USDA Loan Vs. FHA loan for Saranap, CA [Contra Costa County Rates 2023]

In 2025, USDA loan limit in Saranap, county of Contra Costa, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Saranap, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(307) 761-0707 896 miles Lender's profile and map Reviews COLONIAL SAVINGS, F.A. 2020 Grand Ave, Suite 100, Laramie, WY, 82070 Colonial is a national provider of banking, home loans and insurance. Founded in 1952, the company has $1 Billion in assets and is privately held by choice to ensure our focus remains on our customers and not the expectations of Wall Street. Colonial is rated “Five Stars – Highly Recommended” as one of the strongest financial institutions
253.686.7999 897 miles Lender's profile and map Reviews Candu Ventures, LLC 300 N Center St. Unit 6, Casper, WY, 82601 We provide funding and operational solutions that increase profitability for qualified developers, investors, and business owners in the United States and Canada. Ask for a U. S. business loan, commercial real estate loans, investment or acquisition capital, debt and equity funding, private money, a merchant cash advance, or other funding. C
(307) 234-5401 897 miles Lender's profile and map Reviews Wyo Central Federal Credit Union 190 S David Street, Casper, WY, 82601 Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
(307) 237-4555 897 miles Lender's profile and map Reviews Jonah Bank of Wyoming 777 W. 1st Street, Casper, WY, 82601 Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
(800) 934-5351 897 miles Lender's profile and map Reviews Wyoming Capital Access 725 East 2nd Street, Suite 100, Casper, WY, 82601 Wyoming Capital Access provides guidance and access to government-related loan programs, as alternative business financing options, for Wyoming lenders and Wyoming small businesses. Wyoming's leading provider of SBA 504 Loans & SBA Wyoming Lender of the Year for three years in a row has begun operating under the new name of Wyoming Capital Access.
(307) 234-2385 897 miles Lender's profile and map Reviews Broker One Real Estate 550 N. Poplar St, Casper, WY, 82601 We are proud of our experience in almost every area of real estate, including residential, commercial, investment, rural and agricultural properties, as well as development and real estate finance. Also, we now offer property management! Our agents have a thorough understanding of all properties on the market.
(307) 265-0603 897 miles Lender's profile and map Reviews WYOMING COMMUNITY DEVELOPMENT AUTHORITY 155 North Beech Street, Casper, WY, 82601 WCDA provides low-interest single family mortgages, and education to help our customers buy and retain their homes. We also offer special programs to aid in the sustainability of homeownership. From our down payment assistance program, to homebuyer education and counseling, to our partnerships with developers and our work.
(307) 237-7002 897 miles Lender's profile and map Reviews Stillwater Mortgage 135 South Jackson St, Casper, WY, 82601 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(505) 982-8942 897 miles Lender's profile and map Reviews Guadalupe Credit Union 3601 Mimbres Lane, Santa Fe, NM, 87507 Father Edward J. McCarthy established Guadalupe Credit Union in 1948, for the purpose of serving the parishioners of Our Lady of Guadalupe Church in Santa Fe. In the 1970's, GCU merged with St. Anne's Credit Union as well as with Health and Environment and Human Services Credit Union, and in 1985, Guadalupe Credit Union merged.
(307) 265-2740 898 miles Lender's profile and map Reviews Hilltop National Bank 300 Country Club Rd, Casper, WY, 82609 Hilltop Bank, headquartered in Casper, Wyoming, has been locally owned and managed since 1964. We’re proud of our local heritage and place a very high priority on being a good community partner. Bank employees donate thousands of hours every year to worthwhile community projects and deserving non-profit agencies in our Casper
(575) 546-2691 898 miles Lender's profile and map Reviews First New Mexico Bank 300 S Gold Ave, Deming, NM, 88030 First New Mexico Bank came to life in Deming in 1962, under its charter name, Deming National Bank. The bank was first located on the corner of Silver Avenue and Pine Street in which Marie's Italian Grill now resides. In November of 1973, the bank moved into a new building at our present location on 300 South Gold Avenue.