USDA VS FHA in Malibu, Los Angeles County, CA

For the year 2025, the USDA loan limit in Malibu, located in Los Angeles, CA is $776,600. In contrast, the FHA loan limit for a single-family home is $1,089,300.

With the Lendersa® USDA loan calculator, compare today's top USDA and FHA rates and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Malibu, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Malibu, CA

The goal of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without hassle. Choose from three options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in CA

The USDA home loan, supported by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is limited to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 900 Old River Rd, Bakersfield, CA, 93311
  • ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital. Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers
  • Valley Strong Credit Union
  • 11500 Bolthouse Drive, Bakersfield, CA, 93311
  • In 1938, a small group of dedicated and concerned teachers met for the purpose of forming a financial cooperative for school employees and their families. From these very humble beginnings, Valley Strong Credit Union was founded and formed. Our mission is to turn people’s financial possibilities into financial realities.
  • San Joaquin Valley Mortgage
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • We're a local company providing mortgage loan products fit to your individual needs. We have a variety of different loans available, and have something for everyone! We can complete your FHA, conventional, VA, or private money loan transaction quickly, and we make the process easy!
  • Level One Financial
  • 1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311
  • We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
  • Karpe Real Estate Center
  • 8501 Camino Media, Suite 400, Bakersfield, CA, 93311
  • Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.
  • Plaza Residential Mortgage
  • 3610 Central Avenue, Riverside, CA, 92506
  • Plaza Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing, underwriting and funding of FHA, VA and Conventional loans. Residential Mortgage, is a full service mortgage Banker based in Riverside, CA. As a direct lender, we offer in-house processing
  • Provident Savings Bank
  • 3756 Central Avenue, Riverside, CA, 92506
  • Chartered in 1956, Provident Bank is the largest independent community bank in Riverside County. We built Provident Bank, then called Provident Federal Savings and Loan Association, on the strongest foundation possible: our customers. Today, our customers are more the focus of what we do than ever before.
  • National One Mortgage Corp.
  • 6700 Indiana Avenue, Suite 130, Riverside, CA, 92506
  • The National One Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage.
  • Valley View Financial Services Inc.
  • 6950 Indiana Avenue, Suite 2, Riverside, CA, 92506
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.