USDA Vs. FHA your options comparison in Saranap, Contra Costa County, CA
In 2025, the USDA loan limit in Saranap, located in Contra Costa, CA, is $776,600. For a single-family home, the FHA limit is $1,089,300.
With Lendersa® USDA loan calculator, you can compare the best USDA and FHA rates currently available. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, guiding you to select the best program in for your financial needs.
2025 Loan Limits and Downpayment Requirements in Saranap, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Options in Saranap, CA
Lendersa® aims to readily connect you with the best USDA or FHA loan efficiently. Start with one of three entry points leading to matching lenders and USDA loan opportunities.
A USDA home loan, backed by the Department of Agriculture and commonly referred to as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans that require a 3.5% down payment, USDA loans require none.
SMS Mortgage pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan.
2901 W Coast Hwy, Suite 200, Newport Beach, CA, 92663
Rippon Capital offers a unique, boutique mortgage experience with a customized approach for established professionals on the Southern California Coast. We strategically position our clients to meet their home financing objectives through dedicated expertise, pricing, and products.
2901 W. Pacific Coast Highway, Suite 200, Newport Beach, CA, 92663
RFM is a full-service mortgage broker in Newport Beach and Orange County where you can get the best rates for a home loan to buy a home or refinance. As a mortgage broker, RFM can shop for the best mortgage rates that suit your needs. We shop at over 20 different lenders, as all may have different guidelines.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Funding Concepts Group we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
Homestead SPC is the first California Social Purpose Corporation to provide all-inclusive mortgage, realty and legal services to Home Buyers and Homeowners. Founded by Real Estate Attorney and Broker Joseph Arthur Roberts, Homestead SPC is the product of lessons learned from the Great Mortgage Crisis.
With over 15 years of experience in all facets of Mortgage Lending, Melissa has knowledge in conventional, non-conventional, government, non-prime, and hard money loans. She understands that every loan is unique and keeps an optimistic mindset.
Melissa has an extensive background in helping first time homebuyers
2730 S Harbor Boulevard, Suite L, Santa Ana, CA, 92663
We take pride in providing you with excellent service and appreciate the opportunity to assist you with your mortgage needs and also We provide the lowest rates for our Veterans, if you are in process with another and your appraisal is done you owe it to yourself to compare pricing.
We close loans in as little as 30 days.
3101 W. Pacific Coast Hwy, Suite 150A, Newport Beach, CA, 92663
Our all-encompassing approach to lending allows us to immerse ourselves in a multitude of lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards of character, respect, and integrity.
With CdM Lending and Priority Financial Network as your lender.
2901 West Coast Highway, Suite 200, Newport Beach, CA, 92663
Legacy Finance and Realty is a full service CA Mortgage and Real Estate Broker. We are proud to provide our clients with a plethora of home loan products as well as real estate sales and purchasing services. Whether you are looking for a loan to purchase or refinance a home, Legacy Finance and Realty will provide all viable options.
2901 West Coast Hwy, Suite 200, Newport Beach, CA, 92663
Crystal Lending Group Inc., a California based Real Estate Brokerage company with over 14 years of experience in the industry. Based in Newport Beach, California, we are here to serve our local communities along with every city in our beautiful state of California. The choice is clear when choosing Crystal Lending Group
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
