary, Huron State Bank, was founded on May 12, 1980. HNB is independently owned and is managed by experienced professionals with strong ties to the area.

  • Calcite Credit Union
  • 478 N. Third St., Rogers City, MI, 49779
  • At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.

  • Peoples Bank & Trust Company
  • 524 Main Street, Hazard, KY, 41701
  • Peoples Bank & Trust Company was chartered in 1923 and has operated continuously since its inception. Since its inception, the Bank’s primary mission has been to serve the banking needs of Hazard, as well as Perry County and the surrounding counties Peoples Bank & Trust Company has occupied the same building at 524 Main Street for 90 years.

  • 1st Trust Bank, Inc
  • 24 Commerce Drive, Hazard, KY, 41701
  • The Organizers of 1st Trust Bank decided to establish the Bank because of their belief in the value of customer service. Prior to 2004, some Hazard banks have been acquired by regional multi-bank holding companies headquartered outside of Hazard. In many cases, these acquisitions and consolidations have been accompanied by fee changes,