For the year 2026, the USDA loan limit in Malibu, located in Los Angeles, CA is $776,600. In contrast, the FHA loan limit for a single-family home is $1,089,300.
With the Lendersa® USDA loan calculator, compare today's top USDA and FHA rates and assess the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best option for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Malibu, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Malibu, CA
The goal of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without hassle. Choose from three options to find matching lenders and suitable USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is limited to rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage needs no down payment.
Purchasing a home can be one of the largest decisions one will ever make. Home purchasing is not only about a home loan, but also about how the loan integrates itself within your other financial responsibilities and goals. I have worked in the mortgage business for over a decade.
520 Capitol Mall, Suite 780, Sacramento, CA, 95814
Professional Mortgage Associates (PMA) is a California Mortgage Corporation licensed by the California Department of Real Estate and endorsed by the NMLS as a Mortgage Loan Originator. PMA's corporate administrative staff have a combined history of over 60 years in the mortgage and real estate industry.
Securus Home Loans, where we specialize in residential mortgages. At Securus Home Loans, we work to find loans that fit indiviudal borrower’s needs. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
At Professional Mortgage Associates, we work with many home buyers who are looking to purchase in the Sacramento, CA area. When working together, we can help you find the right home loan to finance your dream. We care about our customers, which is why our phones are always on. Contact us any time, day, or night.
We at Professional Mortgage Associates have a friendly, professional staff available to answer all your home finance questions with no obligation. We promise to always give you sound advice before earning your business. Your loan application may be made by telephone, fax, e-mail or in person.
At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
1913 Capitol Avenue, Suite D, Sacramento, CA, 95811
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
