For the year 2025, the USDA loan limit in Malibu, located in Los Angeles, CA is $776,600. In contrast, the FHA loan limit for a single-family home is $1,089,300.
With the Lendersa® USDA loan calculator, compare today's top USDA and FHA rates and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Malibu, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Malibu, CA
The goal of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without hassle. Choose from three options to find matching lenders and suitable USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is limited to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment.
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I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
